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What are the Benefits of An Engine Protection Cover?

Published On Aug 21, 2021, Updated On Aug 24, 2021

Engine protection cover is one of the most important add-on covers in car insurance. Read to know the benefits of adding it to your car insurance policy.

The engine is the heart of a car that plays a vital part in letting it function smoothly. If you stay in an area that is prone to flood or waterlogging, then damage to the engine becomes inevitable. The engine is one of the costliest parts of a car and its repair can cost you dearly. Your standard car insurance plan does not provide any coverage for the wear and tear of your car’s engine, but with the addition of engine protection cover to your policy, damages and losses incurred by your car’s engine will get covered.

What are the Benefits of An Engine Protection Cover?

What Is Engine Protection Cover?

The Engine Protection cover is an add-on cover that provides compensation for any damage or loss sustained by the engine of your car. It gives coverage to the cost of repairing or replacing the engine of your car and its parts under your car insurance plan on paying an extra premium in addition to your standard premium. This add-on cover gives coverage against any damage to the car’s engine or its parts due to water ingression, lubricant oil leakage, hydrostatic lock damage, or engine part damage. 

Benefits of Engine Protection Cover In Car Insurance

Engine protection cover comes with a range of benefits that you can avail of by adding to your insurance policy. Here are some of its benefits:

1. Covers the Most Expensive Part

When it comes to the engine, it is the costliest part of a car. The cost of replacing and repairing the car’s engine is quite expensive. The engine protection add-on cover is designed to cover all the repair and replacement costs which will help you not worry about how much money it will cost.

2. Provides Financial Assistance

With a standard car insurance plan, you can not get your damaged car’s engine repaired. But, by adding the engine protection cover, the cost of repairing the damages of the engine or its parts will be covered by your car insurance company and you will get financial aid for the same.

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3. Best for People Living in Flood-Prone Areas

People living in low-lying areas that are prone to water-logging or flood may find their car’s engine frequently damaged due to water ingression. This cover will help you get those repair costs covered by your insurance company in addition to damages due to lubricant leakage, etc.

4. Great Help for the Owners of New Cars

Any damages to the car’s engine can dig a hole in the pockets of the car owners of a new car as the new car’s engine will be costly. But if you have bought a cover with your car insurance plan, the expense of the car’s engine repair is covered irrespective of their costs.

5. Ensures Longevity of the Car

Proper working of the car’s engine ensures the longevity of the car. If you could not get your car’s engine repaired due to lack of money, it can make it immovable and useless. However, this add-on cover will ensure paying for the engine’s repair to make it function smoothly for years.

Also Read:- What Happens To Acko Car Insurance When The Policyholder Dies?   


The Engine Protection Cover is an important and beneficial add-on cover for every car owner. It not only protects the engine of your car but also helps you save a lot of money as the engine is one of the most expensive parts of a car.


Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard. 

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