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LIC of India Life Insurance User Reviews

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1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of LIC
4.7
Based on
267 User reviews

  • Safe payment methods

    The InsuranceDekho website has safe and secured payment methods and it has a lot of information and detailed explanations of plans. I purchased a plan of LIC life insurance. 

    S
    Sambandh Goel
    On: Jan 10, 2022

  • Savings plan is awesome

    InsuranceDekho has been my savior in buying good savings and protection plan. It  has been a week since I got the LIC New Bima Bachat issued with the support of InsuranceDekho. Let me tell you all that this is the most affordable plan that you will find with such great benefits. I strongly recommend InsuranceDekho too!

    S
    Shwetabh Garg
    On: Jan 07, 2022

  • Analysis of critical illness

    I wanted a life insurance policy that can give me an alternative to analyzing critical illness; So, I went to look for it on InsuranceDekho. After a couple of days of research, I decided to buy a LIC Life Insurance policy. It’s very convenient to use this website and I am very influenced. 

    U
    Udetya Bohram
    On: Jan 07, 2022

  • Covering information of policies

    I went on this website called InsuranceDekho to get a Life insurance policy. I was impressed by this website as it provides more than sufficient information about their policies; after I went through this website I found a life insurance policy called LIC and acquired it. 

    I
    Ishwaran Moali
    On: Jan 07, 2022

  • Reliable payment modes

    The InsuranceDekho website has safe and secured payment methods and it has a lot of information and detailed explanations of plans. I purchased a plan of LIC life insurance. 

    R
    Rabish Tyagel
    On: Jan 07, 2022

  • Purchased a good LIC policy

    I wanted to purchase the LIC Saral Jeevan Bima policy but I had little knowledge about the insurance policy. At InsuranceDekho’s website I found a detailed product description about the plan which helped me understand the plan. I got to know about the features and benefits of the plan. It took me only a few minutes to buy this plan.

    A
    Aditi Singh
    On: Jan 05, 2022

  • Excellent services

    I wanted to purchase a good life insurance policy for myself so I contacted the helpline number of InsuranceDekho. I told my requirements to  the customer care executive, he listened and understood my requirements. He suggested that I purchase a LIC Tech Term plan as it fulfilled my requirements and was quite affordable.

    H
    Harshit Juneja
    On: Jan 05, 2022

  • Found a reliable plan

    One of my relatives had purchased a LIC life insurance policy from InsuranceDekho so I visited InsuranceDekho to purchase one for myself. I purchased LIC Jeevan Amar policy from InsuranceDekho after comparing different LIC life insurance plans on the website. This plan provides me good coverage and gives me an option to choose death benefits according to my needs.

    H
    Hitansh Mahadeo
    On: Jan 05, 2022

  • Amazing services

    I had failed to renew my LIC Jeevan Amar policy on time, I had no idea what to do next. I contacted the helpline number of the InsuranceDekho team and the customer care executive helped me renew my term plan. I am so happy with the services provided by InsuranceDekho’s team. I was able to renew my policy before it lapsed.

    P
    Payal Singh
    On: Jan 03, 2022

  • Great team, excellent services

    I was recommended to buy LIC’s Jeevan Umang policy with InsuranceDekho. One of my friends had bought a life policy in the past so I was well aware of the experience he had. Let me tell you that I also received immense support from the superb team of ID during my policy issuance. Thanks to the experts here I have a good plan now!

    S
    Sanyam Jain
    On: Jan 03, 2022
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Claim Process at LIC of India Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose the Life Insurance Corporation of India?

    Life Insurance Corporation of India is the oldest and one the largest insurance providers in India. Life Insurance Corporation provides a wide range of Term Insurance, Endowment, Money Back and Whole Life Plans. Life Insurance Corporation has featured a  high claim settlement ratio of 96.69% in the FY 2019-20.

  • What is the grace period of insurance plans offered by Life Insurance Corporation?

    LIC offers 15 days of grace period for the policies with monthly premium payment mode and 30 days for policies with quarterly/half-yearly/yearly premium payment mode.

  • Who receives the claim benefit?

    The claim benefit is payable to the nominee in case of an unfortunate demise of the life assured. In case the life assured has assigned the policy to someone, the assignee will be entitled to the benefits payable under the life insurance policy.

  • Can I file claims for LIC insurance plans online?

    To file a claim for Life Insurance Corporation insurance plans you need to visit the LIC branch office for claim intimation and assessment.

  • What are the types of Insurance plans offered by Life Insurance Corporation?

    Types of Life Insurance Corporation Insurance Plans are:

    • Term Insurance Plans
    • Endowment Plans
    • Whole Life Plans 
    • Money Back Plans.
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