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6 Best Health Insurance Policies With Vaccination Coverage

Updated On Mar 16, 2021

Vaccination has entirely transformed our world and has restructured modern medicine. They have not just eradicated harmful diseases such as smallpox but have also assisted in lowering the mortality rates at the time of dealing with common infections. They are not just helpful in preventing ailments like influenza, polio and many more but they are also standard treatment lines at the time of dealing with some health conditions like Rabies.

Health Insurance for Vaccine Coverage

Maternity coverage is offered by various health insurance plans in India that also includes expenses for vaccination for up to a year after the child birth. It varies as per the insurance company and different plans, which is why it is significant to thoroughly know about the insurance company prior to buying the insurance plan.

Vaccination is important for every child irrespective of gender. It safeguards them from plenty of complications and preventable illnesses. The most common ones include:

  • Paralysis of limbs
  • Hearing loss or convulsions
  • Amputation of a leg or arm
  • Brain damage, and even death
  • Measles, mumps, and whooping cough

These diseases are a threat to every infant, child, and teenager. They infect children, which usually results in hospitalizations and deaths.

Thanks to the influx of health insurance that covers vaccination expenses. Also, you should look for coverage for vaccinations provided to adults such as rabies or hepatitis vaccines.
Some of the insurance plans may extend the scope of vaccine coverage beyond maternity insurance, providing cover for vaccination expenses that are required to prevent infectious diseases or the ones that spread via animal bites. The coverage offered is dependent upon the health insurance company and you are required to carefully go through these terms in the policy document.

Health Insurance Policies with Vaccination Coverage

Some of the health insurance plans offering Vaccination coverage are mentioned below:

Let’s dive deeper and take out the best health insurance for yourself and your child that feature vaccination coverage. 

Activ Assure – Diamond Plan

Activ Assure – Diamond Plan is a popular plan of Aditya Birla. It acts like a partner that cares for you and your baby’s health. Ranging from timely health check-ups to complete hospitalisation care, this plan covers the expenses incurred in Vaccination. 

Activ Assure – Diamond Plan lets you have up to Rs. 10,000 for the vaccination (applicable for the Sum Insured of Rs. 1 crore and above). So, you can get your child vaccinated against various serious illnesses and complications and ensure him/her a healthy lifestyle.

Along with the vaccination coverage, Activ Assure – Diamond Plan also offers basic covers and many additional benefits, such as no claim bonus, health check-up program, e-opinion, critical illness, domestic or international emergency assistance, etc. 

Family Plus Health Insurance Plan

Family Plus Insurance by Royal Sundaram is another policy that comes with the Vaccination coverage benefits. Known for the most comprehensive health coverage at an affordable premium rate, this particular plan covers up to 19 relationships, so suitable for large families. 

Royal Sundaram has designed this distinct plan with a view to taking care of the medical treatment for severe medical conditions, critical illnesses, or any other serious medical condition.

Apart from this, the plan covers charges of vaccination in case of an animal bite. However, the coverage amount is limited to Rs.5,000. 

Also, the Family Plus plan has the maternity benefit cover for up to 2 deliveries. However, this cover is only applicable in case, 2 adults are covered under the same family floater policy.

Family Health Protector Policy

Family Health Protector Policy by IFFCO Tokio is another insurance plan you can pick for covering vaccination charges. Besides covering the entire family members at an affordable premium, this policy comes with Vaccination coverage. It offers coverage for Health check-up & Vaccination expenses, thus allowing you to safeguard your child and yourself from the financial burden in times of medical exigencies.

The Family Health Protector Policy also covers Critical Illness & Emergency Assistance Services, Ayurveda, Homeopathy, Unani, Siddha hospitalization expenses and so on. 

ProHealth Insurance Plan

Since you are on a lookout for the best health insurance policy with Vaccination coverage, ProHealth Plan of ManipalCigna can be your choice. Designed to provide full protection against any ailment or medical emergencies, the policy can safeguard you and your family health-related expenses through health insurance plans. 

ManipalCigna has designed this plan with certain features which enable it to meet all unexpected health issues/complications, maternity benefits, and also to cover expenses incurred in the medical treatment of the newly-born baby. Some special features of the ProHealth Insurance Plan include coverage for expert opinion on critical illness, healthy rewards, newborn baby cover up to the Sum Insured. 

Health Companion 

When it comes to health insurance with vaccination coverage, Max Bupa’s Health Companion has its own importance. Designed to protect you and your loved ones, this particular health product covers the expenses incurred in the vaccination in case of an animal bite. 

Under this distinct plan, Max Bupa guarantees to cover medical expenses of OPD treatment up to Rs. 5,000 for immunizations or vaccinations to treat post an animal bite. However, you can avail of this benefit only on a reimbursement basis. Health Companion by Max Bupa does also shield your savings against the invasion of unforeseen medical expenses. 

Conclusion

The aforementioned are the best health insurance policies with vaccination coverage you can buy online for yourself and your kids in India. 

Medical experts say that children are at a higher risk of developing infectious diseases. And this is because their immune systems are not strong enough to combat serious infections and diseases. As a consequence, they are caught in the cruel claws of dreadful ailments.

Vaccines protect them from such serious diseases. So, don’t let the financial crunch be an obstacle on the way of your child’s growth. Buy any of the health insurance policies with vaccination coverage and let your child have the proper vaccines on time. There is no better way than vaccinations to protect your beloved child from dreadful diseases. Vaccinations start early in life to protect your child before he or she is exposed to these diseases.

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