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When to Purchase Comprehensive Car Insurance Coverage?

Published On Dec 30, 2020, Updated On Mar 20, 2021

A comprehensive car insurance package covers damage and loss to the car and renders personal accident cover along with third party liability for the insured. The best time to buy comprehensive car insurance is soon after buying the vehicle.

A comprehensive car insurance policy will protect the car from any unforeseen conditions on the road. It is the highest level of protection to give for the car and the policyholders can claim the losses instantly, in any situations. It offers complete peace of mind and financial protection for the insured and is much better than third party car insurance. People who are very possessive about their car and are picky about what happens to the car at all times should go for comprehensive car coverage.

When to Purchase Comprehensive Car Insurance Coverage?

When to Purchase a Comprehensive Car Insurance Coverage?

Comprehensive car insurance is an all-inclusive insurance policy that renders extensive coverage to the vehicle owner from both natural and man-made calamities. It is beneficial to buy comprehensive car insurance as soon as the vehicle is bought, but there are certain special conditions where comprehensive coverage is mandatory and cannot be compromised. Such instances are discussed here.

1. Buying a New Car

Owing a new car is almost the dream come true for many people and is seen as an important milestone in life. People spend lakhs of money on the new car and the best way to preserve the investment and to enjoy absolute peace of mind is by seeking a comprehensive car cover.

2. While Migrating to a Big City

Big cities are always bustling with traffic and people and the chances of road accidents and damages to the vehicle are much pronounced in busy cities. Those residing in these metros or migrating to a big city should compulsorily adopt comprehensive car insurance.

3. After Buying a Porsche Car

People who buy high-end fancy cars like Audi or BMW can opt for a comprehensive car cover, as it helps to protect the car from damages and also mitigates the risk of thefts. Also, repairs of fancy cars are highly expensive, and thus will be much beneficial if provided by the insurance company.

4. Those Who Are Not Very Good in Driving

New drivers who have not mastered the art of driving and clumsy drivers who are much prone to accidents and mishaps should opt for comprehensive car insurance coverage. It can be of tremendous help in protecting the person and the car during unavoidable road situations.

5. Frequent Roadtrippers

Many people buy a car for outstation driving and to have frequent trips and vacations. For those who wish to explore the countryside by road, it is essential to have comprehensive car insurance. It will protect them from unexpected losses and help with breakdown assistance and damage protection.

Bottom Line

Protecting the car with a comprehensive car cover is the only way to treat its dents, without creating any dents in the wallet. This plan offers the most comprehensive coverage for the car and also makes the plan highly attractive with its customizable add-ons. It offers the peace of mind for the car owners that they can also drive the car legally as it covers third party damages as well.

Also Read: Important Components of Your Comprehensive Car Insurance Policy Wordings

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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