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Royal Sundaram Family Plus Health Insurance Wordings

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Highlights
Claim Settlement Ratio92%
Pre-existing Disease Waiting Period3 years
Starting Premium of Rs. 5 lakhs SIRs. 382/month
Network Hospitals10,000+
Special BenefitsModern Treatments Such as Bariatric Covered

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Royal Sundaram Family Plus Brochure

  • 227.88 KB
  • PDF Document
  • Jun 06, 2019

Royal Sundaram Health Insurance Plan List

    Name of PlanSum Insured
    LifelineMin: 91 Days; Max: No Limit2 Lakh Check Premium
    Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Check Premium
    Family PlusMin: 91 Days; Max: No Limit2 Lakh Check Premium
    Corona Kavach PolicyMin: 1 Day; Max: 65 Years50,000 - 5 lakh Check Premium

    Royal Sundaram Health Insurance Top Up List

      Name of PlanSum Insured
      LifelineMin: 91 Days; Max: No Limit2 Lakh Check Premium

      2696 Royal Sundaram Cashless Network Hospitals in India

      FAQs on Family Plus Health Insurance Plan

      • What is the coverage duration for pre and post hospitalisation expenses?

        Pre hospitalisation expenses are covered for up to 60 days and post hospitalisation expenses are covered for up to 90 days.

      • What are the limits on maternity coverage?

        Up to two deliveries are covered under the plan and the limit per delivery is Rs. 50,000. New born baby cover would be available up to the base sum insured of the mother. Vaccination expenses of the new born baby would be covered for the first year up to a maximum of Rs. 10,000. Nutritional allowance for the mother would be available for up to Rs. 10,000.

      • What is domiciliary hospitalisation?

        Hospitalisation which is taken at home is called domiciliary hospitalisation. This type of hospitalisation is covered if the insured was in no condition to be moved to a hospital or if there was no hospital bed for accommodating the insured. Domiciliary hospitalisation is usually covered if such hospitalisation exceeds 3 days.

      • Are there any premium discounts?

        Yes, a discount of 15% on the premium is allowed if the insured lives in a non-metro city of India. Moreover, if a 2-year policy is bought, a discount of 7.5% is allowed and if a 3-year policy is bought a discount of 12% is allowed.

      • What is the second opinion coverage?

        The plan covers 11 critical illnesses. If the insured suffers from any of the covered illness, the plan arranges for a medical second opinion free of cost with the company’s empanelled doctors.

      View More Questions

      Claim Process at Royal Sundaram Health Insurance

      • Network Hospital
      • Non-Network Hospital
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
      • 3

        Claim Processing

        Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
      • 4

        Claim Settlement

        Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
      • 3

        Claim Processing

        Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
      • 4

        Claim Settlement

        Once your request for reimbursement of expenses is approved, the claim will be settled.

      Royal Sundaram Health Insurance Contact Details

      Reach us for help anytime