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LIC of India Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of LIC
4.7
Based on
267 User reviews

  • Perfect purchase

    This is my second purchase from InsuranceDekho. Earlier I had got a health plan issued and now I got the LIC New Money Back Plan-25 Years. All thanks to InsuranceDekho experts who advised me on such a good plan. Highly recommended to all! 

    J
    Jeevan Singh Sharma
    On: Jan 13, 2022

  • This LIC plan is good

    I was advised to buy the LIC Jeevan Amar plan by one of my friends. I too was keen on buying it. The prime reason was that the plan features flexibility in death benefits. I am definitely going to recommend this plan to others also. 

    R
    Rakesh Saxena
    On: Jan 13, 2022

  • Perfect plan

    LIC New Bima Bachat plan is the perfect combination of savings and protection. One of the biggest benefits is that it comes at a low premium cost. I did not face any issue buying it because InsuranceDekho made the entire issuance procedure smooth.  Thanks a lot! 

    C
    Chaitanya Sharma
    On: Jan 13, 2022

  • Got an appropriate life insurance policy

    Purchased LIC Jeevan Umang coverage from InsuranceDekho after evaluating quite a few plans from the website. This plan fulfilled my necessities within my budget. InsuranceDekho’s customer care executive assisted me in buying the life insurance plan. The process was paperless and completely hassle-free.

    M
    Manav Pals
    On: Jan 12, 2022

  • User-friendly website

    I visited InsuranceDekho’s website to buy a life insurance plan policy. I bought the LIC Jeevan Amar policy after I was able to discover a targeted description of the features and benefits of an insurance plan on the website. The website is very handy to use and navigate. 

    S
    Satyavrat Rima
    On: Jan 12, 2022

  • Affordable plans available

    I wanted to buy a LIC insurance plan inside my finances which presents lifestyles that additionally offer me a return on investment. I bought a Jeevan Lakshya policy from InsuranceDekho, this plan fulfilled my reason and I was able to buy this plan at an affordable premium rate.

    S
    Sambhddha Utpal
    On: Jan 12, 2022

  • Detailed information

    I visited InsuranceDekho to get a Life insurance policy. It provides more than sufficient information about their policies, I purchased the LIC life insurance policy for myself. 

    S
    Shrinivas Nagappa
    On: Jan 11, 2022

  • Safe payment methods

    The InsuranceDekho website has encrypted and secured payment methods and it has a lot of information on plans. I purchased a plan of LIC life insurance. 

    B
    Balbir Ravipati
    On: Jan 11, 2022

  • Coverage of Critical diseases

    I wanted a life insurance policy that can give me an alternative to analyzing critical illness; So, I went to look for it on InsuranceDekho. After a couple of days of research, I decided to buy a LIC Life Insurance policy. It’s very convenient to use this website and I am very influenced. 

    A
    Angad Gambhir
    On: Jan 10, 2022

  • Detailed information

    I went on this website called InsuranceDekho to get a Life insurance policy. I was impressed by this website as it provides more than sufficient information about their policies; after I went through this website I found a life insurance policy called LIC and acquired it. 

    G
    Gunjan Raul
    On: Jan 10, 2022
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Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Claim Process at LIC of India Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose the Life Insurance Corporation of India?

    Life Insurance Corporation of India is the oldest and one the largest insurance providers in India. Life Insurance Corporation provides a wide range of Term Insurance, Endowment, Money Back and Whole Life Plans. Life Insurance Corporation has featured a  high claim settlement ratio of 96.69% in the FY 2019-20.

  • What is the grace period of insurance plans offered by Life Insurance Corporation?

    LIC offers 15 days of grace period for the policies with monthly premium payment mode and 30 days for policies with quarterly/half-yearly/yearly premium payment mode.

  • Who receives the claim benefit?

    The claim benefit is payable to the nominee in case of an unfortunate demise of the life assured. In case the life assured has assigned the policy to someone, the assignee will be entitled to the benefits payable under the life insurance policy.

  • Can I file claims for LIC insurance plans online?

    To file a claim for Life Insurance Corporation insurance plans you need to visit the LIC branch office for claim intimation and assessment.

  • What are the types of Insurance plans offered by Life Insurance Corporation?

    Types of Life Insurance Corporation Insurance Plans are:

    • Term Insurance Plans
    • Endowment Plans
    • Whole Life Plans 
    • Money Back Plans.
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