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ManipalCigna Lifestyle Protection Critical Care Health Insurance User Reviews

291 reviews Rate This
Claim Settlement Ratio85.72%
COVID-19 CoverYes
In-House Claim SettlementAvailable
Incurred Claim Ratio54%
Network Hospitals6,500+
Policies Sold2,29,817

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Rating of Lifestyle Protection Critical Care
Based on
43 User reviews
  • Good customer care executives...

    Customer care executives at insurancedekho help you buy the best plan online after thoughtfully understanding your needs. They suggested me lifestyle protection plan frm manipal cigna. This covers me for critical illnesses, offers me second medical opinion, cover for self, spouse, parents and children and many other benefits mentioned in brochure  

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    George Rapheal Manachery
    On: Nov 20, 2019
  • Should cover mental illness too.. Otherwise good.

    Lifestyle protection critical care plan is the one that i purchased from insurancedekho last week. The plan covers me for many critical illnesses but i would be happier if it covered mental illnesses too. Otherwise this is good as compared to what other companies are offering...can go for it!!  

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    Rajkumar mangal
    On: Nov 20, 2019
  • keep up the good work team...

    I had a word with Asuhtosh in Insurancedekho who was happy to have helped me buy this policy with ease. I have no complaint from the plan, or not even from the company. Manipal cigna offers nice plans and lifestyle protection critical care is one of them. Well done team..  

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    Anshul Gupta
    On: Nov 11, 2019
  • Low premium..

    The best thing abut lifestyle protection critical care plan from manipal cigna is that it offers minimum sum insured option of rs 1 lakh. This means that even the starting premium for this one is low. I brought it from insurance dekho and they sold e at the best price and explained me the features too.   

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    On: Nov 11, 2019
  • Really prompt and fast services

    Insurancdekho follows strict timelines for everything. When i called them to enquire abut a plan, they helped me buy it in a few minutes. Also, i got the policy documents on time. I now trust this company and appreciate it for timely and quick service.    

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    On: Oct 31, 2019
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 50 Lacs+ happy customers
  • Appreciate the services of insurancedekho

    Unlike other insurance providers, the serviced from insurancedekho were hassle free and they sold me the plan without any stress. Neither do they call their potential customers again and again, nor confuse them by pushing them for many plans. I like the company and my lifestyle protection plan.   

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    Prashant patle
    On: Oct 31, 2019
  • Good plan for youngsters

    Considering the lifestyle diseases on rise these days, my father suggested me to get another policy specified for such diseases and I agreed to it. And I must say that it was a great decision. My lifestyle protection critical care plan covers 15 critical illnesses as I purchased the basic one. I’m satisfied!!  

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    Ajay Kumar
    On: Oct 21, 2019
  • The best part is family discount

    I have lifestyle protection critical care plan from manipal cigna. I have recently purchased it and havent made claim yet so cant say anything bout the claim process but the buying process went smooth. I purchased my plan frm insurancedekho who xplained me terms and all over call  

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    om prakash yadav
    On: Oct 21, 2019
  • Good critical illness plan

    As far as the lifestyle changes are concerned these days, I think this plan goes well for this generation. It is a good one which pays for lump sum I am 30 years and was in need of such a plan and then read about lifestyle protection from star health. Also I already have used some products from star health and had faith on the company so didn’t waste so much time to decide and purchased it.   

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    On: Oct 07, 2019
  • Can select between variants

    ​Lifestyle protection plan is the best one for critical illness cover as it gives you option to choose from two of its variants. One is basic one which covers 15 critical illnesses and the other one is enhanced on wchich covers 30 critical illnesses. Insurancedekho explained me pros and cons of both and helped me decide...   

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    Md Shahid Quamer
    On: Oct 07, 2019

2500 ManipalCigna Cashless Network Hospitals in India

FAQ About ManipalCigna Health Insurance

  • Whom should I contact for claim intimation and settlement?

    You can notify either InsuranceDekho or ManipalCigna directly by calling at customer care numbers for planned or emergency hospitalisation. InsuranceDekho's toll-free number is 7551196989. 

  • What is the time limit for claim submission in case of the cashless facility?

    You need to submit the claim within 15 days from the date of discharge from the hospital.

  • Is pre-policy medical checkup free?

    Yes, ManipalCigna bears the cost of all pre-medical tests.

  • Does ManipalCigna share medical reports if a policy is not issued?

    Yes, the medical reports are shared if you request in writing.

  • What to do if a cashless hospital is not available at my location?

    You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 48 hours of your admission in case of emergency and 3 days before in case of planned treatment.

Claim Process at ManipalCigna Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

ManipalCigna Health Insurance Contact Details

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