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Shriram Life Term Insurance User Reviews

53 reviews Rate This
Claim Settlement Ratio95.12%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For2,816 Policies
Presence529 Branches
Total Death Benefit PaidRs.77.88 Crore

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1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Shriram
Based on
53 User reviews
  • Guided by experts

    The entire process of buying the Shriram Life Term Insurance plan from InsuranceDekho became easier as it was well-guided by a team of experts. They not only explained everything about the plan but also ensured that I choose the best among all the plans as per my needs. Keep up the good work.

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    Nikita Rajani
    On: Apr 17, 2023
  • Guided by experts

    The process of buying the Shriram Life Term Insurance policy at InsuranceDekho was guided by a team of experts. The team looked after my queries on priority as well as made sure that I face no problem in buying the plan.   

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    Natasha Shah
    On: Apr 11, 2023
  • Easy to understand and compare plans

    The policies on the InsuarnceDekho website are easily understandable. I could easily compare the plans and then decide which one to buy. I bought the  Shriram Life Term Insurance Policy which is best suited to my needs and requirements.   

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    Arhan Raiswal
    On: Apr 07, 2023
  • Good-to-go plan

    The Shriram Life Term Insurance plan is really good. It has all those benefits that one expects from a good term insurance plan. I am happy and satisfied with it. I bought this plan from the InsuranceDekho website.

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    Kanishka Tiwari
    On: Apr 04, 2023
  • Questions were answered quickly

    I was curious about the Shriram Life Term Insurance plan. I called InsuranceDekho's customer service number and asked for assistance with my concerns. The customer service representative was extremely knowledgeable and responded quickly to all of my inquiries. My questions were handled and resolved expertly by the executive. 

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    Hartaj Kalra
    On: Mar 29, 2023
  • Online Features

      I was looking for a good-term insurance plan. A friend suggested the InsuranceDekho website. I was quite happy to see so many insurance companies offer online features such as policy issuance, premium payment, and claim settlement. I immediately bought the Shriram Life Term Insurance plan and must say that all the features are easy to use. 

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    Soam Mahajan
    On: Mar 27, 2023
  • The information updated is very comprehensive

      The InsuranceDekho website has a very comprehensive set of information. After going through the website and the plan in detail, I was able to purchase the Shriram Life Term Insurance Plan. Thank you InsuranceDekho. Highly recommend it to everyone. 

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    Anju Bhatt
    On: Mar 22, 2023
  • User-Friendly Website

      The InsuranceDekho website is very user-friendly. It was quite easy to search for the information one is looking for. I could easily read the numerous features, perks, and policy renewal information while purchasing the Shriram Life Term Insurance plan. I purchased this term plan within a few minutes. Would recommend this website to everyone. 

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    Lucky Dalal
    On: Mar 20, 2023
  • Got my policy renewed in very less time

      I bought the Shriram Life Term Insurance plan from the InsuranceDekho website a year ago. I visited their site again to get my policy renewed. The process was done in just 5 minutes with the guidance of their team. I am really happy to see that I got my work done in such a short time. Happy with the service.

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    Varun Vasandhani
    On: Mar 15, 2023
  • Easy tools for comparing policy

    The website of InsuranceDekho had amazing tools for comparing different policies. After comparing the different life plans, I bought the Shriram Life Family Protection plan from InsuranceDekho. 

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    Urvashi Sharma
    On: Jan 23, 2023

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Shriram Life Term Insurance Contact Details

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Claim Process at Shriram Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

FAQ About Shriram Life Term Insurance

  • What is the CSR for Shriram Life Insurance Company?

    Shriram Life Insurance has a high CSR of 91.61% for the financial year 2019-20.

  • Which term insurance plans does Shriram Life provide?

    Shriram Life Insurance provides Shriram Life Cash Back Term Plan, Shriram Life My Spouse Term Plan, Shriram Life Online Term Plan, Shriram Life Smart Protection Plan, Shriram Life Smart Protection Plan SP, Shriram Life Family Protection, Corona Rakshak Policy and Shriram Life Saral Jeevan Bima. As the name suggests, Shriram Life Online Term Plan is an online plan.

  • What is the free look period for term insurance at Shriram Life Insurance?

    The free look period is 15 days. However, the free look period is 30 days if the policy has been purchased through distance marketing mode. 

  • What is the grace period for term insurance plans at Shriram Life Insurance?

    The grace period is 30 days for yearly, half yearly and quarterly mode. In case of monthly mode, the grace period is 15 days.

  • Does Shriram Life Insurance provide any protection plan against Covid-19?

    Yes! You can easily buy Corona Rakshak Policy to gain protection against Covid-19. The policy provides 100%  lump sum benefit in case of COVID-19 diagnosis and hospitalization.