Niva Bupa Health Insurance Top-up & Super Top-up Plans
Cashless Approval TAT | 30 mins Cashless Claim Processing |
Claim Settlement Ratio | 90.70% |
Network Hospitals | 10,000+ |
Pre-existing Disease Coverage From | Day 1 |
Special Benefits | Unlimited restoration |
Starting Premium for Rs. 5 lakhs SI | Rs. 550/month |
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Niva Bupa Health Insurance Plan List
Reassure Individual/floater plan
Cover
5 Lakh
Cashless Hospital
9285
Starting From ₹ 773/month*
Health Recharge
Cover
10 Lakh
Cashless Hospital
9285
Starting From ₹ 81/month*
Health Pulse
Cover
5 Lakh
Cashless Hospital
9285
Starting From ₹ 678/month*
Top-up & Super Top-up of Niva Bupa Health Insurance
A regular health insurance policy covers the insured up to a specific limit. But if a particular treatment requires hospitalisation, the expenses of which exceed the sum insured amount, then a top-up policy or a super top-up policy come to the scene. Both top-up policies and super top-up policies offer high insurance coverage over and above the threshold limit and come at affordable premiums. But there is a little difference in their work. A top-up policy allows the insured to make a single claim above the deductible limit, whereas a top-up policy allows him/her to make multiple claims, and the cumulative of bills are taken into consideration once it exceeds the deductibles. Also, in top-up policy, the deductible is paid on every claim, but in super top-up policy, it is paid once during a policy year.
Niva Bupa Health Insurance offers both top-up policy as well as super top-up policies to its customers. Explained below are the features and benefits of both of them.
1. Niva Bupa Money Saver Top-Up Policy

*Tax benefits are subject to changes in Income Tax Act.
Niva Bupa Health Insurance Plan List
Name of Plan | Sum Insured | |
Senior First | Check Premium | |
Niva Bupa Health Companion | Check Premium | |
ReAssure 2.0 | Check Premium | |
Health Pulse Policy Min: 91 days; Max: 65 years | 3 Lakh - 25 Lakh | Check Premium |
Health Companion PolicyMin : 91 Days; Max: 65 Years | 3 Lakh - 1 Crore | Check Premium |
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years | Check Premium | |
ReAssure Policy Min : 18 Years; Max: 65 Years | 3 Lakh - 1 Crore | Check Premium |
CritiCare PolicyMin: 18 years; Max: 65 years | 3 Lakh - 2 Crore | Check Premium |
Heartbeat PolicyMin: 18 years; Max: No Limit | 5 Lakh - 1 Crore | Check Premium |
Health PremiaMin: 3 Months; Max: 65 Years | 1 Lakh | Check Premium |
Corona Kavach PolicyMin : 1 Day; Max: 65 Years | 50,000 - 5 lakh | Check Premium |
Who Can Buy This Plan?


Why to Buy Health Insurance Policy Online from InsuranceDekho
- Tax benefit upto 75,000*
- Claim support everyday 10AM-7PM
- 50 Lacs+ happy customers