Tata AIG Wellsurance Woman Health Insurance Wordings

For cancer, the coverage level is Rs. 3 Lakh under Classic, Rs. 5 Lakh under Supreme and Rs. 7.5 Lakh under Elite plans. For other critical illnesses, the coverage is reduced by half and is Rs. 1.5 Lakh for Classic, Rs. 2.5 Lakh for Supreme and Rs. 7.5 Lakh under Elite plan options.

If the insured is diagnosed with a covered critical illness after the first 90 days of buying the policy and if the insured survives for 30 days post the diagnosis of the illness, the critical illness sum insured would be paid in one lump sum.

If the insured suffers an accident and a cosmetic surgery is required to reconstruct a body part which has suffered a severe deformity or for restoring or improving the body function, claim is paid for such cosmetic surgeries.

Cosmetic reconstruction surgeries incurs a fixed claim payment of Rs. 50,000 under Classic Plan, Rs. 1 Lakh under Supreme Plan and Rs. 2 Lakh under Elite Plan.

The policy is available only for women aged 18 to 65 years as on the date of buying the policy.

No, the policy would cover only the woman under an individual basis. Family floater cover is not allowed under the plan.

The documents required to make a claim under the policy include claim form, copies of the medical bills, medical reports, diagnosis report of the illness suffered, list of medical treatments availed and all medical prescriptions.

If the insured is hospitalised for 5 or more consecutive days, a lump sum benefit is paid as convalescence benefit. The amount of benefit is Rs. 1500 for Classic Plan, Rs. 2000 for Supreme Plan and Rs. 4000 for Elite plan.

Yes, the plan is renewable lifelong and there is no maximum cover ceasing age.