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Shriram Life Term Insurance User Reviews

75 reviews Rate This
Shriram Life Term Insurance
Highlights
Claim Settlement Ratio95.12%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For2,816 Policies
Inception2005
Presence529 Branches
Total Death Benefit PaidRs.77.88 Crore

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Choose required coverage to secure your family’s future

50L
1Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Shriram Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.01%
Starting From ₹ 697/Month
Claim Settlement 4hr Claim Settlement
Key Features:
  • Right Green Tick Annual Health Checkup
  • Right Green Tick Terminal illness
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Rating of Shriram
4.9
Based on
75 User reviews

  • Found the best term plan providers

    While exploring different term insurance plans I got to know about some term plans that were offered by some of the leading insurance providers in India. I got to know about the claim settlement ratio and its importance while choosing a term insurance plan. I purchased the Shriram Term Insurance.

    N
    Naina Murry
    On: Aug 24, 2023

  • Received the best guidance

    I was a bit confused while purchasing the Shriram Term Insurance so I contacted the helpline number of InsuranceDekho. The customer support specialist clarified my doubts and helped me purchase the plan.

    A
    Aditi Jaiswal
    On: Aug 09, 2023

  • Family-Friendly Coverage Options

    InsuranceDekho's Shriram Term Insurance caters to families, offering coverage for all family members under a single policy, making it a convenient option.

    V
    Vansh Rajpal
    On: Jul 21, 2023

  • Timely Policy Updates

    I appreciate how InsuranceDekho keeps me informed about any updates or changes to my Shriram Term Insurance. Their proactive approach to providing timely notifications ensures that I am aware of any modifications and can make necessary adjustments if required.

    N
    Nilesh Aparjit
    On: Jul 19, 2023

  • Customer service at its best

    The customer service on the InsuranceDekho website is excellent. I purchased Shriram Term Insurance through their website. I had some concerns throughout my transaction, so I contacted customer service. The agent was extremely helpful and responded quickly to all of my questions. Their services were excellent, and I was very satisfied.

    R
    Raunak Singhania
    On: Jul 14, 2023

  • Flexible Policy Options to Suit Individual Needs

    InsuranceDekho's term insurance policies offer flexible options that can be tailored to suit individual needs. From choosing the policy duration to selecting riders and coverage amount, the policies can be customized to provide the desired level of protection. Because of these convenient features, I bought the Shriram Term Insurance from there. 

    S
    Shuchi Gosai
    On: Jul 11, 2023

  • Best Place To Choose And Buy Plans

    Purchasing a health insurance plan from InsuranceDekho is totally worth it. I bought the Shriram Life Term Insurance after comparing all the options of health plans listed on their company’s website. This plan was the best suitable for me because it was providing maximum coverage at the minimum cost. My purchasing journey was awesome and convenient. I would recommend everyone to get protection plans from InsuranceDekho. 

    S
    Surinder Singh
    On: Jul 07, 2023

  • Happy Customer

    I have been a customer of the Shriram Life Term Insurance that I bought from InsuranceDekho for several years, and I am highly satisfied with their services. The plan has consistently provided reliable coverage, exceptional customer service, and prompt claim settlement.

    C
    Chetna Bhatt
    On: Jul 04, 2023

  • Easy Communication

    Highly appreciable services! I bought the Shriram Life Term Insurance from InsuranceDekho. Recently, I claimed my plan with the help of their team. My claim was settled within a week without demanding any of my efforts. Both the term insurance plan and the company are really good at their service. Thank you InsuranceDekho for helping me in the best possible way. 

    B
    Bindu Chawla
    On: Jun 30, 2023

  • The plan offers good coverage

    The coverage that the Shriram Life Term Insurance available on InsuranceDekho provided is simply awesome. Moreover, I was also able to include add-ons or riders for further expanding the coverage of the plan.

    M
    Manoj Kumar
    On: Jun 27, 2023

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Shriram Life Term Insurance Contact Details

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Claim Process at Shriram Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the CSR for Shriram Life Insurance Company?

    Shriram Life Insurance has a high CSR of 91.61% for the financial year 2019-20.

  • Which term insurance plans does Shriram Life provide?

    Shriram Life Insurance provides Shriram Life Cash Back Term Plan, Shriram Life My Spouse Term Plan, Shriram Life Online Term Plan, Shriram Life Smart Protection Plan, Shriram Life Smart Protection Plan SP, Shriram Life Family Protection, Corona Rakshak Policy and Shriram Life Saral Jeevan Bima. As the name suggests, Shriram Life Online Term Plan is an online plan.

  • What is the free look period for term insurance at Shriram Life Insurance?

    The free look period is 15 days. However, the free look period is 30 days if the policy has been purchased through distance marketing mode. 

  • What is the grace period for term insurance plans at Shriram Life Insurance?

    The grace period is 30 days for yearly, half yearly and quarterly mode. In case of monthly mode, the grace period is 15 days.

  • Does Shriram Life Insurance provide any protection plan against Covid-19?

    Yes! You can easily buy Corona Rakshak Policy to gain protection against Covid-19. The policy provides 100%  lump sum benefit in case of COVID-19 diagnosis and hospitalization.

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