Whom should I contact for claim intimation and settlement?

You can notify either InsuranceDekho or ManipalCigna directly by calling at customer care numbers for planned or emergency hospitalisation. InsuranceDekho's toll-free number is 7551196989.

What is the time limit for claim submission in case of the cashless facility?

You need to submit the claim within 15 days from the date of discharge from the hospital.

Is pre-policy medical checkup free?

Yes, ManipalCigna bears the cost of all pre-medical tests.

Does ManipalCigna share medical reports if a policy is not issued?

Yes, the medical reports are shared if you request in writing.

What to do if a cashless hospital is not available at my location?

You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 48 hours of your admission in case of emergency and 3 days before in case of planned treatment.

ManipalCigna Lifestyle Protection Critical Care Health Insurance User Reviews

291 reviews Rate This

ManipalCigna

Highlights

Claim Settlement Ratio	85.72%
COVID-19 Cover	Yes
In-House Claim Settlement	Available
Incurred Claim Ratio	54%
Network Hospitals	6,500+
Policies Sold	2,29,817
Renewability	Lifelong

Health Insurance Calculator

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Rating of Lifestyle Protection Critical Care

4.3

Based on

43 User reviews

Communication made easy
I am a policyholder of Lifestyle Protection Critical Care of Manipal Cigna. It was time for me to renew the policy. I wanted to do that from the website of InsuranceDekho. So, I messaged them over Whatsapp. They reverted to me almost instantly and guided me to renew the policy. The Whatsapp feature is so easy to use.
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D
Damini Sarkar
On: Nov 30, 2020
Seamless policy issuance
Policy issuance from InsuranceDekho is so quick and speedy! All I had to do was choose the Lifestyle Protection Critical Care of Manipal Cigna and make the payment. I got a digital copy of my insurance soon and that’s all it took for me to get insurance.
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A
Ananya Sengupta
On: Nov 26, 2020
Got the perfect policy
I was searching for health insurance that could give my family and me critical illness benefits. With the help of InsuranceDekho, I bought Manipal Cigna’s Lifestyle Protection Critical Care. The whole process was simple and easy to follow.
Read More
H
Hitakshi Parekh
On: Nov 24, 2020
Speedy generation of quotes
I wanted to check the premium quotes of Manipal Cigna. I simply clicked on ‘Get your Quotes Now’ on InsuranceDekho and all the quotes were generated instantly. I chose the Lifestyle Protection Critical Care policy for my family after checking out the estimated quotes of all the plans.
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D
Divya Singh
On: Nov 19, 2020
Easy payment options
I am a holder of Manipal Cigna’s Lifestyle Protection Critical Care policy. This policy suited me perfectly. When I visited the InsuranceDekho platform, I was amazed to see the easy online payment options available, which helped me to pay for my premium easily.
Read More
K
Kusum Khanrah
On: Nov 18, 2020

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
50 Lacs+ happy customers

A savior
I am thankful for the Manipal Cigna Lifestyle protection critical care health insurance plan as it has covered me against the most unexpected events. The policy offers many benefits alongside giving coverage against a covered critical illness. I will renew my plan again.
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M
Mohit Bora
On: Oct 22, 2020
Liked it!!
I liked the lifestyle protection critical care plan because I found it relevant according to diseases prevalent in today’s times and also keeping in mind our sedentary lifestyle. The plan gets me covered for major critical illnesses, a choice of two claim payout options for 60 months with 10% additional benefit etc
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G
Gaurav Sharma
On: Feb 20, 2020
Covers my entire family.
Lifestyle protection critical care plan is a useful one and I brought it even after I was already covered under a group health insurance offered to me by my insurer. I did feel that coverage under that was not sufficient so brought it and I am satisfied with it.
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T
Tushar Gaovkar
On: Feb 20, 2020
Amazzzzing plan
I trust ManipalCigna’s plans more than i trust any other insurer’s products. I am covered under my lifestyle protection plan since a long time now that i purchased from insurancedekho even after already having a family floater plan. I feel satisfied to have purchased this plan. It covers 15 critical illnesses.
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P
Pragya vishwakarma
On: Feb 11, 2020
Great job done
InsuranceDekho’s customer care executives are so helpful that they helped me in claim settlement even when the company was not willing to settle it because of different reasons. But they took the responsibility and helped me get the money. I had this plan with sum insured of rs 1 lakh.
Read More
A
Ajay Yuvraj Shekale
On: Feb 11, 2020

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FAQ About ManipalCigna Health Insurance

Whom should I contact for claim intimation and settlement?
You can notify either InsuranceDekho or ManipalCigna directly by calling at customer care numbers for planned or emergency hospitalisation. InsuranceDekho's toll-free number is 7551196989.
What is the time limit for claim submission in case of the cashless facility?
You need to submit the claim within 15 days from the date of discharge from the hospital.
Is pre-policy medical checkup free?
Yes, ManipalCigna bears the cost of all pre-medical tests.
Does ManipalCigna share medical reports if a policy is not issued?
Yes, the medical reports are shared if you request in writing.
What to do if a cashless hospital is not available at my location?
You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 48 hours of your admission in case of emergency and 3 days before in case of planned treatment.

View All

Claim Process at ManipalCigna Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

ManipalCigna Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
ManipalCigna Health Insurance
1800-102-4462Mon to Fri 9:00 AM to 6:00 PM
customercare@manipalcigna.com