Volvo Car Insurance

Although Volvo does not provide exclusive insurance policies, there are insurance companies like Tata AIG, HDFC Ergo, etc. that offer comprehensive insurance policies for Volvo cars.

In India, Volvo Cars has yet to introduce exclusive insurance schemes, unlike their foreign counterparts. However, major insurers like Tata AIG, HDFC Ergo, and ICICI Lombard offer comprehensive coverage and third-party liability coverage for Volvo cars. Here are the general inclusions and exclusions of the most comprehensive car insurance policy plans.

How to Renew Volvo Car Insurance Policy Online?

Timely renewal of a car insurance policy is vital to keep car insurance cover and other benefits offered by the insurance company without any break. It is advisable to get your policy renewed before the expiry date in order to avoid any last-minute hassle. Given below are the steps by which you can renew your insurance plan online:

Step 1: Go to the website of InsuranceDekho and select the ‘Car’ tab.

Step 2: Fill in details about your car which may include the registration number of the car, fuel type of car, car’s variant and so on. If you do not know the registration number of your car, in such a case, you can click on ‘Don’t know your car number?’ and choose the brand, model, variant etc of your car.

Step 3: Fill in the expiry date of your last car insurance policy and your last insurance company. Moreover, you need to enter details regarding claims made in the previous policy term. Select the ‘Continue’ option.

Step 4: Enter personal information such as name, policy duration, mobile number, and so on, and then choose ‘Submit and Get Quotes button’.

Step 5: The best car insurance policy premium quotes offered by various insurers will appear on your screen. After making a thorough comparison between the policy quotes based on your requirements and budget, you can select a suitable policy. Besides these, to enhance your coverage, you can also opt for a few add-on covers at this stage.

Step 6: Lastly, you should check all the details filled in by you and then choose the ‘Buy now’ link. You are then required to make payment for car insurance policy renewal fee to keep your car insured through different gateways such as debit card, credit card, net banking, digital wallets, etc.

Car Insurance Cashless Garage Network for Volvo Cars

Documents Required For Volvo Car Insurance Claim

Following are the documents you will require to file a Volvo Car Insurance claim:

• Claim Form
• Car Insurance Policy Document
• Copy of FIR
• Copy of Driver’s Licence
• Copy of Registration Certificate
• Copy of Pollution Under Control Certificate (PUC)
• Copy of PAN Card - for claims higher than Rs. 1 Lakh
• Satisfaction Voucher

How to Raise Cashless Car Insurance Claim for Volvo Cars?

With the help of a cashless claim process, you are allowed to get your insured car repaired at any one the authorised network garages of your insurance provider. In order to initiate the claim process, you should immediately inform your insurance provider about the event. It is an ideal option for all the policyholders as they are not required to make any payment to the garages for their car repair as it would get directly settled by the insurance provider after verification of documents and repair invoice.

A cashless car insurance claim process saves you from making any payment for the repair cost after facing an accident or a mishap. It is a hassle free and swift process as it requires lesser paperwork and fewer formalities to go through when compared to the reimbursement claim process. Also, in order to assess the extent of damages caused to the vehicle, the insurance provider quickly sends a surveyor soon after the mishap which makes the whole process transparent and swift. To enjoy this facility, you just have to take your car only to the network garage and renew your plan timely.

You can follow the below-mentioned steps to file a claim for your Volvo car:

Step 1: In the case of vandalism, theft or a road accident file an FIR at the nearest police station. You will require a copy of the FIR for the claim process. In case there was damage due to a natural or manmade calamity take pictures or a video of the damage if you can.

Step 2: Contact the insurance provider as soon as possible and inform them about the situation. Remember to also confirm the list of documents you must submit to the insurance provider, they may differ according to each situation. The standard list of documents is mentioned above.

Step 3: Submit the required documents along with the claim form to the insurance company.

Step 4: If the car needs to be repaired the insurance company will first send a surveyor to assess the damage of the car. They will check the car and draw up a report of their findings. After this, the claim will go through a verification process.

Step 5: Once approved, you can take your car to the nearest network garage and get it repaired. When the repair is done, sign the satisfaction voucher and the insurance company will settle the bill directly with the garage in a cashless manner. If you choose to go to a non-network garage you will be required to pay the cost of the repairs and the cost will be reimbursed later by the insurance provider, subject to the car’s IDV.

If the damage is beyond repair or it is a case of theft, the insurance provider will compensate the IDV of the car after you hand in the keys, documents and any other item related to the car.