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LIC of India Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of LIC
4.7
Based on
267 User reviews

  • Reminder feature

    I recently bought the LIC’s Bima Jyoti plan from the InsuranceDekho website. They have this amazing reminder feature on their website which keeps on reminding me to renew my policy from time to time. I am happy that I bought this plan because the plan has amazing benefits. 

    U
    Usha Saxena
    On: Jan 31, 2022

  • Amazing benefits

    I was looking for a good Life insurance plan, only when I read about the LIC New Money back plan for 25 years which comes with all those benefits I have been looking for. I decided to buy it from the InsuranceDekho website. Happy with the purchase

    S
    Sonalika Singhal
    On: Jan 28, 2022

  • Affordable plans

    I bought the LIC’s New Jeevan Anand Plan from the InsuranceDekho website. The plans on their website are affordable. I bought this plan for its benefits and also because it fitted into my budget well. I would recommend you all to try this plan

    A
    Ansh Khurrana
    On: Jan 28, 2022

  • Amazing benefits

    I recently bought the LIC New Money back plan for 25 years, from the InsuranceDekho website. The plan has amazing benefits. I truly loved the plan and would highly recommend all to buy the plan. 

    R
    Rhythm Singh
    On: Jan 27, 2022

  • Helpful customer care service

    I bought a LIC life insurance plan from the InsuranceDekho website. While buying the plan I was facing a few problems so I connected with the customer care service and the executive solved all my problems in very little time. Thanks to the team for being such a great help

    I
    Ishita Tyagi
    On: Jan 27, 2022

  • Safe payment methods

    The InsuranceDekho website has secured payment methods and it has a lot of information on plans. I purchased a LIC life insurance plan from their website. The plan provides me good coverage and fits my budget as well

    R
    Riddhi Joshi
    On: Jan 27, 2022

  • Detailed information

    I recently visited the InsuranceDekho website to purchase a good life insurance plan for myself. The website had detailed information regarding everything. I bought a LIC Tech Term plan because the plan offers comprehensive coverage at affordable premium rates.

    D
    Deepankar Rana
    On: Jan 27, 2022

  • Got a whole life plan

    LIC Jeevan Umang was easy for me to buy. All the credit goes to the commendable team of InsuranceDekho. These guys know all about the plans and explain them to you very nicely. I am so happy that I got a beneficial and reasonable plan without much effort. 

    S
    Sandeep Kumar
    On: Jan 19, 2022

  • Nice endowment policy by LIC

    It has been about 10 days since I bought the LIC New Endowment Plan. Out of all the options that I was recommended by the InsuranceDekho team, I opted for this one as it has guaranteed returns and bonuses. The premium is also less so that works in my favor. 

    S
    Shubham Sharma
    On: Jan 19, 2022

  • Perfect purchase

    This is my second purchase from InsuranceDekho. Earlier I had got a health plan issued and now I got the LIC New Money Back Plan-25 Years. All thanks to InsuranceDekho experts who advised me on such a good plan. Highly recommended to all! 

    R
    Ranjit Singh
    On: Jan 19, 2022
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Claim Process at LIC of India Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose the Life Insurance Corporation of India?

    Life Insurance Corporation of India is the oldest and one the largest insurance providers in India. Life Insurance Corporation provides a wide range of Term Insurance, Endowment, Money Back and Whole Life Plans. Life Insurance Corporation has featured a  high claim settlement ratio of 96.69% in the FY 2019-20.

  • What is the grace period of insurance plans offered by Life Insurance Corporation?

    LIC offers 15 days of grace period for the policies with monthly premium payment mode and 30 days for policies with quarterly/half-yearly/yearly premium payment mode.

  • Who receives the claim benefit?

    The claim benefit is payable to the nominee in case of an unfortunate demise of the life assured. In case the life assured has assigned the policy to someone, the assignee will be entitled to the benefits payable under the life insurance policy.

  • Can I file claims for LIC insurance plans online?

    To file a claim for Life Insurance Corporation insurance plans you need to visit the LIC branch office for claim intimation and assessment.

  • What are the types of Insurance plans offered by Life Insurance Corporation?

    Types of Life Insurance Corporation Insurance Plans are:

    • Term Insurance Plans
    • Endowment Plans
    • Whole Life Plans 
    • Money Back Plans.
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