Cholamandalam Health Insurance for Woman
- Policy renewable for life
- Sum insured range - Rs. 1 Lakh to Rs. 25 Lakh
- Broad medical expense coverage
- Policy available for 1 year, 2 years and 3 years
- Family floater and individual sum insured basis policy types available
- For insured women from Tier 2 locations - 10% location-based discount on premium
- Long policy term discount - 6% for 2-year policy & 12% for 3-year policy
Scope of Coverage
- Coverage for 141 listed daycare procedures
- Pre & post
- Maternity Expenses (up to 2 deliveries, after 3 consecutive renewals) - Up to Rs. 10 Lakh per delivery (Privilege plan)
- Newborn baby hospitalization expenses - Covered up to sum insured of mother/floater sum insured (Privilege plan)
Rs. 10,000 extended hospitalisationallowance (minimum 10 days)
- Maximum 7 days domiciliary
hospitalisationexpenses per insured person per policy year
- Emergency ambulance expenses per
hospitalisation Double suminsured for critical illness & accidents (Enrich & Privilege plans)
- 2 year exclusion
- Injuries caused due to war, invasion, civil war, etc.
- Vaccination or inoculation, but not as a part of animal bite treatment
- Attempted suicide or intentional self-injury
- Initial waiting period of 30 days for all illnesses
Willing to learn more about Chola Healthline? Get in touch with InsuranceDekho experts at 1800 1205 698 so that you can explore health insurance for women by Chola MS in detail.
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FAQ About Cholamandalam Health Insurance
Does any plan by Cholamandalam MS cover the newborn baby hospitalisation expenses with maternity expenses?
Yes, the Privilege plan of Cholamandalam MS provides the coverage of maternity expenses for its women policyholders. In addition to this, they also offer newborn baby hospitalisation expenses within the sum insured amount of the insured mother.
What is the maximum age limit for women to get enrolled in the Cholamandalam MS plan?
Cholamandalam MS allow the entry of women till 65 years of age with the lifelong renewability option.
Can a woman policyholder opt for a specialist opinion regarding critical illness?
Yes, women are provided with an option of specialist opinion for any listed critical illness under Cholamandalam MS plan.
Who should buy a Cholamandalam MS woman health insurance plan?
Parents looking forward to safeguarding the health of their dependent children without losing their financial stability should buy kids health insurance, the Healthline Policy from Cholamandalam MS.
Can I change the sum assured during Cholamandalam MS woman health insurance tenure?
If you want to make any change to your Chola MS woman health insurance policy, it is advisable to request the same during the time of policy renewal and not during the policy tenure.