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Everything About Kotak Mahindra Car Insurance

Published On Jun 17, 2021, Updated On Jul 26, 2021

Read this article to understand the benefits of purchasing car insurance from Kotak Mahindra and easy steps to purchase your preferred policy plan online.

When you are purchasing your car insurance policy, your primary step should be to compare different policies and weigh the facilities provided by different insurance companies. It is wise to have multiple parameters to purchase your car insurance. If Kotak Mahindra is one of your preferred insurance companies, this article will give you more detailed information on its features and the benefits of purchasing insurance from this company. You can also follow the steps given in this article to purchase your car insurance online from Kotak Mahindra.

Everything About Kotak Mahindra Car Insurance

Features And Benefits of Purchasing Car Insurance From Kotak Mahindra

The following are the benefits of purchasing your car insurance from Kotak Car Secure- 

1. Trusted And Reputed Brand

 When you are purchasing car insurance, you must always ensure to check for the authenticity and the legitimacy of the company to be safe from fraudulent deals. Kotak Mahindra is one of the most trusted and reputed brands in the country. It is IRDAI approved and has been providing service since 2014. This means that you can rely on Kotak Car Secure to help you out in times of need. 

2. Third Party Cover

Having third party car insurance is mandatory for every car owner according to the Indian Motor Vehicle Act. This is available as a standard insurance policy or even as an additional cover. You can claim this insurance to compensate for the loss of the third party in case of an accident. Kotak offers up to 7.5 Lakh for the claim amount depending on the extent of the damage sustained by the third party. 

3. OD And PA Cover 

Own Damage and Personal Accident Covers are some of the most vital covers in any car insurance policy. These covers keep you financially safe in case of an accident that results in causing damage to your prized four wheels. OD cover offers financial assistance to pay for repairing the damages sustained in case of an accident, fire, natural calamity and pays the policyholder a settlement amount in case of theft. The PA cover of Kotak Car Secure offers settlement of up to 15 Lakhs in case of any damage sustained by your car owing to road accidents. It also takes care of the medical bills in case of any bodily injury from a road accident. 

4. Additional Covers

Insurance companies offer various facilities that can be added to your car insurance policy to get extra coverage in the form of add ons. Purchasing this will increase the cost of your premium, but will give you the optimal coverage you need. Kotak Mahindra offers 9 additional covers along with OD and PA cover to help you to be covered in all ways. 

5. Online Facilities

With the improvement in technology, most insurance companies have enabled their customers to buy, renew and even claim their car insurance online from the comfort of their residence. Kotak Mahindra has a website with a seamless user interface where you can easily buy, renew and claim your car insurance.

How To Purchase Car Insurance At Kotak Car Secure?

Purchasing car insurance at Kotak Mahindra is simple. You can buy car insurance online and customize your plan by adding your preferred additional cover at an affordable premium. The following are the steps you can follow to successfully purchase your car insurance online - 

1. Visit the official website of Kotak Car Secure and click on the tab for buying car insurance.

2. You will be required to provide details of your car like the registration number and date along with your contact details like phone number and email.

3. You will be taken to a page to select the type of car insurance policy and the add-ons for the insurance plan.

4. Once you select these details, you can get a car insurance quote for your policy and make the payment of the premium.

5. You will receive your policy documents on your mail ID indicating a successful purchase of your car insurance. 

Take Away

Since different insurance companies offer different car insurance plans, checking for various facilities provided by insurance companies will make you aware of the plans that will benefit you. It will help you to list out your requirements and create your own checklist of the facilities you require for your car. Thus, make sure to compare different policies on various parameters before selecting one car insurance plan. 

Also Read:

Benefits Of Using a Car Insurance Premium Calculator

Benefits of Return to Invoice Cover (RTI) in Car Insurance

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard. 

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