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PNB MetLife Term Insurance User Reviews

171 reviews Rate This
Highlights
Claim Settlement Ratio98.17%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For4,241 Policies
Inception2001
Presence107 Locations
Total Death Benefit PaidRs. 235.11 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best PNB MetLife Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.51%
Starting From 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 95.28%
Starting From 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.39%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of PNB MetLife
4.6
Based on
171 User reviews
  • User-friendly website

    I chose the PNB MetLife Mera Term plan from the InsuranceDekho website. It was very easy for me to look for this plan on their website, as their website is quite easy to use. The plan met all my requirements, therefore I am satisfied with my purchase. Do try this plan. Highly recommended.

    S
    Sahiba Saluja
    On: Mar 09, 2022
  • Time convenient

    I purchased the PNB MetLife Mera Term plan from InsuranceDekho. It was a very easy task to purchase a term plan from this website. It took me only a few minutes to purchase the term plan and the entire process was digital, convenient, and very time-saving. It was a good first experience with InsuranceDekho.

    G
    Gautam Singh
    On: Mar 08, 2022
  • Chatbox feature

    While buying the PNB MetLife Mera Term plan from the InsuranceDekho website, I was facing some issues. So, I decided to use the chat box feature which they provide on their website. There were some automated replies to all my queries which made my purchase smooth. The plan has all those benefits I wanted. I am satisfied. 

    S
    Sakshi Tandon
    On: Mar 02, 2022
  • Hassle-free claim settlement

    I filed a claim since I was insured with the PNB MetLife Mera Term plan that I bought from the InsuranceDekho website. The claim was settled easily and in no less time.  

    K
    Karan Singh
    On: Feb 28, 2022
  • Read a few good articles

    I recently bought the PNB MetLife Mera term plan from the InsuranceDekho website. In the process, I read some really good articles about the plans and everything related to insurance. The news section of the website was updated and helped me gain some knowledge. 

    N
    Nimisha Jain
    On: Feb 22, 2022
  • Affordable term plans offered

    At InsuranceDekho I was able to find some best term plans offered by top insurance companies in India. It was very easy for me to compare some of the best term insurance plans on one platform. I used the premium calculator to compare term plans within my budgets and after comparing I purchased PNB MetLife mera from InsuranceDekho without any hassles.

    V
    Vaibhav kumar
    On: Feb 16, 2022
  • Availability of good term insurance plans

    A list of good term insurance plans may be found on the InsuranceDekho website. I chose the PNB MetLife Mera Term Plan from among them. I am pleased with the plan because it satisfies all of my requirements while remaining within my budget

    A
    Apporva
    On: Feb 14, 2022
  • Hassle-free claim settlement

    I submitted a claim since I was covered by the PNB MetLife Mera Term plan that I purchased from InsuranceDekho. The claim was solved easily and in a reasonable amount of time.

    M
    Manish Sharma
    On: Feb 11, 2022
  • Compared several plans

    One thing I really liked about InsuranceDekho was the online term insurance premium calculator tool which helped me to calculate the premium for a term insurance policy according to my budget. Several term plans were displayed instantly after I entered my information into the calculator. I compared those plans and finally purchased the PNB MetLife Mera Term plan.

    V
    Vikas mishra
    On: Feb 06, 2022
  • Premium calculation made easy

    The InsuranceDekho website is easy to use. I found an online premium calculator tool to compare plans. The online tool was very easy to use and displayed several term plans according to my budget and requirements. After comparing, I chose the PNB MetLife Mera Term plan from their website. It was very easy for me to look for benefits and everything on their website 

    R
    Ramit Kaur
    On: Feb 04, 2022

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PNB MetLife Term Insurance Contact Details

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Claim Process at PNB MetLife Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Why should I choose the PNB MetLife term insurance plan?

    PNB MetLife Insurance is a reliable life insurance provider. It featured a staggering claim settlement ratio of 97.18% in the FY 2019-20. Another feather in its cap is that it provides high long-term coverage which is available for policyholders till the age of 85 years.

  • Can I get PNB MetLife term insurance plan cover if I am a smoker or use tobacco?

    Yes, However, smoker premium rates are higher as compared to non-smoker rates.

  • What is the toll-free customer care number of PNB MetLife Insurance?

    The 24x7 toll-free number of PNB MetLife Insurance is 1800-425-6969. 

  • What is the Claim Settlement Ratio of PNB MetLife Insurance company Limited?

    PNB MetLife featured an impressive claim settlement ratio of 97.18% in the FY 2019-20.

  • What is the grace period of the PNB Metlife Insurance company?

    A grace period of 30 days from the premium due is allowed according to the guidelines by the Insurance Regulatory Authority of India.