Cholamandalam MS Arogya Sanjeevani Health Insurance Wordings

Claim Settlement | Dedicated Team |
Claim Settlement Ratio | 95% |
COVID-19 Cover | Yes |
Network Hospitals | 8,000+ |
Policies Sold | 1,03,232 |
Renewability | Lifelong |
Health Insurance Calculator
Whom do you want the insurance for ?
Select the age of all members
- You
Where do you live ?
Choose required Coverage for yourself?

Cholamandalam MS Health Insurance Plan List
Name of Plan | Sum Insured | |
Arogya Sanjeevani Policy Min: 3 months; Max: 65 years | 1 Lakh - 5 Lakh | Get Quotes Now |
Corona Kavach PolicyMin: 1 day; Max: 65 years | 50,000 - 5 lakh | Get Quotes Now |
Corona Rakshak PolicyMin: 18 years; Max: 65 years | 50,000 - 2.5 lakh | Get Quotes Now |
COVID-19 PolicyMin: 3 months; Max: 65 years | 1 Lakh - 5 Lakh | Get Quotes Now |
Healthline Policy Min: 90 Days; Max: 65 Years | 1 Lakh | Get Quotes Now |
Critical Healthline PolicyMIn: 5 Years; Max: 65 Years | 3 Lakh | Get Quotes Now |
Hospital Cash Healthline PolicyMIn: 3 Months; Max: 65 Years | 1000/day | Get Quotes Now |
Flexi Health PolicyMin: 3 months; Max: 65 years | 1 Lakh - 25 Lakh | Get Quotes Now |
Accident Protection PolicyMin: 6 months; Max: 69 years | 5 Lakh - 1 Crore | Get Quotes Now |
Cholamandalam MS Health Insurance Top Up List
Name of Plan | Sum Insured | |
Super Top-up Insurance PlanMIn: 3 Months; Max: 70 Years | 3 Lakh | Get Quotes Now |
Top Up Healthline PolicyMin: 3 Months; Max: 65 Years | 50 Thousand | Get Quotes Now |
Choose Cholamandalam MS Plan for
FAQs on Arogya Sanjeevani Policy Health Insurance Plan
Who can be the Proposer of Chola MS Arogya Sanjeevani Policy?
Anyone who is aged between 18 years and 65 years and is an Indian resident can be the Proposer of this policy.
What are the sum insured options available under Chola MS Arogya Sanjeevani Policy?
Sum insured options available under Cholamandalam MS Arogya Sanjeevani Policy are - Rs. 1 Lakh, Rs. 1.5 Lakh, Rs. 2 Lakh, Rs. 2.5 Lakh, Rs. 3 Lakh, Rs. 3.5 Lakh, Rs. 4 Lakh, Rs. 4.5 Lakh, and Rs. 5 Lakh. The policyholders can choose the sum insured amount as per their requirement.
What are the modern treatments covered under Chola MS Arogya Sanjeevani Policy?
Cholamandalam MS Arogya Sanjeevani Policy covers the following modern treatments up to 50% of sum insured:
- Deep Brain Stimulation
- Balloon Sinuplasty
- Bronchial Thermoplasty
- Immunotherapy
- Vaporisation of the prostrate
- Stereotactic Radio Surgeries
- Uterine Artery Embolization and High Intensity focused ultrasound
- Intra Vitreal Injections
- Robotic Surgeries
- Intra Operative Neuro Monitoring
- Stem Cell Therapy
- Oral Chemotherapy
Is there any free look period offered under Chola MS Arogya Sanjeevani Policy?
Yes. The policyholders get a free look period of 15 days from the date of receipt of the policy to understand its terms and conditions. Remember, the free look period is not applicable to renewals or at the time porting, but only at the time of policy inception.
What are the waiting periods under Chola MS Arogya Sanjeevani Policy?
The insured needs to complete the following waiting periods to be able to enjoy specific benefits under this policy:
- Initial waiting period: 30 days
- Waiting period for pre-existing diseases: 48 months
- Waiting period for some specific illnesses: 24 months
- Waiting period for some specific illnesses: 48 months
Until when can I renew Chola MS Arogya Sanjeevani Policy?
The policy offers lifetime renewability benefits. The policy needs to be every year.
Is there any limit on cover for room rent and ICU/ICCU expenses under Chola MS Arogya Sanjeevani Policy?
Yes. The policyholders are covered against room rent expenses for up to 2% of sum insured subject to a maximum of Rs. 5,000 per day. Whereas, for ICU/ICCU expenses, they are covered for up to 5% of sum insured, subject to a maximum of Rs. 10,000 per day.
What is the policy period for Cholamandalam MS Arogya Sanjeevani Policy?
Cholamandalam MS Arogya Sanjeevani Policy is available for a term of one year. The policy needs to be renewed every year.
Can I pay the premium for Chola MS Arogya Sanjeevani Policy in instalments?
Yes. You can pay the premium for this policy on a Monthly, Quarterly, Half-Yearly, and Yearly basis. But the premium should be paid only in Indian currency.
Will the policy cover expenses for treatment availed outside India?
No. Cholamandalam MS Arogya Sanjeevani Policy does not cover expenses for treatment taken outside the geographical boundaries of India.