What is the entry age to get coverage under this health insurance plan?

The age at the time of entry under this plan should be between 1 year and 70 years.

Who else can find coverage under this policy with the proposer?

The proposer along with self can cover his or her family members that comprise of Spouse, Dependent Children and Dependent Parents.

How much sum insured is offered under the Hospital Benefit Plus Plan?

The sum insured amount under this policy ranges between Rs. 5 Lakh and Rs. 10 Lakh.

Do I need to go through any medical examination to get this policy?

No, there is no medical examination required for any age to get this health insurance plan.

Is there any discount provided under the Hospital Benefit Plus Policy?

Yes, a discount of 10% is offered for covering 3 or more insured persons in this single health insurance policy.

When does the coverage term of this plan end?

The coverage term of this policy ends with the end of the policy period only unless renewed.

Does the Hospital Benefit Plus Policy offer No Claim Bonus feature?

Yes, the insurer gives the option of No Claim Bonus (NCB) under which the Sum Insured under the Personal Accident benefit shall be increased by 5% for every claim-free year, subject to a maximum of 25%.

What are the key benefits offered under this health plan?

The key benefits available under the Hospital Benefit Plus Plan include Hospital Confinement Benefit, ICU Benefit, Convalescence Benefit, Accidental Death and Dismemberment and so on.

Can there be a reduction in the benefits offered?

Yes, benefits payable are lessened by half for the first 10 days of hospital confinement subject to dependent children up to 18 years and insured persons with more than 60 years of age.

Is there any variant offered under this health insurance plan?

Yes, the Hospital Plus Plan is divided under 4 variants, which are known as Silver, Gold, Platinum, and Diamond plans with different sum insured options, features and coverage benefits under each.

Royal Sundaram Hospital Benefit Plus Health Insurance Wordings

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Highlights

Claim Settlement Ratio	92%
Network Hospitals	10,000+
Pre-existing Disease Waiting Period	3 years
Special Benefits	Modern Treatments Such as Bariatric Covered
Starting Premium for Rs. 5 lakhs SI	Rs. 382/month
Starting Premium of Rs. 5 lakhs SI	Rs. 382/month

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Royal Sundaram Hospital Benefit Plus Brochure

307.30 KB
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Sep 26, 2019

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Royal Sundaram Health Insurance Plan List

Critical Illness (2)
Family (12)
Individual (8)
Senior Citizen (1)
Parents (2)
Kids (1)
Maternity (1)
Woman (1)

Name of Plan	Sum Insured
LifelineMin: 91 Days; Max: No Limit	2 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Check Premium
Family PlusMin: 91 Days; Max: No Limit	2 Lakh	Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium

Royal Sundaram Health Insurance Top Up List

Critical Illness (1)
Family (1)
Individual (2)
Senior Citizen (1)
Top-up (1)

Name of Plan	Sum Insured
LifelineMin: 91 Days; Max: No Limit	2 Lakh	Check Premium

4963 Royal Sundaram Cashless Network Hospitals in India

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FAQs on Hospital Benefit Plus Health Insurance Plan

What is the entry age to get coverage under this health insurance plan?
The age at the time of entry under this plan should be between 1 year and 70 years.
Who else can find coverage under this policy with the proposer?
The proposer along with self can cover his or her family members that comprise of Spouse, Dependent Children and Dependent Parents.
How much sum insured is offered under the Hospital Benefit Plus Plan?
The sum insured amount under this policy ranges between Rs. 5 Lakh and Rs. 10 Lakh.
Do I need to go through any medical examination to get this policy?
No, there is no medical examination required for any age to get this health insurance plan.
Is there any discount provided under the Hospital Benefit Plus Policy?
Yes, a discount of 10% is offered for covering 3 or more insured persons in this single health insurance policy.

View More Questions

Claim Process at Royal Sundaram Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Royal Sundaram Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Royal Sundaram Health Insurance
1860-425-0000Mon to Fri 10:00 AM to 7:00 PM
customer.services@royalsundaram.in