Why should i buy Future Health Suraksha?

Future Health Suraksha by Future Generali is a popular policy that covers both, individuals and their family members. The benefits one can avail under this policy include in-house cashless settlement, innovative covers, quick settlement of claims, and no-claim cumulative bonus.

What is the minimum entry age for Future Health Suraksha?

The minimum age of entry is 90 days.

What is the maximum entry age for Future Health Suraksha?

The maximum age of entry is 70 years.

What is the minimum policy term for Future Health Suraksha?

The minimum policy term is 1 year.

What is the maximum policy term for Future Health Suraksha?

The maximum policy term is 3 year.

What is the waiting period for pre-existing illnesses in Future Health Suraksha?

Pre-existing illnesses are covered after 48 months of continuous coverage in Future Health Suraksha.

What are the additional benefits provided in Future Health Suraksha?

Cumulative bonus of 10% on the basic sum insured, family discount of 10%, long term discount, loyalty discount of 2.5%, recharge of sum insured, and portability are other benefits that come with Future Health Suraksha.

What is the minimum and maximum amount for the Sum Assured in Future Health Suraksha?

The minimum sum insured amount is Rs. 50,000 and the maximum sum insured amount is Rs. 10,00,000.

What does the Future Health Suraksha Plan cover?

Future Health Suraksha covers inpatient treatment, other inpatient expenses, pre & post hospitalisation expenses, day care expenses, ambulance charges, patient care, accident hospitalisation, hospital cash, organ donor expenses, and recharge benefit.

Is there a tax benefit under Future Health Suraksha Plan?

Yes, a policyholder is eligible to avail tax relief on premium paid by any mode other than cash, as provided under Section 80D of the Income Tax Act.

Future Generali Health Suraksha Insurance Wordings

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Highlights

Cashless Approval TAT	2 hr Cashless Claim Processing
Claim Settlement Ratio	94%
COVID-19 Cover	Yes
Network Hospitals	8,400+
Renewability	Yes
Special Benefits	Complimentary Teleconsultation

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Future Generali Future Health Suraksha Brochure

911.82 KB
PDF Document
Apr 09, 2019

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Future Generali Health Insurance Plan List

Family (3)
Individual (1)
Dengue (1)
Critical Illness (1)
Parents (1)
Senior Citizen (1)
HIV (1)
Kids (1)
Maternity (1)
Woman (1)

Name of Plan	Sum Insured
Future Health SurakshaMin: 90 Days; Max: 70 Years	50 Thousand	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50,000 - 2.5 lakh	Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium
Arogya Sanjeevani Policy Min: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Check Premium
Vector CareMin: 1 Day; Max: 65 Years	10 Thousand	Check Premium
Future HospiCashMin: 6 Months; Max: 65 Years	500/day	Check Premium
Future CriticareMin: 6 Years; Max: 65 Years	1 Lakh	Check Premium
Future Varishta BimaMin: 60 years; Max: No Limit	2 Lakh	Check Premium
Health TotalMin: 1 Day; Max: No Limit	3 Lakh	Check Premium
Health Super Saver PolicyMin: 18 years; Max: 70 years	3 Lakh - 50 Lakh	Check Premium

Future Generali Health Insurance Top Up List

Cancer (1)
Individual (1)
Top-up (2)

Name of Plan	Sum Insured
Health SurplusMin: 3 Months; Max: 65 Years	3 lakh	Check Premium
Future Advantage Top UpMin: 1 Day; Max: No Limit	50 Thousand	Check Premium

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FAQs on Future Health Suraksha Health Insurance Plan

Why should i buy Future Health Suraksha?
Future Health Suraksha by Future Generali is a popular policy that covers both, individuals and their family members. The benefits one can avail under this policy include in-house cashless settlement, innovative covers, quick settlement of claims, and no-claim cumulative bonus.
What is the minimum entry age for Future Health Suraksha?
The minimum age of entry is 90 days.
What is the maximum entry age for Future Health Suraksha?
The maximum age of entry is 70 years.
What is the minimum policy term for Future Health Suraksha?
The minimum policy term is 1 year.
What is the maximum policy term for Future Health Suraksha?
The maximum policy term is 3 year.

View More Questions

Claim Process at Future Generali Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Future Generali Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Future Generali Health Insurance
1800-220-2338 A.M. to 8 P.M.
fgcare@futuregenerali.in