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LIC of India Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of LIC
4.7
Based on
267 User reviews

  • Loved their customer care service

    The customer care service provided by the insuranceDekho website is amazing. I bought the LIC Life Insurance Policy from their website. During my purchase, I had some doubts so I contacted customer care, the executive attended to me well and cleared all my queries in one go. Loved their services.

    G
    Ghanshyam Das
    On: May 18, 2023

  • Hassle-free process

    The process of buying the LIC Life Insurance Policy from InsuranceDekho was an easy one. Without any difficulty, I was easily able to buy the plan from the portal. 

    P
    Priyanka Mahajan
    On: May 16, 2023

  • Dedicated team support

    When I was buying the LIC Life Insurance Policy from InsuranceDekho, the team proved to be extremely helpful. They guided me throughout the process and made it so much more convenient for me to buy the IndiaFirst Smart Save plan from InsuranceDekho. 

    S
    Samaira Chadha
    On: May 09, 2023

  • A good term plan

    I just bought the LIC Life Insurance plan from InsuranceDekho. I am highly satisfied with my purchase. The plan fits my insurance requirements and budget too. I had another option with me available on the website, but the ID customer care executive suggested going with this plan. 

    S
    Swetcha Sabarwal
    On: May 05, 2023

  • Automated Renewal Reminders:

    One of the best features of InsuarnceDekho is that they send automated renewal reminders to their customers to ensure that they are aware of their policy renewal date and avoid lapses in coverage. I was about to be late renewing my LIC Life Insurance Policy but a week before the expiry, I received a reminder and I immediately renewed my policy.  

    M
    Mohan Nagpal
    On: Apr 24, 2023

  • The reminder feature is amazing

    The InsuranceDekho website comes with a reminder feature that never forgets to remind me to get my LIC Life Insurance plan renewed. This feature is quite a helpful thing for all those with a busy schedule. 

    N
    Nitya Nair
    On: Apr 20, 2023

  • Good Range of Policy Riders and Add-ons

    The LIC Life Insurance Policy that I bought from the InsuranceDekho website came with riders and add-ons. It also extends additional benefits and coverage beyond the basic policy and can be added to the policy for an additional premium. 

    M
    Misha Mittal
    On: Apr 19, 2023

  • Easy process for policy renewal

    As easy as the purchase of the policy, the renewal of the LIC Life Insurance policy from the InsuranceDekho website was equally easy. I just had to enter some fresh details on the website and pay the renewal amount and was then able to easily renew the existing policy. 

    A
    Anup Wadwa
    On: Apr 17, 2023

  • Recommended to everyone

    Best life insurance products. I recommend this online website to everyone. Glad to buy the LIC Life Insurance plan from the company’s official website. Also loved the WhatsApp communication feature. 

    A
    Avi Singh
    On: Apr 11, 2023

  • Received personalized support

    Whenever you visit the InsuranceDekho website, you can be sure that you will receive the best-personalized support from the team. I bought LIC Life Insurance and the executives went out of their way to help me. This amazing value for the customers is highly appreciated. 

    K
    Kriti Maheshwari
    On: Apr 07, 2023
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  • Tax benefit upto 1,50,000*
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  • 66 Lacs+ happy customers

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Claim Process at LIC of India Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose the Life Insurance Corporation of India?

    Life Insurance Corporation of India is the oldest and one the largest insurance providers in India. Life Insurance Corporation provides a wide range of Term Insurance, Endowment, Money Back and Whole Life Plans. Life Insurance Corporation has featured a  high claim settlement ratio of 96.69% in the FY 2019-20.

  • What is the grace period of insurance plans offered by Life Insurance Corporation?

    LIC offers 15 days of grace period for the policies with monthly premium payment mode and 30 days for policies with quarterly/half-yearly/yearly premium payment mode.

  • Who receives the claim benefit?

    The claim benefit is payable to the nominee in case of an unfortunate demise of the life assured. In case the life assured has assigned the policy to someone, the assignee will be entitled to the benefits payable under the life insurance policy.

  • Can I file claims for LIC insurance plans online?

    To file a claim for Life Insurance Corporation insurance plans you need to visit the LIC branch office for claim intimation and assessment.

  • What are the types of Insurance plans offered by Life Insurance Corporation?

    Types of Life Insurance Corporation Insurance Plans are:

    • Term Insurance Plans
    • Endowment Plans
    • Whole Life Plans 
    • Money Back Plans.
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