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PNB MetLife Term Insurance User Reviews

164 reviews Rate This
PNB MetLife Term Insurance
Highlights
Claim Settlement Ratio98.17%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For4,241 Policies
Inception2001
Presence107 Locations
Total Death Benefit PaidRs. 235.11 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best PNB MetLife Term Insurance Plans

1 Crore
1.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 706/Month
24hr Claim Settlement
Key Features:
  • Special Exit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹97.84%
Starting From ₹ 857/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Tax Benefits
See More Plans
Rating of PNB MetLife
4.6
Based on
164 User reviews

  • Estimating premium made easy

    Estimating premium by using the online term insurance premium calculator has become a very easy task. By entering simple details such as name, gender, age, sum assured and personal habits like consuming alcohol/tobacco etc. I was able to easily estimate the premium. After calculating premium and comparing different plans I purchased the PNB MetLife Mera Term plan.

    Read More
    S
    Supriya Agnihotri
    On: Nov 24, 2021

  • Comparing premiums were easy

    I compared several term insurance plans at InsuranceDekho before purchasing PNB MetLife Mera Term Plan. Comparing premiums for different term insurance policies is a very easy task using the online term insurance premium calculator on InsuranceDekho. The premium calculator displayed policies which were suitable for me according to my requirements and budget.

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    J
    Jivitesh Malhotra
    On: Nov 23, 2021

  • Informative website

    Before purchasing PNB MetLife Mera Term Plan I wanted to gather information about this plan to ensure I was purchasing the right one. InsuranceDekho’s website is so informative and cleared all my doubts regarding this plan. I also purchased the plan from InsuranceDekho itself. 

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    M
    Manmeet Kaur
    On: Nov 18, 2021

  • Hassle-free and quick renewal process

    I wanted to renew my PNB MetLife Mera Term plan from InsuranceDekho. The renewal process was quite easy and hassle-free. I followed the instructions mentioned on the website to renew my policy. 

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    U
    Unnati Surti
    On: Nov 16, 2021

  • Got to know about riders

    While purchasing the PNB MetLife Mera Term plan I got to know about the different riders that can enhance the existing coverage under the policy. I learnt the features of different riders. I also learnt about which rider best suits my requirement. I got to know about the riders available under this term plan through the online premium calculator tool. 

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    I
    Ipsita Malik
    On: Nov 11, 2021

  • Purchased a good term plan

    Bought PNB MetLife Mera Term plan from InsuranceDekho. I am very satisfied with my purchase and the plan fits my requirements. I also had an option to purchase a plan from the different options available on the website but the customer care executive suggested this plan. 

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    K
    Kalpana Pillay
    On: Nov 09, 2021

  • Easy claims settlement

    Filed a claim for PNB MetLife Mera Term plan on the InsuranceDekho website. Firstly the claim procedure was quite easy, I followed the instructions stated on the website and secondly, the claim settlement was within the expected time period. 

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    R
    Rishika Kedia
    On: Nov 03, 2021

  • PnB MetLife is the best

    It has been around a week since I got my PnB MetLife Income Protection Plan issued. I am glad that I went with InsuranceDekho’s recommendation and bought this policy. I would definitely recommend the team and the plan to all in my known. 

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    V
    Vikrant Shukla
    On: Oct 28, 2021

  • Best term plans offered

    At InsuranceDekho’s website I could find some of the best term insurance plans. InsuranceDekho offers term insurance plans provided by some of the leading insurance providers. After a thorough research I purchased PNB MetLife Mera Term plan. 

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    Z
    Zara Garde
    On: Oct 27, 2021

  • Good team

    InsuranceDekho’s experts are quite knowledgeable and highly reliable. I can say the same because I required consistent support while filing a claim for PNB MetLife Mera Term plan. The expert helped file the claim and the claim was settled hassle-freely. 

    Read More
    J
    Jagat Wable
    On: Oct 26, 2021

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PNB MetLife Term Insurance Contact Details

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Claim Process at PNB MetLife Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About PNB MetLife Term Insurance

  • Why should I choose the PNB MetLife term insurance plan?

    PNB MetLife Insurance is a reliable life insurance provider. It featured a staggering claim settlement ratio of 97.18% in the FY 2019-20. Another feather in its cap is that it provides high long-term coverage which is available for policyholders till the age of 85 years.

  • Can I get PNB MetLife term insurance plan cover if I am a smoker or use tobacco?

    Yes, However, smoker premium rates are higher as compared to non-smoker rates.

  • What is the toll-free customer care number of PNB MetLife Insurance?

    The 24x7 toll-free number of PNB MetLife Insurance is 1800-425-6969. 

  • What is the Claim Settlement Ratio of PNB MetLife Insurance company Limited?

    PNB MetLife featured an impressive claim settlement ratio of 97.18% in the FY 2019-20.

  • What is the grace period of the PNB Metlife Insurance company?

    A grace period of 30 days from the premium due is allowed according to the guidelines by the Insurance Regulatory Authority of India.

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