Whom should I contact for claim intimation and settlement?

You can notify either InsuranceDekho or ManipalCigna directly by calling at customer care numbers for planned or emergency hospitalisation. InsuranceDekho's toll-free number is 7551196989.

What is the time limit for claim submission in case of the cashless facility?

You need to submit the claim within 15 days from the date of discharge from the hospital.

Is pre-policy medical checkup free?

Yes, ManipalCigna bears the cost of all pre-medical tests.

Does ManipalCigna share medical reports if a policy is not issued?

Yes, the medical reports are shared if you request in writing.

What to do if a cashless hospital is not available at my location?

You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 48 hours of your admission in case of emergency and 3 days before in case of planned treatment.

ManipalCigna Lifestyle Protection Critical Care Health Insurance User Reviews

291 reviews Rate This

ManipalCigna

Highlights

Claim Settlement Ratio	85.72%
COVID-19 Cover	Yes
In-House Claim Settlement	Available
Incurred Claim Ratio	54%
Network Hospitals	6,500+
Policies Sold	2,29,817
Renewability	Lifelong

Health Insurance Calculator

Whom do you want the insurance for ?

You

Couple

Family

Father

Mother

Select the age of all members

You
Select Age

Where do you live ?

Enter Area Pincode

Choose required Coverage for yourself?

2 Lac

3 Lac

5 Lac

10 Lac

25 Lac

Coverage

Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Lifestyle Protection Critical Care

4.3

Based on

43 User reviews

Good.. Read terms n conditions
The plan is a good and unique one but to avoid any confusion in coverage features, it is adviced that you must read the policy documents carefully. Or if you have any doubt, call on toll free number 1800 1205 698. Buying process is easy at insurancedekho. I recommend this broker to all.
Read More
D
Dipu
On: Jan 30, 2020
Good coverage..!
This plan gives me coverage of 15 major illnesses under Basic plan. You can also choose for enhanced plan if you want coverage for more diseases. But what i wanted more in this plan is coverage for any mental illness, psychiatric or psychological disorders but it is not included. Otherwise average plan
Read More
P
Prince Chaudhary
On: Jan 30, 2020
Buy it from insurancedekho
The customer support people in insurancedekho are so polite and listen and understand your point very patiently. They suggested me lfestyle protection critical care plan and i thought i made the right decision by buying it. It is a critical illness benefit policy that i purchased online within a few minutes
Read More
S
Sandeep Sanap
On: Jan 09, 2020
Easy process to buy
If you want to buy this policy online, all you are required to do is connect with the customer care executives at insurancedekho and tell them your details. They will send you a link on your e-mail id and you can make payment for the plan over there. They have a secured payment gateway..
Read More
V
Vykuntam
On: Jan 09, 2020
Got family discount from ID
I purchased lifestyle protection critical care plan from inurancedekho for my family and got family discount. The customer care executives at ID were very clear of the inclusions and exclusions under the policy and did not even hide the cons of this plan. I got convinced with benefits and purchased it ..
Read More
J
Jigyasa Chaturvedi
On: Dec 23, 2019

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
50 Lacs+ happy customers

Good cover for critical illnesses
Lifestyle protection critical care plan is a good one as it provides a lump sum amount when the covered critical illness is diagnosed. It offers cover for 15 major critical illness.. One can totally rely on this plan for future uncertainties.. This is also renewable for lifetime
Read More
A
Anil Mahajan
On: Dec 23, 2019
Happy wth its coverage features
Lifestyle protection plan from manipalcigna is one of a kind and it covers me and my family under a single sum insured. It covers us for 30 critical illnesses. I brught it from ID whose team is really a dedicated one and offered me the best product i could i have purchased for my needs.
Read More
R
Ramya Ramapriya
On: Dec 09, 2019
Nice plan.!
The lifestyle protection plan is a different one and its coverage features are different from the standard health insurance plans too. I was already covered under a basic plan along with my family but thought of buying it as i thought it might do some good for me.
Read More
S
Sachin Upmanyu
On: Dec 09, 2019
Good insurance plan for long run
Most affordable prices of this plan and the buying process was extremely streamlined by insurancedekho. Their most efficient service is their timeline which they follow thereby leaving a great impression on the users. Due to their quick involvement even at the time of claim settlement, i liked it
Read More
V
Venkateshwar
On: Nov 29, 2019
Premium calculator helped
I visited the insurancedekho’s page and found everything over there. Not just all the information about different plans seggregated on the basis of different types, but also found premium calculator... It was easy to use and i easily got accurate premium that i will be paying if i pay this plan..
Read More
S
Shreeja singh
On: Nov 29, 2019

Page 3 of 5 pages

2500 ManipalCigna Cashless Network Hospitals in India

Search your city

View All ManipalCigna Network Hospitals

Choose ManipalCigna Health Insurance Plan for

FAQ About ManipalCigna Health Insurance

Whom should I contact for claim intimation and settlement?
You can notify either InsuranceDekho or ManipalCigna directly by calling at customer care numbers for planned or emergency hospitalisation. InsuranceDekho's toll-free number is 7551196989.
What is the time limit for claim submission in case of the cashless facility?
You need to submit the claim within 15 days from the date of discharge from the hospital.
Is pre-policy medical checkup free?
Yes, ManipalCigna bears the cost of all pre-medical tests.
Does ManipalCigna share medical reports if a policy is not issued?
Yes, the medical reports are shared if you request in writing.
What to do if a cashless hospital is not available at my location?
You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 48 hours of your admission in case of emergency and 3 days before in case of planned treatment.

View All

Claim Process at ManipalCigna Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

ManipalCigna Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
ManipalCigna Health Insurance
1800-102-4462Mon to Fri 9:00 AM to 6:00 PM
customercare@manipalcigna.com