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PNB MetLife Term Insurance User Reviews

172 reviews Rate This
PNB MetLife Term Insurance
Highlights
Claim Settlement Ratio98.17%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For4,241 Policies
Inception2001
Presence107 Locations
Total Death Benefit PaidRs. 235.11 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Age

Do you smoke or chew tobacco?

  • Yes
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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Final Plan Eligibility will depend on some other factors including tobacco habits, education, occupation and income of the life assured / proposer

Best PNB MetLife Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
See More Plans
Rating of PNB MetLife
4.6
Based on
172 User reviews

  • Easy Claim

    My term plan from PNB Metlife matured recently. I bought this plan from InsuranceDekho after a recommendation from a family friend. The claim process was smooth, and they assisted me at every point. I received the money quickly.

    M
    Manish Mittal
    On: Jun 20, 2024

  • Easy and Smooth Process

    I just bought my PNB MetLife Insurance through InsuranceDekho. I am very happy and the process was very smooth experience. The customer team of InsuranceDekho helped me in explaining the details and coverages. I got the best term insurance plan. Thankyou Insurancedekho.

    R
    Rani Kumari
    On: Mar 04, 2024

  • Home Guidance

    The insurance experts of the InsuranceDekho company are highly skilled and friendly. The insurance team of professionals came to my house and helped me through all the term insurance policies. After understanding the benefits and disadvantages of all the term insurance plans, I bought the PNB Metlife Term Insurance Plan from their online plan. Thankyou InsuranceDekho!

    L
    Lovekesh Mathur
    On: Jan 30, 2024

  • Flexibility of Time

    InsuranceDekho is the best online insurance company. I have suggested their website to everyone. I thank the customer service team of the Insurancedekho company for helping me in the complete process. I had a great time buying PNB MetLife term insurance through your online platform.

    P
    Priyanka Thakur
    On: Dec 05, 2023

  • Educational Resources for Term Insurance

    I am very happy with the PNB MetLife Term Insurance Policy. InsuranceDekho provides valuable educational resources about term insurance. It's a platform for making well-informed financial decisions.

    R
    Radhika Sharma
    On: Nov 08, 2023

  • User-Friendly Website

    The InsuranceDekho website is very user-friendly. I could easily compare different term insurance options and make a final decison to buy the PNB MetLife Term Insurance- Mera Term Plan Plus for my family.

    N
    Nidhi Raut
    On: Oct 30, 2023

  • A Partner for Life's Uncertainties

    InsuranceDekho has become a partner for life's uncertainties. Their PNB MetLife Term Insurance- Mera Term Plan Plus have given me peace of mind, knowing that my family's future is secure, no matter what.

    K
    Komal Pant
    On: Oct 18, 2023

  • Hassle-Free Claims Process

    While I haven't had to make a claim yet, InsuranceDekho's reputation for a smooth and hassle-free claims process was a significant factor in my decision to choose them for the PNB MetLife Term Insurance Policy.

    J
    Jitin Thinda
    On: Sep 25, 2023

  • Tailored to My Needs

    I appreciate how InsuranceDeko allows me to customize my PNB MetLife Term Insurance Policy to fit my specific circumstances. It's not a one-size-fits-all approach.

    R
    Rachit Mehra
    On: Sep 15, 2023

  • Coverage Continuation After Policy Lapse

    I was very worried as my PNB MetLife Term Insurance Policy lapsed due to non-payment of premiums, But InsuranceDekho offered the opportunity to reinstate the policy within a certain period, helping me maintain my coverage.

    N
    Neerja Singh
    On: Sep 12, 2023

  • Time convenient

    I purchased the PNB MetLife Term Insurance Policy from InsuranceDekho. It was a very easy task to purchase a term plan from this website. It took me only a few minutes to purchase the term plan and the entire process was digital, convenient, and very time-saving. It was a good first experience with InsuranceDekho.

    S
    Sanjeeta Verma
    On: Aug 29, 2023

  • Bought a good term plan

    Bought the PNB MetLife Term Insurance Policy from InsuranceDekho. I wanted to purchase a plan that fit my budget so I contacted the helpline number of InsuranceDekho, the customer care executive suggested the PNB MetLife Term Insurance Policy as it fit my budget and requirements. 

    M
    Mahima Mehta
    On: Aug 22, 2023

  • High claim settlement ratios

    While conducting research to purchase a good term insurance plan I found a list of insurance companies based on the claim settlement ratios. This list helped me choose an insurance provider I can fully rely on. Finally, I purchased the PNB MetLife Term Insurance Policy.

    S
    Shivdev Gupta
    On: Aug 07, 2023

  • A Lifeline for Your Loved Ones

    InsuranceDekho's PNB MetLife Term Insurance Policy is a lifeline for your loved ones. It offers the security and assurance that they will be financially protected even in your absence. Truly a priceless investment!

    P
    Pankaj Bohra
    On: Jul 24, 2023

  • Best Term Plans

    I would suggest InsuranceDekho purchase a term insurance policy for everyone. My purchase of the PNB MetLife Term Insurance Policy  was quick and easy. I had a great time with one of their customer support executives. They were very nice and helpful. They guided me through the process at each and every step. Thankyou InsuranceDekho. I'm looking forward to many more purchases! 

    R
    Rohit Daniel
    On: Jul 17, 2023

  • Easy Application Process

    InsuranceDekho's term insurance application process was transparent and easy to navigate. They provided clear information about the PNB MetLife Term Insurance Policy terms and conditions, ensuring that I made an informed decision. The team was responsive to my queries, making the experience hassle-free.

    K
    Kavita Bangia
    On: Jul 05, 2023

  • Easy-to-use website

    The InsuranceDekho website is designed in such a way that I was easily able to purchase the PNB MetLife Term Insurance Policy. All the relevant information related to the plan was directly available on the website. 

    A
    Amir Das
    On: Jun 30, 2023

  • Flexible Policy Options

    While looking for good term insurance at the InsuranceDekho portal, I was able to select the coverage amount and term length with the PNB MetLife Term Insurance Policy that suited my circumstances best. It's a customizable solution that offers peace of mind.

    E
    Ekta Bagaria
    On: Jun 28, 2023

  • Affordable and Reliable Protection

    I was pleasantly surprised by the affordability of the PNB MetLife Term Insurance Policy that I purchased from InsuranceDekho. It offers reliable protection for my family's future without breaking the bank. The process was simple, and the coverage provided gives me peace of mind.

    A
    Amar Sabarwal
    On: Jun 23, 2023

  • Excellent Value for Money

    The PNB MetLife Term Insurance Policy offered by InsuranceDekho provides excellent value for the money. The premiums are affordable, and the coverage provided gives me peace of mind knowing that my loved ones will be financially secure.

    N
    Naina Gill
    On: Jun 07, 2023

  • Got friendly reminders

    The InsuranceDekho website comes with a reminder feature. I bought the PNB MetLife Term Insurance Policy from the InsuranceDekho website. The plan is worth buying. The plan met many of my needs. The reminder feature keeps reminding me to renew my policy from time to time. 

    I
    Ishaan Saxena
    On: May 31, 2023

  • Amazing overall experience

    I recently purchased the PNB MetLife Term Insurance Policy from InsuarnceDekho, and I'm extremely satisfied with the coverage it provides. The application process was smooth and straightforward, and the premiums are affordable. It gives me peace of mind knowing that my family will be financially protected. I highly recommend this policy to anyone looking for reliable life insurance coverage.

    S
    Sandhya Majumdhar
    On: May 29, 2023

  • The digital process is outstanding

    The primary reason why I bought the PNB MetLife Term Insurance Policy from InsuranceDekho was that the entire process was online. I was able to purchase the PNB MetLife Term Insurance Policy easily from the comfort of my home and even enjoy other advantages. 

    D
    Dipin Amin
    On: May 24, 2023

  • Different companies and plans

    The best part about InsuranceDekho is that I found a list of insurance companies based on their claim settlement ratio. The information on the website regarding the insurance gave me the confidence to choose and purchase PNB MetLife Term Insurance Policy from InsuranceDekho.

    G
    Gurbeer Singh
    On: May 17, 2023

  • Customer service at its best

    The customer service on the InsuranceDekho website is excellent. I purchased PNB MetLife Term Insurance Plan through their website. I had some concerns throughout my transaction, so I contacted customer service. The agent was extremely helpful and responded quickly to all of my questions. Their services were excellent, and I was very satisfied. 

    A
    Akansha Pandey
    On: May 15, 2023

  • Chatbox feature

    With the help of the chat-box feature available on InsuranceDekho, I was able to solve so many doubts about the term plan. Finally, I ended up buying the PNB MetLife Term Insurance Policy from InsuranceDekho. 

    S
    Shivash Sen
    On: May 11, 2023

  • Policy renewed at ease

    I bought the PNB MetLife Term Insurance plan from the InsuranceDekho website. I visited them again to get my policy renewed. It was done with ease and in no time. The team supported me well and guided me throughout. 

    S
    Shibani Majumdar
    On: May 04, 2023

  • Easy-to-fill quote

    At InsuranceDekho, it was easy to fill out a quote. I wanted to buy a reliable health insurance policy at the portal and hence visited the portal. I was able to buy the PNB MetLife Term Insurance Plan within a few minutes with the help of customer care executives at InsuranceDekho. 

    J
    Japneet Wahi
    On: Apr 26, 2023

  • Amazing understanding

    My friend suggested me the InsuranceDekho website as I was looking for insurance online. Everything was available in one place. I was highly impressed by it. I compared the plan and I choose PNB MetLife Term Insurance Plan. The team understood my concerns very well regarding the claim settlement and resolved them to my satisfaction. Thanks a lot, team InsuranceDekho. 

    K
    Kush Behl
    On: Apr 24, 2023

  • Came across a few good articles

    I recently bought the PNB MetLife Term Insurance plan from the InsuranceDekho website. In the process, I read some really good articles about the plans and everything related to insurance. The news section of the website was updated and helped me gain some knowledge. 

    A
    Adhiraj Singh
    On: Apr 20, 2023

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PNB MetLife Term Insurance Contact Details

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Claim Process at PNB MetLife Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Why should I choose the PNB MetLife term insurance plan?

    PNB MetLife Insurance is a reliable life insurance provider. It featured a staggering claim settlement ratio of 97.18% in the FY 2019-20. Another feather in its cap is that it provides high long-term coverage which is available for policyholders till the age of 85 years.

  • Can I get PNB MetLife term insurance plan cover if I am a smoker or use tobacco?

    Yes, However, smoker premium rates are higher as compared to non-smoker rates.

  • What is the toll-free customer care number of PNB MetLife Insurance?

    The 24x7 toll-free number of PNB MetLife Insurance is 1800-425-6969. 

  • What is the Claim Settlement Ratio of PNB MetLife Insurance company Limited?

    PNB MetLife featured an impressive claim settlement ratio of 97.18% in the FY 2019-20.

  • What is the grace period of the PNB Metlife Insurance company?

    A grace period of 30 days from the premium due is allowed according to the guidelines by the Insurance Regulatory Authority of India.

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