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Bajaj General Term Insurance User Reviews

51 reviews Rate This
Bajaj General Term Insurance
Highlights
Claim Settlement Ratio98.48%
Customer Care9:00 AM to 7:00 PM
Death Benefit Paid For11,887 Policies
Inception2001
Presence759 Branches
Total Death Benefit PaidRs. 310.71 Crore

Bajaj General Term Insurance Premium Calculator

Gender

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Final Plan Eligibility will depend on some other factors including tobacco habits, education, occupation and income of the life assured / proposer

Best Bajaj General Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 675/Month
Key Features:
  • Right Green Tick Tax Benefits
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 959/Month
Key Features:
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.0%
Starting From ₹ 605/Month
Claim Settlement 4hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of premium on Terminal Illness
  • Right Green Tick Option to delay 12 months premiums
  • Right Green Tick Early payout on Terminal illness
  • Right Green Tick Tax Benefit
See More Plans
Rating of Bajaj General
4.7
Based on
51 User reviews

  • Supportive Team

    I was hesitant about buying online term plans, but InsuranceDekho's advisors addressed all my questions with ease and patience. Now, I have a term plan of Bajaj Allianz that gives me peace of mind at an affordable price. Kudos to your whole team. 

    T
    Twinkle dey
    On: Jun 20, 2024

  • Exceptional Assitance

    Getting insurance was easy with InsuranceDekho! The person I talked to listened and helped me get Bajaj Allianz Term Insurance. Now, I feel better knowing my family's future is safe. Big thanks to InsuranceDekho.

    P
    Purva Taneja
    On: Mar 11, 2024

  • Great Experience

    My experience of buying the Bajaj Allianz Term Insurance plan from InsuranceDekho was amazing. The customer team was amazing they helped me in throughout the process from finding the best policy to the buying process and paperwork. Thanks to the InuranceDekho team who helped me in the process.

    P
    Prateek Chauhan
    On: Feb 07, 2024

  • Good Coverage Plans

    I was looking for a term insurance plan that offers good coverage and the Bajaj Allianz Term Insurance plan offered it all. I purchased this term insurance from InsuranceDekho which was my best decision. The Customer service team helped me throughout the process of finding and buying this plan.

    I
    Ishani Rawal
    On: Dec 11, 2023

  • Offered exciting features

    The reason why I decided to buy the Bajaj Allianz Term Insurance- iSecure Plan from InsuranceDekho was that the plan offered exciting features. 

    M
    Maithreyi Moga
    On: Nov 24, 2023

  • Highly Recommended

    I would highly recommend InsuranceDekho to anyone looking for term insurance. The entire purchase process of the Bajaj Allianz Term Insurance- iSecure Plan was smooth, and the options were comprehensive.

    J
    Jagdish Keshari
    On: Oct 31, 2023

  • Transparency in Policy Details

    InsuranceDekho's transparency in policy details made me confident in my choice of securing the Bajaj Allianz Term Insurance Policy, which came with no hidden surprises.

    T
    Tina Fernando
    On: Oct 26, 2023

  • Wide Range of Options

    InsuranceDekho provides a wide range of term insurance plans to choose from. It was easy to find the Bajaj Allianz Term Insurance- iSecure Plan that suited my requirements.

    K
    Karan Rajpal
    On: Oct 18, 2023

  • Prompt Customer Support

    Whenever I've had questions or needed assistance for my Bajaj Allianz Term Insurance Policy, InsuranceDekho's customer support has been quick to respond and extremely helpful.

    R
    Ramadevi Kutty
    On: Oct 03, 2023

  • Transparent Policy Terms

    The Bajaj Allianz Term Insurance Policy terms are crystal clear, and there are no hidden surprises with InsuranceDeko. You know exactly what you're getting. It is worth it as there is no hidden agenda whatsoever.

    N
    Namita Jahan
    On: Sep 15, 2023

  • Assistance with Policy Beneficiaries

    InsuranceDekho assists policyholders in naming beneficiaries and ensuring that the process is clear and straightforward. The Bajaj Allianz Term Insurance Policy made it easier for beneficiaries to receive the policy benefits when the time comes.

    A
    Alka Purbo
    On: Sep 12, 2023

  • Lifesaver in Uncertain Times

    InsuranceDekho's Bajaj Allianz Term Insurance Policy has been a lifesaver for my family. It offers the stability and protection we need in these uncertain times.

    K
    Koina Vaish
    On: Sep 08, 2023

  • Smooth and Stress-Free Claims

    Dealing with the Bajaj Allianz Term Insurance Policy recommended by InsuranceDekho during a challenging time was quite smooth and stress-free. Knowing that my family will be taken care of lifts a significant burden.

    A
    Anurup Saha
    On: Sep 05, 2023

  • Hassle-free and safe purchase

    I purchased the Bajaj Allianz Term Insurance Policy from InsuranceDekho. The purchasing process was very hassle-free and safe. The payment gateways required two-step authentication to process the payment. The purchasing process was easy and time-saving. 

    A
    Anu Bagoria
    On: Aug 22, 2023

  • Advanced chatbox feature

    The Chatbox feature at the InsuranceDekho platform is of excellent nature. It served me with multiple solutions related to my Bajaj Allianz Term Insurance Policy which I got for my parents. It took seconds to answer all my queries.

    R
    Ravi Gandhi
    On: Aug 07, 2023

  • Secure Today, Confident Tomorrow

    The Bajaj Allianz Term Insurance Policy allows me to secure my family today and be confident about their tomorrow. The policy features are excellent and have very simplified policy documentation. InsuranceDekho is indeed a very reliable website.

    K
    Kanchan Rawat
    On: Jul 24, 2023

  • Prompt Policy Issuance

    I was pleasantly surprised at how quickly InsuranceDekho issued my term insurance policy. The efficient processing of the Bajaj Allianz Term Insurance Policy allowed me to have peace of mind without any delays.

    P
    Piya Das
    On: Jul 20, 2023

  • The plan offers good coverage

    The Bajaj Allianz Term Insurance Policy available on InsuranceDekho offers wider coverage. Moreover, it also provides a range of services. So, thank you team for creating such an amazing plan. 

    C
    Chetan Prasad
    On: Jul 17, 2023

  • Renewing Plans Was Easy

    I bought the Bajaj Allianz Term Insurance Policy from InsuranceDekho a year ago. I reached out to their team to renew my term plan. I would like to appreciate each and every one in the team for helping me throughout the process. 

    P
    Pooja Gulati
    On: Jul 10, 2023

  • Responsive Customer Service for Policy Queries

    I appreciate the responsive customer service provided by InsuranceDekho. Whenever I had queries related to my Bajaj Allianz Term Insurance Policy, their team promptly addressed them with clarity and professionalism. Their dedication to customer satisfaction is commendable.

    G
    Gunjan Oberoi
    On: Jul 05, 2023

  • Excellent Coverage and Peace of Mind

    I recently purchased the Bajaj Allianz Term Insurance Policy from InsuranceDekho and couldn't be happier with the coverage it provides. The policy offers a substantial death benefit that gives me peace of mind knowing that my family will be financially protected in the event of an unfortunate incident. Highly recommended!

    P
    Priyesh Shristi
    On: Jun 28, 2023

  • Timely Payouts

    During a difficult time, the Bajaj Allianz Term Insurance Policy proved to be reliable. When a claim was filed after the unfortunate demise of a loved one, we could process the claim at InsuranceDekho promptly, and it ensured that the family received the payout in a timely manner

    L
    Lalit Gaikwad
    On: Jun 14, 2023

  • Prompt Policy Renewal Reminders

    I receive timely reminders for the renewal of my Bajaj Allianz Term Insurance Policy sent by the InsuarnceDekho portal. It helps me stay on top of my coverage and ensures that I can renew my policy without any gaps in protection. 

    M
    Mumtaz Malik
    On: Jun 07, 2023

  • Easy Application Process

    The application process for the Bajaj Allianz Term Insurance Policy with InsuarnceDekho was straightforward. The process was efficient, and I received prompt communication regarding the status of my application. 

    K
    Kunal Rai
    On: Jun 05, 2023

  • Value for Money

    After researching different insurance options at InsuaranceDekho, the Bajaj Allianz Term Insurance Policy stood out as the best value for money. It offers substantial coverage at affordable rates, making it a wise investment for anyone looking for reliable protection.

    M
    Malti Bhandari
    On: May 29, 2023

  • Peace of mind with the policy

    I recently purchased The Bajaj Allianz Term Insurance Policy from InsuranceDekho, and I must say it has given me tremendous peace of mind. The coverage is extensive, and the premiums are affordable. The application process was straightforward. I highly recommend this term insurance policy to anyone looking for reliable protection for their loved ones.

    P
    Piyush Walia
    On: May 25, 2023

  • Time convenient

    I purchased the Bajaj Allianz Term Insurance Policy from InsuranceDekho. It was a very easy task to purchase a term plan from this website. It took me only a few minutes to purchase the term plan and the entire process was digital, convenient, and very time-saving. It was a good first experience with InsuranceDekho. 

    S
    Satish Shukla
    On: May 18, 2023

  • Effective communication

    I was offered effective communication when I was buying the Bajaj Allianz Term Insurance Policy from InsuranceDekho. While purchasing the plan, I was easily able to reach out to the team of InsuranceDekho. They were readily available to answer all my queries. 

    M
    Mehal Anand
    On: May 11, 2023

  • A good investment choice

    The choice of buying the Bajaj Allianz Term Insurance Policy from InsuranceDekho is indeed a good investment choice. The plan not only offers exciting benefits but is a good term plan. 

    R
    Roshan Lal
    On: May 09, 2023

  • Informative website

    The InsuranceDekho website is informative. I bought the Bajaj Allianz Term Insurance plan. While purchasing it, I read about a lot of informative things on their website. I read about Human Life Value (HLV)  and the importance of the claim settlement ratio. This helped me learn new things. 

    V
    Vanshika Parmar
    On: May 04, 2023

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Bajaj General Term Insurance Contact Details

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Claim Process at Bajaj General Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What benefits will I get if I buy term insurance?

    Some of the benefits that you get on buying term insurance include affordable premium, return of premium option, flexibility in premium payment, death benefit, flexible policy terms and more. 

  • Why should I buy term insurance from Bajaj Allianz?

    You should choose Bajaj Allianz to buy a term insurance plan to make the most of benefits like high CSR (98.02%), vast network across the country, large product variety with excellent features, prompt claim settlement and more. 

  • Can I buy a joint term insurance plan with my spouse?

    Yes! You can choose Bajaj Allianz Life Smart Protect Goal policy that will help you avail the benefit of joint cover for you and your spouse.

  • Which are some of the Bajaj Allianz term insurance plans that I can buy online?

    Life Smart Protect Goal, eTouch Online Term, and iSecure are some of the Bajaj Allianz term insurance plans that you can easily buy online. 

  • What is the toll-free number of Bajaj Allianz Life Insurance?

    Toll-free number of Bajaj Allianz Life Insurance is 1800-209-7272.

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