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PNB MetLife Term Insurance User Reviews

151 reviews Rate This
Claim Settlement Ratio98.17%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For4,241 Policies
Presence107 Locations
Total Death Benefit PaidRs. 235.11 Crore

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of PNB MetLife
Based on
151 User reviews
  • Totally enjoyed a 100% digital experience

    I enjoyed a 100% digital experience when I was buying the PNB MetLife Term Insurance plan from InsuranceDekho. The team members made this digital experience even more gratifying and thus I even recommend others to buy this plan through the online process. 

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    Anand Menon
    On: Apr 12, 2023
  • Transparent billing and claims processes

    The InsuranceDekho portal has a very transparent billing process. It ensures that all the policyholders are aware of their premium amounts and payment schedules upfront, without any hidden fees or charges. This helped me to decide to buy the PNB MetLife Term Insurance Policy. 

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    Shreya Dasgupta
    On: Apr 10, 2023
  • Impressed by their customer care service

    While buying the PNB MetLife Term Insurance plan from the InsuranceDekho website, I found it tough to buy it. I contacted customer care service and they solved all my queries. I finally have a plan I was looking for for so long. Satisfied with the purchase 

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    Priya Pinto
    On: Apr 04, 2023
  • The fast and easy application process

    InsuranceDekho has a super fast portal when it comes to the issuance of policies. I was in a hurry while purchasing the PNB MetLife Term Insurance plan. But the entire process was very well handled and the application was processed very fast. 

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    On: Mar 31, 2023
  • Have some amazing features like the reminder feature

    The InsuranceDekho website has a reminder feature that is very helpful. It automatically sends you a reminder before your policy expires and tells you how and when to renew. I bought the PNB MetLife Term Insurance Plan and this feature helps to keep track of my policy by constantly reminding me to renew it as and when it is required. 

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    Sandeep Jindal
    On: Mar 27, 2023
  • Many different riders are available

      While purchasing the PNB MetLife Term Insurance plan from InsuranceDekho, I got to know about a lot of riders. This information was new to me and I was able to explore many riders and their benefits. This piece of information helped me make the final decision to buy the policy. Thank you for keeping us updated with the latest information. 

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    Preeti Singh
    On: Mar 23, 2023
  • The easy claim settlement process

      I filed a claim on the InsuranceDekho website since I was secured with the PNB MetLife Term Insurance plan. The process was quick and easy. I got my claim settled in very little time. Thanks to the team for their guidance and assistance. 

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    Raja Gupta
    On: Mar 21, 2023
  • All expenses were covered

      I was looking for a plan which covers all the expenses without any hidden charges. Thanks to InsuranceDekho, I got exactly that through the PNB MetLife Term Insurance Plan and am very happy and satisfied. 

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    On: Mar 15, 2023
  • Time convenient

    I purchased the PNB MetLife Mera Term plan from InsuranceDekho. It was a very easy task to purchase a term plan from this website. It took me only a few minutes to purchase the term plan and the entire process was digital, convenient, and very time-saving. It was a good first experience with InsuranceDekho.

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    Gautam Singh
    On: Feb 24, 2023
  • Secured payments

    The payment method on the InsuranceDekho website is secure and encrypted. I bought the PNB MetLife Mera Term plan from their website. I felt confident while making the payments. The plan offers all the benefits I wanted. Happy and satisfied with the purchase. 

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    Gargi Kandpal
    On: Feb 16, 2023

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PNB MetLife Term Insurance Contact Details

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Claim Process at PNB MetLife Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

FAQ About PNB MetLife Term Insurance

  • Why should I choose the PNB MetLife term insurance plan?

    PNB MetLife Insurance is a reliable life insurance provider. It featured a staggering claim settlement ratio of 97.18% in the FY 2019-20. Another feather in its cap is that it provides high long-term coverage which is available for policyholders till the age of 85 years.

  • Can I get PNB MetLife term insurance plan cover if I am a smoker or use tobacco?

    Yes, However, smoker premium rates are higher as compared to non-smoker rates.

  • What is the toll-free customer care number of PNB MetLife Insurance?

    The 24x7 toll-free number of PNB MetLife Insurance is 1800-425-6969. 

  • What is the Claim Settlement Ratio of PNB MetLife Insurance company Limited?

    PNB MetLife featured an impressive claim settlement ratio of 97.18% in the FY 2019-20.

  • What is the grace period of the PNB Metlife Insurance company?

    A grace period of 30 days from the premium due is allowed according to the guidelines by the Insurance Regulatory Authority of India.