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LIC of India Life Insurance User Reviews

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1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of LIC
4.7
Based on
267 User reviews

  • Various plans available

    There are many plans available on the InsuranceDekho website. After going through all the plans, I chose the LIC's Bima Jyoti plan. The plan fulfills all my requirements. I am happy to have bought this plan. 

    S
    Sonu Sharma
    On: Feb 04, 2022

  • Informative website

    The InsuranceDekho website has a lot of information regarding various things like claim settlement ratio, IDV, and a lot more. I bought the LIC's Jeevan Lakshya plan from their website which is very beneficial for an individual. 

    E
    Ekta Singh
    On: Feb 04, 2022

  • Availability of informative data

    The InsuranceDekho website contains a lot of informative data. I recently bought the LIC's New Jeevan Anand plan from their website. The plan is suitable for me and fulfills my requirements. While reading about various things on their website, I got a lot of informative things about different plans and policies. Happy with the purchase. 

    L
    Leena Raj
    On: Feb 03, 2022

  • Policy issuance at ease

    I bought the LIC's New Jeevan Umang policy from their website. I could issue the policy at ease by following some easy and quick steps and with the assistance of their team. The plan has all the features I was looking for for a long time.

    C
    Chitra Singh
    On: Feb 03, 2022

  • Customer care support

    The InsuranceDekho website has a dedicated team of customer care. While buying the LIC's Bima Jyoti plan from their website, they cleared all my doubts and were available throughout. I am happy to have bought this plan. I'll recommend this plan to all those looking for a good life insurance plan 

    S
    Sanvi Singhanya
    On: Feb 03, 2022

  • Variety of plans

    There are a lot of plans displayed on the InsuranceDekho website to choose from. I chose the LIC's Jeevan Lakshya plan because it provides good coverage at an affordable premium. The plan is a good-to-go plan.

    R
    Rekha Mehra
    On: Feb 03, 2022

  • Well managed website

    The InsuranceDekho website is very well managed, which lets one navigate things easily. I recently visited their website and bought the LIC's New Jeevan Anand plan from their website. The plan offers all the necessary features and benefits. Happy with the purchase. 

    J
    Jyoti Shukla
    On: Feb 02, 2022

  • The plan was worth buying

    I bought the LIC's Bima Jyoti plan from the InsuranceDekho website recently. The plan is actually amazing and covers all the required features. I am very happy with the plan and must say that it was worth buying it.

    R
    Rani Negi
    On: Feb 02, 2022

  • Dedicated customer service

    While buying the LIC's  Jeevan Lakshya plan from the InsuranceDekho website, I contacted customer service to get some of my queries about the plan resolved. They attended to me nicely and solved my queries. The plan that I bought is providing various features that I always needed and expect an insurance plan to provide me with. 

    Y
    Yukti Batra
    On: Feb 02, 2022

  • Variety of plans

    The InsuranceDekho website has a variety of plans available. I was looking for a good Life insurance plan that provided me good coverage. After a good research, I bought the LIC’s New Jeevan Anand plan which is all good in itself. If you are looking for a life insurance plan, do try this out. 

    S
    Sandhya Singhal
    On: Jan 31, 2022
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Claim Process at LIC of India Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose the Life Insurance Corporation of India?

    Life Insurance Corporation of India is the oldest and one the largest insurance providers in India. Life Insurance Corporation provides a wide range of Term Insurance, Endowment, Money Back and Whole Life Plans. Life Insurance Corporation has featured a  high claim settlement ratio of 96.69% in the FY 2019-20.

  • What is the grace period of insurance plans offered by Life Insurance Corporation?

    LIC offers 15 days of grace period for the policies with monthly premium payment mode and 30 days for policies with quarterly/half-yearly/yearly premium payment mode.

  • Who receives the claim benefit?

    The claim benefit is payable to the nominee in case of an unfortunate demise of the life assured. In case the life assured has assigned the policy to someone, the assignee will be entitled to the benefits payable under the life insurance policy.

  • Can I file claims for LIC insurance plans online?

    To file a claim for Life Insurance Corporation insurance plans you need to visit the LIC branch office for claim intimation and assessment.

  • What are the types of Insurance plans offered by Life Insurance Corporation?

    Types of Life Insurance Corporation Insurance Plans are:

    • Term Insurance Plans
    • Endowment Plans
    • Whole Life Plans 
    • Money Back Plans.
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