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LIC of India Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of LIC
4.7
Based on
267 User reviews

  • Responsive in Times of Need

    During a crisis, you need an insurer who responds swiftly. InsuranceDekho's responsiveness and support were remarkable. I am so glad that I bought the LIC Life Insurance Policy from them.

    B
    Bhawna Negi
    On: Oct 03, 2023

  • Seamless Online Experience

    I never thought buying life insurance online could be so smooth. InsuranceDekho's user-friendly website made the process of buying the LIC Life Insurance Policy a joy.

    H
    Hitesh Arora
    On: Sep 29, 2023

  • Swift and Painless Claims

    Dealing with InsuranceDekho during a difficult time was surprisingly easy while buying the LIC Life Insurance Policy. They processed my claim swiftly, allowing me to focus on what truly matters.

    C
    Chirag Hussain
    On: Sep 27, 2023

  • Highly Recommend InsuranceDekho

    I can't recommend InsuranceDekho’s LIC Life Insurance Policy enough for life insurance needs. Their dedication to customer satisfaction and variety of options make them stand out in the market.

    A
    Ankit Ghidiyal
    On: Sep 25, 2023

  • Effortless Policy Adjustments

    I appreciated how easy it was to make adjustments to my InsuranceDekho’s LIC Life Insurance Policy. Whether I needed to increase coverage or add riders, they accommodated my changing needs with ease.

    V
    Vinit Chintan
    On: Sep 21, 2023

  • Effortless Online Experience

    Managing my LIC Life Insurance Policy online with InsuranceDeko is a breeze. Their online portal is user-friendly and convenient.

    S
    Shihaan Hussain
    On: Sep 20, 2023

  • Tailored to My Family's Needs

    What I love about InsuranceDeko is their ability to tailor the LIC Life Insurance Policy to meet my family's unique needs. It's not one-size-fits-all; it's personalized.

    P
    Pratham Khattar
    On: Sep 18, 2023

  • Professional Financial Advisors

    InsuranceDekho provides access to professional financial advisors who helped me make informed decisions about my life insurance needs and helped me secure the LIC Life Insurance Policy, which turned out to be quite beneficial for me.

    S
    Sunila Kumari
    On: Sep 15, 2023

  • Grace Period for Premium Payments

    The grace period for premium payments of the LIC Life Insurance Policy is a helpful feature, especially during challenging financial times. Thanks to InsuarcneDekho for having this feature. Really appreciate it.

    M
    Megha Bhasin
    On: Sep 14, 2023

  • Affordable Premiums

    I was pleasantly surprised by how affordable InsuranceDekho's life insurance premiums are for my LIC Life Insurance Policy, making it accessible for individuals like me on a budget.

    R
    Ritesh Khanna
    On: Sep 13, 2023
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Claim Process at LIC of India Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose the Life Insurance Corporation of India?

    Life Insurance Corporation of India is the oldest and one the largest insurance providers in India. Life Insurance Corporation provides a wide range of Term Insurance, Endowment, Money Back and Whole Life Plans. Life Insurance Corporation has featured a  high claim settlement ratio of 96.69% in the FY 2019-20.

  • What is the grace period of insurance plans offered by Life Insurance Corporation?

    LIC offers 15 days of grace period for the policies with monthly premium payment mode and 30 days for policies with quarterly/half-yearly/yearly premium payment mode.

  • Who receives the claim benefit?

    The claim benefit is payable to the nominee in case of an unfortunate demise of the life assured. In case the life assured has assigned the policy to someone, the assignee will be entitled to the benefits payable under the life insurance policy.

  • Can I file claims for LIC insurance plans online?

    To file a claim for Life Insurance Corporation insurance plans you need to visit the LIC branch office for claim intimation and assessment.

  • What are the types of Insurance plans offered by Life Insurance Corporation?

    Types of Life Insurance Corporation Insurance Plans are:

    • Term Insurance Plans
    • Endowment Plans
    • Whole Life Plans 
    • Money Back Plans.
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