ManipalCigna Lifestyle Protection Critical Care Health Insurance User Reviews

Claim Settlement Ratio | 85.72% |
COVID-19 Cover | Yes |
In-House Claim Settlement | Available |
Incurred Claim Ratio | 54% |
Network Hospitals | 6,500+ |
Policies Sold | 2,29,817 |
Renewability | Lifelong |
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Communication made easy
I am a policyholder of Lifestyle Protection Critical Care of Manipal Cigna. It was time for me to renew the policy. I wanted to do that from the website of InsuranceDekho. So, I messaged them over Whatsapp. They reverted to me almost instantly and guided me to renew the policy. The Whatsapp feature is so easy to use.
Read MoreSeamless policy issuance
Policy issuance from InsuranceDekho is so quick and speedy! All I had to do was choose the Lifestyle Protection Critical Care of Manipal Cigna and make the payment. I got a digital copy of my insurance soon and that’s all it took for me to get insurance.
Read MoreGot the perfect policy
I was searching for health insurance that could give my family and me critical illness benefits. With the help of InsuranceDekho, I bought Manipal Cigna’s Lifestyle Protection Critical Care. The whole process was simple and easy to follow.
Read MoreSpeedy generation of quotes
I wanted to check the premium quotes of Manipal Cigna. I simply clicked on ‘Get your Quotes Now’ on InsuranceDekho and all the quotes were generated instantly. I chose the Lifestyle Protection Critical Care policy for my family after checking out the estimated quotes of all the plans.
Read MoreEasy payment options
I am a holder of Manipal Cigna’s Lifestyle Protection Critical Care policy. This policy suited me perfectly. When I visited the InsuranceDekho platform, I was amazed to see the easy online payment options available, which helped me to pay for my premium easily.
Read More- Tax benefit upto 75,000*
- Claim support everyday 10AM-7PM
- 50 Lacs+ happy customers
Liked it!!
I liked the lifestyle protection critical care plan because I found it relevant according to diseases prevalent in today’s times and also keeping in mind our sedentary lifestyle. The plan gets me covered for major critical illnesses, a choice of two claim payout options for 60 months with 10% additional benefit etc
Read MoreCovers my entire family.
Lifestyle protection critical care plan is a useful one and I brought it even after I was already covered under a group health insurance offered to me by my insurer. I did feel that coverage under that was not sufficient so brought it and I am satisfied with it.
Read MoreAmazzzzing plan
I trust ManipalCigna’s plans more than i trust any other insurer’s products. I am covered under my lifestyle protection plan since a long time now that i purchased from insurancedekho even after already having a family floater plan. I feel satisfied to have purchased this plan. It covers 15 critical illnesses.
Read MoreGreat job done
InsuranceDekho’s customer care executives are so helpful that they helped me in claim settlement even when the company was not willing to settle it because of different reasons. But they took the responsibility and helped me get the money. I had this plan with sum insured of rs 1 lakh.
Read More


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FAQ About ManipalCigna Health Insurance
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Whom should I contact for claim intimation and settlement?
You can notify either InsuranceDekho or ManipalCigna directly by calling at customer care numbers for planned or emergency hospitalisation. InsuranceDekho's toll-free number is 7551196989.
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What is the time limit for claim submission in case of the cashless facility?
You need to submit the claim within 15 days from the date of discharge from the hospital.
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Is pre-policy medical checkup free?
Yes, ManipalCigna bears the cost of all pre-medical tests.
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Does ManipalCigna share medical reports if a policy is not issued?
Yes, the medical reports are shared if you request in writing.
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What to do if a cashless hospital is not available at my location?
You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 48 hours of your admission in case of emergency and 3 days before in case of planned treatment.
Claim Process at ManipalCigna Health Insurance
ManipalCigna Health Insurance Contact Details
ManipalCigna Health Insurance
1800-102-4462Mon to Fri 9:00 AM to 6:00 PM