4 Tips to Get Your Car Winter Ready

Adverse weather conditions can affect a car severely just like a person’s health. As winter is coming, you should start taking its care of your much-loved car as the harsh weather conditions can result in damages. By taking the following measures you can get your car ready for winter. By taking good care of your car, you can avoid making insurance claims against it and enjoy the benefit of a No Claim Bonus (NCB). An NCB is a type of reward a policyholder gets for making no claim during the validity period of an insurance policy.

Practices To Make Your Car Winter Ready

Below are some measures following which you can make your car ready for the cold season:

  • Covering Car Properly

In winter you should always park your car in a covered area. Exposure to snow fall, dewdrop or fog can hamper the paintjob of the car and can eventually result in you losing the NCB. So, it is suggested to make a proper arrangement to cover up the car properly especially during winter.

  • Check Car’s Lighting

In winter, fog reduces visibility. Thus, driving becomes difficult in the absence of proper light settings. Thus, you should keep a check on your car’s headlights, fog lights, tail lights and indicators to avoid mishaps. No mishaps means no insurance claims which in turn means the benefit of NCB.

  • Check on Car’s Tyres

During winter, the roads usually turn slippery and often lead cars to skid. Thus, a check on car’s tyre becomes important to ensure their strong grip which is essential especially during turns and brakes. Keeping this check helps you avoid accidents and collisions and help you retain your insurance NCB.

  • Keep Car’s Engine Active

You should not abandon your car during winter. Prolonged inactivity of your car’s engine can affect its battery life. Thus, it is suggested that you start your car’s engine periodically to keep it active.

By practicing the above-mentioned checks you can keep your car winter ready and ensure retention of your car insurance NCB. The below table explains how much NCB you can get for making no claims during your car insurance policy period.

Claim Free Years

NCB Percentage

1 Year

20%

2 Years

25%

3 Years

35%

4 Years

45%

5 Years

50%

For further reading:

5 Reasons Why You’re Paying A Higher Car Insurance Premium!

Disclaimer: This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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