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ManipalCigna Lifestyle Protection Critical Care Health Insurance User Reviews

291 reviews Rate This
Claim Settlement Ratio85.72%
COVID-19 CoverYes
In-House Claim SettlementAvailable
Incurred Claim Ratio54%
Network Hospitals6,500+
Policies Sold2,29,817

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Rating of Lifestyle Protection Critical Care
Based on
43 User reviews
  • Communication made easy

    I am a policyholder of Lifestyle Protection Critical Care of Manipal Cigna. It was time for me to renew the policy. I wanted to do that from the website of InsuranceDekho. So, I messaged them over Whatsapp. They reverted to me almost instantly and guided me to renew the policy. The Whatsapp feature is so easy to use.

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    Damini Sarkar
    On: Nov 30, 2020
  • Seamless policy issuance

    Policy issuance from InsuranceDekho is so quick and speedy! All I had to do was choose the Lifestyle Protection Critical Care of Manipal Cigna and make the payment. I got a digital copy of my insurance soon and that’s all it took for me to get insurance.

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    Ananya Sengupta
    On: Nov 26, 2020
  • Got the perfect policy

    I was searching for health insurance that could give my family and me critical illness benefits. With the help of InsuranceDekho, I bought Manipal Cigna’s Lifestyle Protection Critical Care. The whole process was simple and easy to follow.

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    Hitakshi Parekh
    On: Nov 24, 2020
  • Speedy generation of quotes

    I wanted to check the premium quotes of Manipal Cigna. I simply clicked on ‘Get your Quotes Now’ on InsuranceDekho and all the quotes were generated instantly. I chose the Lifestyle Protection Critical Care policy for my family after checking out the estimated quotes of all the plans.

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    Divya Singh
    On: Nov 19, 2020
  • Easy payment options

    I am a holder of Manipal Cigna’s Lifestyle Protection Critical Care policy. This policy suited me perfectly. When I visited the InsuranceDekho platform, I was amazed to see the easy online payment options available, which helped me to pay for my premium easily.

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    Kusum Khanrah
    On: Nov 18, 2020
  • Must BuyMust Buy

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  • A savior

    I am thankful for the Manipal Cigna Lifestyle protection critical care health insurance plan as it has covered me against the most unexpected events. The policy offers many benefits alongside giving coverage against a covered critical illness. I will renew my plan again.

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    Mohit Bora
    On: Oct 22, 2020
  • Liked it!!

    I liked the lifestyle protection critical care plan because I found it relevant according to diseases prevalent in today’s times and also keeping in mind our sedentary lifestyle. The plan gets me covered for major critical illnesses, a choice of two claim payout options for 60 months with 10% additional benefit etc  

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    Gaurav Sharma
    On: Feb 20, 2020
  • Covers my entire family.

    Lifestyle protection critical care plan is a useful one and I brought it even after I was already covered under a group health insurance offered to me by my insurer. I did feel that coverage under that was not sufficient so brought it and I am satisfied with it.   

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    Tushar Gaovkar
    On: Feb 20, 2020
  • Amazzzzing plan

    I trust ManipalCigna’s plans more than i trust any other insurer’s products. I am covered under my lifestyle protection plan since a long time now that i purchased from insurancedekho even after already having a family floater plan. I feel satisfied to have purchased this plan. It covers 15 critical illnesses.   

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    Pragya vishwakarma
    On: Feb 11, 2020
  • Great job done

    InsuranceDekho’s customer care executives are so helpful that they helped me in claim settlement even when the company was not willing to settle it because of different reasons. But they took the responsibility and helped me get the money. I had this plan with sum insured of rs 1 lakh.   

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    Ajay Yuvraj Shekale
    On: Feb 11, 2020

2500 ManipalCigna Cashless Network Hospitals in India

FAQ About ManipalCigna Health Insurance

  • Whom should I contact for claim intimation and settlement?

    You can notify either InsuranceDekho or ManipalCigna directly by calling at customer care numbers for planned or emergency hospitalisation. InsuranceDekho's toll-free number is 7551196989. 

  • What is the time limit for claim submission in case of the cashless facility?

    You need to submit the claim within 15 days from the date of discharge from the hospital.

  • Is pre-policy medical checkup free?

    Yes, ManipalCigna bears the cost of all pre-medical tests.

  • Does ManipalCigna share medical reports if a policy is not issued?

    Yes, the medical reports are shared if you request in writing.

  • What to do if a cashless hospital is not available at my location?

    You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 48 hours of your admission in case of emergency and 3 days before in case of planned treatment.

Claim Process at ManipalCigna Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

ManipalCigna Health Insurance Contact Details

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