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PNB MetLife Term Insurance User Reviews

172 reviews Rate This
Highlights
Claim Settlement Ratio98.17%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For4,241 Policies
Inception2001
Presence107 Locations
Total Death Benefit PaidRs. 235.11 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best PNB MetLife Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.7%
Starting From 688/Month
Key Features:
  • Right Green Tick Revised Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Cover Continuance Benefit
  • Right Green Tick Insta-Payment on Claim Intimation
  • Right Green Tick Nominee's Choice payout
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.2%
Starting From 730/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.4%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of PNB MetLife
4.6
Based on
172 User reviews
  • Easy comparison

    Comparing term insurance policies at InsuranceDekho is quite an easy task, I was able to compare several term insurance policies using the online premium calculator tool on the website. The online term insurance premium calculator tool makes comparison so easy. I compared several policies and purchased PNB MetLife Mera Term Plan. 

    M
    Muskan Bhudiraja
    On: Sep 02, 2021
  • Instant policy issuance

    I purchased PNB MetLife Mera Term Plan from InsuranceDekho and I must say that the policy issuance process is hassle-free and quick. The policy was issued almost instantly after the payment. 

    C
    Charu Arora
    On: Sep 01, 2021
  • PnB MetLife is good

    I have found PnB MetLife Mera Term Plan Plus policy an excellent term insurance. I would like to express my thanks to the InsuranceDekho team for their support in this policy issuance. 

    V
    Vrinda Arora
    On: Aug 26, 2021
  • Wide range of plans

    InsuranceDekho offers a wide range of term insurance plans. These plans are offered by some of the leading life insurance companies in India. I compared several term insurance plans offered by different life insurance providers, according to my budget. I purchased PNB MetLife Mera Term Plan Plus. 

    R
    Rupali Shrinivas
    On: Aug 25, 2021
  • Informative website

    I wanted to know more about term insurance plans before purchasing one. InsuranceDekho’s website has detailed information about the plans and the insurance companies. The website was very easy to navigate. With the help of information on the website, I made up my mind to purchase PNB MetLife Mera Term Plan as it fit in my budget and fulfilled my insurance requirements. ...

    N
    Naman Verma
    On: Aug 18, 2021
  • Queries resolved easily

    After I purchased the PNB Metlife Mera Term Plan, I had some queries related to policy. The customer care team of InsuranceDekho helped me get all the answers to my queries. I am highly impressed with their service! 

    P
    Peeyush Nakul
    On: Aug 17, 2021
  • Premium calculator tool made comparing easy

    InsuranceDekho offers an online premium calculator tool which is very helpful. Using the premium calculator I generated free quotes and comparing term plans got easy. I was impressed by the online tool and I purchased PNB MetLife Mera Term Plan from InsuranceDekho. 

    R
    Ritu Pathak
    On: Aug 11, 2021
  • No paperwork required

    While purchasing the PNB MetLife Mera Term Plan Plus from InsuranceDekho, no paperwork was required. The policy was issued quickly and a soft copy was sent to me. I am very happy with the green initiative taken by InsuranceDekho. I would recommend InsuranceDekho to others. 

    K
    Kareem Ramiah
    On: Aug 10, 2021
  • Instant policy issuance

    I bought PNB MetLife Mera Term Plan Plus through InsuranceDekho and I must say the policy application process is very easy. My policy was issued instantly and I admire the fact that no paperwork was involved. Kudos to the team for tremendous efforts. 

    P
    Paramjeet Singh
    On: Aug 04, 2021
  • Simple claim settlement procedure

    Claim settlement for my PNB MetLife Mera Term plan from InsuranceDekho went quite smoothly. I followed all the instructions mentioned at the website and the overall experience was simple, I had no issues in filing a claim. 

    M
    Madhvi Sood
    On: Aug 03, 2021

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PNB MetLife Term Insurance Contact Details

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Claim Process at PNB MetLife Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Why should I choose the PNB MetLife term insurance plan?

    PNB MetLife Insurance is a reliable life insurance provider. It featured a staggering claim settlement ratio of 97.18% in the FY 2019-20. Another feather in its cap is that it provides high long-term coverage which is available for policyholders till the age of 85 years.

  • Can I get PNB MetLife term insurance plan cover if I am a smoker or use tobacco?

    Yes, However, smoker premium rates are higher as compared to non-smoker rates.

  • What is the toll-free customer care number of PNB MetLife Insurance?

    The 24x7 toll-free number of PNB MetLife Insurance is 1800-425-6969. 

  • What is the Claim Settlement Ratio of PNB MetLife Insurance company Limited?

    PNB MetLife featured an impressive claim settlement ratio of 97.18% in the FY 2019-20.

  • What is the grace period of the PNB Metlife Insurance company?

    A grace period of 30 days from the premium due is allowed according to the guidelines by the Insurance Regulatory Authority of India.