HDFC ERGO Easy Health Insurance Wordings

Claim Settlement Ratio | 86.52% |
COVID-19 Cover | Yes |
In-House Claim Settlement | Available |
Network Hospitals | 10,000+ |
Policies Sold | 10,66,395 |
Renewability | Lifelong Renewability |
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HDFC ERGO Health Insurance Plan List
Name of Plan | Sum Insured | |
Optima SecureMin: 91 Days, Max: 65 Years | Check Premium | |
Optima RestoreMin: 91 Days, Max: 65 Years | 3 Lakh | Check Premium |
Corona Kavach PolicyMin: 1 day ; Max: 65 years | 50,000 - 5 lakh | Check Premium |
my: health SurakshaMin: 91 Days; Max: No Limit | 3 Lakh | Check Premium |
Health Suraksha Top-Up Plus PolicyMin: 91 days; Max: 65 years | 3 Lakh - 10 Lakh | Check Premium |
my:Health Women Suraksha PolicyMin: 18 years; Max: 45 years | 1 Lakh - 1 Crore | Check Premium |
Dengue Care Policy Min: 91 Days; Max: 65 years | 50 Thousand - 1 Lakh | Check Premium |
Easy Health PolicyMin: 91 days; Max: 65 years | 1 Lakh - 50 Lakh | Check Premium |
my:Health Koti SurakshaMin: 18 years; Max: 65 years | Check Premium | |
Maxima PolicyMin: 91 Days; Max: 65 years | Check Premium | |
Day2Day Care PolicyMin: 91 Days; Max: 65 years | Check Premium | |
iCan CancerMin: 5 Years; Max: 65 Years | 5 Lakh | Check Premium |
Health WalletMin: 91 Days; Max: 65 Years | 3 Lakh | Check Premium |
EnergyMin: 18 Years, Max: 65 Years | 2 Lakh | Check Premium |
Optima SeniorMin: 61 Years; Max: No Limit | 2 Lakh | Check Premium |
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years | 1 Lakh - 5 Lakh | Check Premium |
Critical Illness PlanMin: 5 Years; Max: 65 Years | 5 Lakh | Check Premium |
HDFC ERGO Health Insurance Top Up List
Name of Plan | Sum Insured | |
my: Health Medisure Super Top-upMin: 3 Months; Max: 65 Years | 3 Lakh | Check Premium |
Optima SuperMin: 91 Days; Max: 65 Years | 5 Lakh | Check Premium |
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FAQs on Easy Health Policy Health Insurance Plan
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What are the sum insured options available under Easy Health Policy if purchased on individual basis and family floater basis?
If purchased on an individual basis, you can choose from sum insured options of Rs. 1 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, Rs. 7.5 Lakh, Rs. 8 Lakh, Rs. 10 Lakh, Rs. 15 Lakh, Rs. 20 Lakh, Rs. 25 Lakh, and Rs. 50 Lakh. whereas if purchased on a family floater basis, you can choose from sum insured options of Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, Rs. 7.5 Lakh, Rs. 10 Lakh, Rs. 15 Lakh, Rs. 20 Lakh, Rs. 25 Lakh, and Rs. 50 Lakh.
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Can I avail tax benefits on the premium paid for Easy Health Policy offered by HDFC Ergo General Insurance?
Yes. You can avail tax benefits on the premium paid under Section 80D of the Income Tax Act, 1961, on the premium paid for Easy Health Policy.
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What are the terms available for Easy Health Policy?
Easy Health Policy can be purchased for 1 year or 2 years depending on your budget and requirements.
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Who all can be covered under Easy Health Policy?
Apart from self, you can include your legally wedded spouse, dependent children, dependent parents, parents-in-law, grandparents, and grandchildren under Easy Health Policy.
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How many members can be included under Easy Health Policy, if purchased on a family floater basis?
If purchased on a family floater basis, you can include a maximum of 6 members under the policy. A maximum of 2 adults and maximum of 5 children can be included in a single policy, of which 2 adults can be a combination of self and spouse, and either set of parents/grandparents/parents-in-law.