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LIC of India Life Insurance User Reviews

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1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of LIC
4.7
Based on
267 User reviews

  • Well managed website

    The InsuranceDekho website is very well arranged. All the things are arranged in such a way that it makes it easier for one to look for all the necessities on the website. I recently bought the LIC's New Jeevan Umang policy. I could easily locate the plan and its features on the website. 

    T
    Tamanna Sharma
    On: Feb 09, 2022

  • Top life insurance companies listed

    The InsuranceDekho website contains a list of top life insurance companies which made it easier for me to choose the most appropriate plan for me. I chose the LIC's Jeevan Lakshya plan from their website. The plan is good enough and fulfills all the requirements. I am happy with the plan. 

    S
    Shrejnal Verma
    On: Feb 09, 2022

  • The plan is flexible

    This is my first time buying any LIC plan. I have purchased the LIC Jeevan Amar policy recently. One of the features I found to be different in this plan was flexibility in death benefits. Special thanks to InsuranceDekho for giving support and right guidance to me every single time.

    K
    Kunal Sharma
    On: Feb 08, 2022

  • Affordable prices

    All the plans on the InsuranceDekho website are quite affordable. I wanted a life insurance plan which is good and pocket-friendly. I read about the LIC's New Jeevan Anand plan which seemed very suitable for me. Do try this plan for it has amazing features and benefits. 

    V
    Vicky Singh
    On: Feb 07, 2022

  • Various plans available

    There are many plans available on the InsuranceDekho website. Among all those, I bought the LIC's Bima Jyoti plan. The plan fulfills all my needs and requirements and I would recommend this plan to all those looking for a life insurance plan. 

    R
    Ramya Mehta
    On: Feb 07, 2022

  • Impressive customer care service

    The customer service on the InsuranceDekho website is impressive. While buying the LIC's Jeevan Lakshya plan from their website, I contacted them to get some of my queries resolved. They attended to me with immediate effect and solved all my queries. Happy with the service provided. 

    G
    Gunjan Singh
    On: Feb 07, 2022

  • Hassle-free claim settlement

    I filed a claim on the InsuranceDekho website since I was insured with the LIC's Bima Jyoti plan. The claim settlement process was hassle-free. I was guided by their team throughout and my claim was settled in no time. Happy with the service.

    P
    Palak Upadhyay
    On: Feb 06, 2022

  • Got a good life cover

    I recently bought the LIC's New Jeevan Anand Plan from the InsuranceDekho website. The plan is really good and meets my requirements. I am happy to have bought this plan. The plan has all the features that one can expect from a good life insurance plan. 

    R
    Riya Kunti
    On: Feb 05, 2022

  • Customer care support

    The customer care support is impressive on the InsuranceDekho website. While buying the LIC's New Jeevan Umang policy from their website, I had some doubts regarding the plan, I contacted them and they attended to me well and catered to all my queries quickly. The plan comes with all the features and benefits expected from a life insurance plan. 

    A
    Aksa Johnson
    On: Feb 04, 2022

  • Helpful plan

    I was looking for a good life insurance plan that could fulfill all my needs and finally got one. I picked up the LIC's New Jeevan Anand Plan from the InsuranceDekho website. The plan is helpful for me and I am happy with my purchase. 

    M
    Mitali Garg
    On: Feb 04, 2022
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Claim Process at LIC of India Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • Why should I choose the Life Insurance Corporation of India?

    Life Insurance Corporation of India is the oldest and one the largest insurance providers in India. Life Insurance Corporation provides a wide range of Term Insurance, Endowment, Money Back and Whole Life Plans. Life Insurance Corporation has featured a  high claim settlement ratio of 96.69% in the FY 2019-20.

  • What is the grace period of insurance plans offered by Life Insurance Corporation?

    LIC offers 15 days of grace period for the policies with monthly premium payment mode and 30 days for policies with quarterly/half-yearly/yearly premium payment mode.

  • Who receives the claim benefit?

    The claim benefit is payable to the nominee in case of an unfortunate demise of the life assured. In case the life assured has assigned the policy to someone, the assignee will be entitled to the benefits payable under the life insurance policy.

  • Can I file claims for LIC insurance plans online?

    To file a claim for Life Insurance Corporation insurance plans you need to visit the LIC branch office for claim intimation and assessment.

  • What are the types of Insurance plans offered by Life Insurance Corporation?

    Types of Life Insurance Corporation Insurance Plans are:

    • Term Insurance Plans
    • Endowment Plans
    • Whole Life Plans 
    • Money Back Plans.
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