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Royal Sundaram Corona Kavach Health Insurance Wordings

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Highlights
Claim Settlement Ratio82%
COVID-19 CoverYes
In-House Claim SettlementAvailable
Network Hospitals5,000+
Policies Sold1,85,450
RenewabilityLifelong

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Royal Sundaram Corona Kavach Policy Brochure

  • 183.99 KB
  • PDF Document
  • Jul 27, 2020

Royal Sundaram Health Insurance Plan List

    Name of PlanSum Insured
    LifelineMin: 91 Days; Max: No Limit2 Lakh Check Premium
    Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Check Premium
    Family PlusMin: 91 Days; Max: No Limit2 Lakh Check Premium
    Corona Kavach PolicyMin: 1 Day; Max: 65 Years50,000 - 5 lakh Check Premium

    Royal Sundaram Health Insurance Top Up List

      Name of PlanSum Insured
      LifelineMin: 91 Days; Max: No Limit2 Lakh Check Premium

      2696 Royal Sundaram Cashless Network Hospitals in India

      FAQs on Corona Kavach Policy Health Insurance Plan

      • What are the sum insured options available under Royal Sundaram Corona Kavach Policy?

        Royal Sundaram Corona Kavach Policy is available with sum insured options of Rs. 50,000; Rs. 1 lakh; Rs. 1.5 lakh; Rs. 2 lakh; Rs. 2.5 lakh; Rs. 3 lakh; Rs. 3.5 lakh; Rs. 4 lakh; Rs. 4.5 lakh; and Rs. 5 lakh. 

      • What are the documents required to claim for COVID-19 hospitalisation expenses under Royal Sundaram Corona Kavach Policy?

        You are required to submit the following documents to claim for COVID-19 hospitalisation expenses under Royal Sundaram Corona Kavach Policy:

        • Duly filled and signed claim form
        • Copy of your passport, if available (all pages)
        • Photo identity proof (if you do not own a passport)
        • Medical practitioner’s prescription advising admission
        • Original bills with itemized break-up
        • Payment receipts
        • Discharge summary including complete medical history of the patient along with other details
        • Any other relevant document required by the company or the Third Party Administrator for claim assessment. 
      • What is the waiting period under Royal Sundaram Corona Kavach Policy?

        Royal Sundaram Corona Kavach Policy comes with a waiting period of 15 days after which you can start availing the policy benefits.

      • Is there any optional cover offered under Royal Sundaram Corona Kavach Policy?

        Yes. Royal Sundaram Corona Kavach Policy comes with an optional cover named Hospital Daily Cash. If you opt for this, then the company pays 0.5% of sum insured per day subject to a maximum of 15 days in a policy period for every insured member.  

      • Am I eligible to get tax benefits on the premium paid for Royal Sundaram Corona Kavach Policy?

        Yes. You can avail tax benefits on the premium paid for Royal Sundaram Corona Kavach Policy under Section 80D of the Income Tax Act, 1961.

      Claim Process at Royal Sundaram Health Insurance

      • Network Hospital
      • Non-Network Hospital
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
      • 3

        Claim Processing

        Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
      • 4

        Claim Settlement

        Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
      • 3

        Claim Processing

        Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
      • 4

        Claim Settlement

        Once your request for reimbursement of expenses is approved, the claim will be settled.

      Royal Sundaram Health Insurance Contact Details

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