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LIC of India Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of LIC
4.7
Based on
267 User reviews

  • Excellent site

    I was once searching for existence insurance when I got TO KNOW ABOUT InsuranceDekho. I checked a couple of insurance plan corporations and extraordinary plans however in the end went with the LIC Tech Term plan. The premium for the plan is pretty much less and suits absolutely as per my purpose. Overall, an accurate experience!  

    S
    Simar Singh
    On: Jan 18, 2022

  • Simple plan issuance

    I recently got the LIC Jeevan Umang design with help from InsuranceDekho. The buying technique was rapid and totally trouble-free. I received the knowledge of all the plans from the team. Overall, I discovered getting my plan issued conveniently at InsuranceDekho.

    M
    Mannu Singh
    On: Jan 18, 2022

  • Amazing offers

    I had failed to renew my LIC Jeevan Amar policy. I was a bit in doubt about what to do next. I contacted the InsuranceDekho team and got assistance to renew my term plan. So happy to share that the customer care executive helped me renew my protection plan. I really appreciate the efforts that the InsuranceDekho team takes. 

    P
    Priyam Aggarwal
    On: Jan 18, 2022

  • Excellent site

    I was once searching for existence insurance when I got TO KNOW ABOUT InsuranceDekho. I checked a couple of insurance plan corporations and extraordinary plans however in the end went with the LIC Tech Term plan. The premium for the plan is pretty much less and suits absolutely as per my purpose. Overall, an accurate experience!  

    S
    Simar Singh
    On: Jan 17, 2022

  • Simple plan issuance

    I recently got the LIC Jeevan Umang design with help from InsuranceDekho. The buying technique was rapid and totally trouble-free. I received the knowledge of all the plans from the team. Overall, I discovered getting my plan issued conveniently at InsuranceDekho.  

    M
    Mannu Singh
    On: Jan 17, 2022

  • Amazing offers

    I had failed to renew my LIC Jeevan Amar policy. I was a bit in doubt about what to do next. I contacted the InsuranceDekho team and got assistance to renew my term plan. So happy to share that the customer care executive helped me renew my protection plan. I really appreciate the efforts that the InsuranceDekho team takes. 

    P
    Priyam Aggarwal
    On: Jan 17, 2022

  • Covering critical illness

    I wanted a life insurance policy, So I visited InsuranceDekho that can give me the option of critical illness coverage. I decided of buying a LIC life insurance insurance policy. I am totally satisfied. 

    R
    Rajan Mouli
    On: Jan 14, 2022

  • User-friendly website

    I visited InsuranceDekho’s website to purchase a life insurance policy. I purchased the LIC life insurance policy after I was able to find a detailed description of the life insurance policy on the website. The website is very user-friendly.

    R
    Ramesh Govind
    On: Jan 14, 2022

  • Got a whole life plan

    LIC Jeevan Umang was easy for me to buy. All the credit goes to the commendable team of InsuranceDekho. These guys know all about the plans and explain them to you very nicely. I am so happy that I got a beneficial and reasonable plan without much effort. 

    S
    Sankalp Vaish
    On: Jan 13, 2022

  • Nice endowment policy by LIC

    It has been about 10 days since I bought the LIC New Endowment Plan. Out of all the options that I was recommended by the InsuranceDekho team, I opted for this one as it has guaranteed returns and bonuses. The premium is also less so that works in my favor. 

    S
    Sohan Rawat
    On: Jan 13, 2022
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Claim Process at LIC of India Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose the Life Insurance Corporation of India?

    Life Insurance Corporation of India is the oldest and one the largest insurance providers in India. Life Insurance Corporation provides a wide range of Term Insurance, Endowment, Money Back and Whole Life Plans. Life Insurance Corporation has featured a  high claim settlement ratio of 96.69% in the FY 2019-20.

  • What is the grace period of insurance plans offered by Life Insurance Corporation?

    LIC offers 15 days of grace period for the policies with monthly premium payment mode and 30 days for policies with quarterly/half-yearly/yearly premium payment mode.

  • Who receives the claim benefit?

    The claim benefit is payable to the nominee in case of an unfortunate demise of the life assured. In case the life assured has assigned the policy to someone, the assignee will be entitled to the benefits payable under the life insurance policy.

  • Can I file claims for LIC insurance plans online?

    To file a claim for Life Insurance Corporation insurance plans you need to visit the LIC branch office for claim intimation and assessment.

  • What are the types of Insurance plans offered by Life Insurance Corporation?

    Types of Life Insurance Corporation Insurance Plans are:

    • Term Insurance Plans
    • Endowment Plans
    • Whole Life Plans 
    • Money Back Plans.
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