Cholamandalam MS Health Insurance for Kids

Chola Healthline Insurance is a great choice for health insurance for kids. A superior policy by Chola MS, Chola Healthline ensures that children receive the best possible medical treatment without putting financial pressure on the parents. Available on both, individual and family floater sum insured basis, the policy comes in Value, Freedom, Enrich, and Privilege variants form. Offering vast coverage at an affordable premium rate, Chola Healthline Insurance is an apt kids health insurance choice that one can go with to ensure excellent medical treatment without compromising on quality in any which way.

Key Features

• Designed using comprehensive approach
• Sum insured options ranging between Rs. 1 Lakh to Rs. 25 Lakh
• Policy term - 1, 2, and 3 years
• Policy type available - Individual & family floater sum insured basis
• Long policy term discount - 6% for 2-year policy & 12% for 3-year policy
• Location-based discount - 10% on premium for insured individual from Tier 2 locations
• Health checkup & Cumulative bonus as renewal benefits

Scope of Coverage

• Inpatient hospitalisation along with pre & post hospitalisation expenses
• Newborn baby hospitalisation expenses (under Privilege plan) - Covered up to sum insured of mother/floater sum insured
• Child hospitalisation allowance per hospitalisation (under Enrich plan) - Rs. 500 per day for 7 days
• Expenses incurred on AYUSH treatment
• 141 daycare procedures/treatment expenses
• Rs. 10,000 extended hospitalisation allowance (minimum 10 days)
• Double sum insured for accidents & critical illness (Enrich & Privilege plans)
• Maximum 7 days domiciliary hospitalisation expenses per insured person per policy year

Eligibility

Dependent kids up to the age of 26 years can be covered under the Chola Healthline policy. Note that while the minimum entry age for the policy is 90 days, the maximum entry age is 65 years.

Exclusions

• Vaccination or inoculation
• Treatment of any disease during the first 30 days
• Injuries caused due to war, civil war, invasion, etc.
• Attempted suicide or intentional self-injury
• Non-medical expenses during hospitalisation

Does Chola Healthline seem the perfect health insurance plan for your kids? Let experts at InsuranceDekho inform you more about the policy at 1800 1205 698.