HDFC ERGO Health Suraksha Top-Up Plus Insurance Wordings
Cashless Approval TAT | 45 mins Cashless Claim Processing |
Claim Settlement Ratio | 100% |
Network Hospitals | 12,000+ |
PED Coverage Starting From | 3 year |
Special Benefits | 2X Cover from Day 1 |
Starting Premium | Rs. 1090/month |
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HDFC ERGO Health Insurance Plan List
- Family (3)
- Individual (4)
- Cancer (1)
- Critical Illness (2)
- Diabetes (1)
- Parents (1)
- Senior Citizen (1)
Name of Plan | Sum Insured | |
Optima SecureMin: 91 Days, Max: 65 Years | Check Premium | |
Optima RestoreMin: 91 Days, Max: 65 Years | 3 Lakh | Check Premium |
my: health SurakshaMin: 91 Days; Max: No Limit | 3 Lakh | Check Premium |
Health Suraksha Top-Up Plus PolicyMin: 91 days; Max: 65 years | 3 Lakh - 10 Lakh | Check Premium |
my:Health Women Suraksha PolicyMin: 18 years; Max: 45 years | 1 Lakh - 1 Crore | Check Premium |
Dengue Care Policy Min: 91 Days; Max: 65 years | 50 Thousand - 1 Lakh | Check Premium |
Easy Health PolicyMin: 91 days; Max: 65 years | 1 Lakh - 50 Lakh | Check Premium |
my:Health Koti SurakshaMin: 18 years; Max: 65 years | Check Premium | |
Maxima PolicyMin: 91 Days; Max: 65 years | Check Premium | |
Day2Day Care PolicyMin: 91 Days; Max: 65 years | Check Premium | |
iCan CancerMin: 5 Years; Max: 65 Years | 5 Lakh | Check Premium |
Health WalletMin: 91 Days; Max: 65 Years | 3 Lakh | Check Premium |
EnergyMin: 18 Years, Max: 65 Years | 2 Lakh | Check Premium |
Optima SeniorMin: 61 Years; Max: No Limit | 2 Lakh | Check Premium |
Corona Kavach PolicyMin: 1 day ; Max: 65 years | 50,000 - 5 lakh | Check Premium |
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years | 1 Lakh - 5 Lakh | Check Premium |
Critical Illness PlanMin: 5 Years; Max: 65 Years | 5 Lakh | Check Premium |
HDFC ERGO Health Insurance Top Up List
- Top-up (4)
- Family (1)
- Individual (1)
Name of Plan | Sum Insured | |
Optima PlusMin: 91 Days; Max: 65 Years | 5 Lakh | Check Premium |
my: Health Medisure Super Top-upMin: 3 Months; Max: 65 Years | 3 Lakh | Check Premium |
Optima SuperMin: 91 Days; Max: 65 Years | 5 Lakh | Check Premium |
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FAQs on Health Suraksha Top-Up Plus Policy Health Insurance Plan
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What is the eligibility criteria for Health Suraksha Top-Up Plus Policy?
To avail the policy benefits, you must be aged between 5 years and 65 years. Children aged at least 91 days can also be covered under the policy if both parents are covered under it too. Note that there will be no exit-age for ceasing of the cover.
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What are the sum insured options available under Health Suraksha Top-Up Plus Policy?
Health Suraksha Top-Up Plus Policy comes with sum insured options of Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, Rs. 7.5 Lakh, and Rs. 10 Lakh.
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Who all can be covered under Health Suraksha Top-Up Plus Policy?
If covered under Health Suraksha Top-Up Plus Policy on a family basis, you can include self, spouse, dependent children, and dependent parents. Note that dependent parents can be covered under separate family floater policy.
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Will I be required to undergo a medical check-up to be covered under Health Suraksha Top-Up Plus Policy?
Until the age of 55 years, you are not required to undergo any medical check-up, to be covered under Health Suraksha Top-Up Plus Policy.
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Can I avail tax benefits on the premium paid for Health Suraksha Top-Up Plus Policy?
Yes. You can avail tax benefits on the premium paid for Health Suraksha Top-Up Plus Policy under Section 80D of the Income Tax Act, 1961.