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Tips to Renew ICICI Lombard Car Insurance

Published On Aug 14, 2023, Updated On Aug 29, 2023

Tips to Renew ICICI Lombard Car Insurance

When it comes to renewing your car insurance, it's essential to have a smooth and hassle-free experience. We understand that navigating through the renewal process can be overwhelming, and that's why we've curated expert tips to help you make the most of your ICICI Lombard car insurance policy renewal. From understanding the renewal procedure to exploring add-on covers and ensuring maximum coverage, we've got you covered. Let's dive in and discover how you can renew your car insurance with confidence and ease.

Tips to Renew ICICI Lombard Car Insurance

Smart Tips for a Smooth ICICI Lombard Car Insurance Renewal

If you've missed your car insurance renewal date, you're not alone; many policyholders find themselves in a similar situation due to negligence or a busy schedule. However, renewing your car insurance at the earliest is crucial to avoid financial hazards and other consequences.

To help you navigate the ICICI Lombard car insurance renewal process, here are 10 smart tips to consider before renewing your policy:

  1. Type of Plan: Choose between a third-party liability policy and a comprehensive plan based on your car insurance companies. While a third-party policy is budget-friendly, a comprehensive plan offers extensive coverage.
  2. Add-Ons: Explore add-ons like Zero Depreciation cover, NCB cover, Invoice Protection cover, and Engine Protect cover to enhance your car's coverage.
  3. Check Network of Cashless Garages: Ensure your insurer has a network of cashless garages for seamless claim processing.
  4. Adequate IDV: Opt for the right Insured Declared Value (IDV) to enjoy the full benefits of your policy.
  5. Deductibles: Understand the mandatory and voluntary deductibles to avoid fraudulent claims.
  6. No Claim Bonus or NCB: Renewing an expired car insurance policy with an NCB can lead to more affordable premiums.
  7. Claim History: Research your insurer's claim settlement history for hassle-free claim processing.
  8. Enhanced Security: Install recommended security devices to increase car security and reduce premium costs.
  9. Avoid Lapses: Avoid policy lapses to retain your No Claim Bonus and comply with road regulations.
  10. Compare Online Quotes: Utilise online platforms to compare policy quotes from different insurers for cost-effective options.

By following these tips, you can confidently renew your car insurance, ensuring your vehicle's continued protection and financial security.

Inclusions and Exclusions of ICICI Lombard Car Insurance

Before purchasing any car insurance policy from ICICI Lombard, it is essential to review the inclusions and exclusions of the plan:


  1. Third-party liability coverage
  2. Protection against damages caused by accidents, natural disasters, etc.
  3. Coverage for loss or theft of the insured vehicle
  4. Cashless repair facility at network garages


  1. Wear and tear of the car
  2. Mechanical breakdown of the vehicle
  3. Damages caused due to the driver's negligence

Advantages of Renewing ICICI Lombard Car Insurance Online

In the present era, renewing car insurance policies online offers remarkable convenience. Some of the key benefits of opting for ICICI Lombard car insurance online are as follows:

  1. Paperless Procedure: When renewing ICICI Lombard car insurance online, there is no need for extensive paperwork. You can easily submit all the required car insurance documents online, eliminating the hassle of physical paperwork.
  2. Instant Quotes: Upon entering the relevant details for car insurance, you can instantly obtain quotes online, making it easy to compare and choose the best option.
  3. Expert Customer Support: ICICI Lombard provides dedicated customer support available 24/7, ensuring that you receive expert assistance during the process of renewing your car insurance plan.
  4. Seamless Process: The process of renewing an ICICI Lombard car insurance plan online is quick and straightforward, saving you time and effort.
  5. Transparency: Renewing ICICI Lombard car insurance online ensures transparency, with no hidden charges or additional costs. You can easily understand the entire process and costs associated with the car insurance plan.

In conclusion

Renewing your ICICI Lombard car insurance is a critical responsibility that should not be overlooked. By following the smart tips provided, you can navigate the renewal process with ease and make informed decisions that best suit your needs and budget. Choosing the right type of plan, considering add-ons for enhanced coverage, checking for cashless garages, and ensuring an adequate IDV are all essential steps to ensure comprehensive protection for your vehicle. Additionally, being mindful of deductibles, maximising the No Claim Bonus, and installing security devices can lead to cost-effective premiums. By avoiding lapses and utilising online comparisons, you can secure a hassle-free and affordable car insurance renewal that offers peace of mind on the roads.


  1. How can I renew my ICICI Lombard car insurance online? 

A: You can easily renew your ICICI Lombard car insurance online by visiting their official website or using their mobile app. Just enter your policy details, select the desired coverage, and make the payment securely online.

Q: Is it necessary to renew my car insurance policy before it expires? 

A: Yes, renewing your car insurance before it expires is crucial to ensure continuous coverage. A lapsed policy may lead to a loss of No Claim Bonus (NCB) and leave you financially vulnerable in case of an accident.

Q: Can I modify my coverage during the renewal process? 

A: Absolutely! While renewing your ICICI Lombard car insurance, you have the flexibility to modify your coverage, add or remove add-on covers, and tailor the policy to meet your specific needs.

Q: Will my NCB be affected if I make a claim during the previous policy period? 

A: Making a claim during the previous policy period may affect your No Claim Bonus. However, with ICICI Lombard's NCB protector add-on, you can retain your NCB even after filing a claim.

Q: What documents do I need to renew my car insurance? 

A: To renew your ICICI Lombard car insurance, you generally need your previous policy documents, vehicle registration details, and valid ID proof. Additionally, keep any required No Claim Bonus (NCB) transfer documents handy if applicable.


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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