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PNB MetLife Term Insurance User Reviews

152 reviews Rate This
PNB MetLife Term Insurance
Highlights
Claim Settlement Ratio98.17%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For4,241 Policies
Inception2001
Presence107 Locations
Total Death Benefit PaidRs. 235.11 Crore

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of PNB MetLife
4.6
Based on
152 User reviews

  • Time convenient

    I purchased the PNB MetLife Mera Term plan from InsuranceDekho. It was a very easy task to purchase a term plan from this website. It took me only a few minutes to purchase the term plan and the entire process was digital, convenient, and very time-saving. It was a good first experience with InsuranceDekho.   ...

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    G
    Gulshan Malviya
    On: Jan 10, 2022

  • Got a good term plan within minutes

    I purchased the PNB MetLife Mera Term plan from InsuranceDekho and I must highlight that it was a very easy task to purchase a term plan from this website. It took me only 5 minutes to purchase the term plan and the entire process was digital, convenient, and very time-saving. It was a good first experience with InsuranceDekho.

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    S
    Satyavrat Sruthi
    On: Jan 07, 2022

  • Knowledgeable customer care team

    I wanted to purchase a plan that did not overshoot my budget and provided me good coverage so I contacted the helpline number of InsuranceDekho. The executive listened to my requirements and recommended I purchase PNB MetLife Mera Term plan as it best suited my requirements under my defined budget.

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    R
    Rachna Parekh
    On: Jan 05, 2022

  • Easy claim settlement

    I filed a claim for PNB MetLife Mera Term plan at InsuranceDekho’s website. Filing for a claim at InsuranceDekho’s website is a very easy task. I was able to upload documents online on the website easily and the claim was settled before anticipated time. Claim settlement process was completely hassle-free.

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    U
    Uttkarsh Maggo
    On: Dec 30, 2021

  • Got a good term plan within minutes

    I purchased PNB MetLife Mera Term plan from InsuranceDekho and I must highlight that it was a very easy task to purchase a term plan from this website. It took me only 5 minutes to purchase the term plan and the entire process was digital, convenient and very time saving. It was a good first experience with InsuranceDekho.

    Read More
    N
    Nishant Sujeev
    On: Dec 28, 2021

  • Quality information on website

    Information on InsuranceDekho’s website is always updated. I was able to conduct a proper research while purchasing a term plan for myself from the website. Plan details, information about the insurance companies, claim settlement ratios etc. helped me finalise PNB MetLife Mera Term plan.

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    A
    Arushi Singhal
    On: Dec 23, 2021

  • Purchased a suitable rider

    I learnt about riders while purchasing a term plan from InsuranceDekho, the website has very helpful information that helped me elaborate the use of different riders. I purchased a PNB MetLife Mera Term plan along with a suitable rider from InsuranceDekho. I did pay an extra premium for the rider but it helped me increase the coverage.

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    N
    Niket Rishiyur
    On: Dec 21, 2021

  • Got to know about claim settlement ratio

    I purchased PNB MetLife Mera Term plan from InsuranceDekho. While purchasing the plan I got to know about the importance of claim settlement ratio while choosing a term plan. InsuranceDekho’s website is quite informative.

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    R
    Ritu Makkar
    On: Dec 14, 2021

  • Estimating premium made easy

    Estimating premium by using the online term insurance premium calculator has become a very easy task. By entering simple details such as name, gender, age, sum assured and personal habits like consuming alcohol/tobacco etc. I was able to easily estimate the premium. After calculating premium and comparing different plans I purchased the PNB MetLife Mera Term plan.

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    S
    Supriya Agnihotri
    On: Nov 24, 2021

  • Comparing premiums were easy

    I compared several term insurance plans at InsuranceDekho before purchasing PNB MetLife Mera Term Plan. Comparing premiums for different term insurance policies is a very easy task using the online term insurance premium calculator on InsuranceDekho. The premium calculator displayed policies which were suitable for me according to my requirements and budget.

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    J
    Jivitesh Malhotra
    On: Nov 23, 2021

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PNB MetLife Term Insurance Contact Details

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Claim Process at PNB MetLife Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About PNB MetLife Term Insurance

  • Why should I choose the PNB MetLife term insurance plan?

    PNB MetLife Insurance is a reliable life insurance provider. It featured a staggering claim settlement ratio of 97.18% in the FY 2019-20. Another feather in its cap is that it provides high long-term coverage which is available for policyholders till the age of 85 years.

  • Can I get PNB MetLife term insurance plan cover if I am a smoker or use tobacco?

    Yes, However, smoker premium rates are higher as compared to non-smoker rates.

  • What is the toll-free customer care number of PNB MetLife Insurance?

    The 24x7 toll-free number of PNB MetLife Insurance is 1800-425-6969. 

  • What is the Claim Settlement Ratio of PNB MetLife Insurance company Limited?

    PNB MetLife featured an impressive claim settlement ratio of 97.18% in the FY 2019-20.

  • What is the grace period of the PNB Metlife Insurance company?

    A grace period of 30 days from the premium due is allowed according to the guidelines by the Insurance Regulatory Authority of India.

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