Volkswagen Car Insurance

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About Volkswagen

The Volkswagen Group entered the Indian market in 2001. At Volkswagen, cars are not just manufactured but engineered. An armor modified and designed to look like a car, Volkswagen cars are made of pure galvanized steel. Gashes and ruptures during accidents do not hamper its performance as these cars come with a six-year anti-perforation warranty. Advanced machinery used explains its long-standing sturdiness and durability. The unique painting and waxing process involved in their making explains these cars’ longevity. Built to rule the road, the five brands introduced by the company including Skoda, Volkswagen, Audi, Porsche and Lamborghini have sparked envy in the minds of its customers, thus, prompting them to revamp their manufacturing processes. With no visible gaps in the frames of these cars, these cars are made to withstand any kind of resistance.

Volkswagen Cars Insurance Premium Price

ModelVariantIDVZero Dep (in INR)Gross Premium (in INR)
Volkswagen Tiguan2.0 TDI Highline 2382106 13102 55713
Volkswagen Polo GTI 1511244 8312 53472
Volkswagen VentoPetrol Trendline 616443 3390 16262
Volkswagen Ameo1.2 MPI Trendline 396144 2179 10055
Volkswagen PoloComfortline Breeze 412182 2267 10308
Volkswagen Beetle2.0 1214326 0 29587
Volkswagen MultivanTDI 3441280 13765 129242
Volkswagen Phaeton3.6 6126322 24505 133658
Volkswagen Touareg3.0 V6 TDI 4230709 22423 83854
Volkswagen PassatHighline DSG 1788000 0 46566
Volkswagen CrossPolo1.2 TDI 491400 2948 17940
Volkswagen GTI1.8 TSI 1599200 6397 42075
Volkswagen Jetta2.0L TDI Trendline 1206500 8446 22214
The above-mentioned premiums are suggestive and may change basis terms & conditions

What is your car's brand?

When did you buy your car?
Have you made a claim in the previous year?

Add-ons For Your Volkswagen Car Insurance

  • Zero Depreciation

    A car's value depreciates constantly with time. Thus, at the time of a claim settlement, the depreciated value of a car is deducted from the claim amount. However, by opting for a zero depreciation add-on you can shift the liability of the depreciation cost to the insurer and get the entire claim amount without any deduction of the depreciation sum. This add-on is generally available till the age of 5 years of car, however, the car age limit varies from insurer to insurer.

  • NCB Cover

    A No Claim Bonus (NCB) is a discount given by the insurer in the premium amount to a car insurance policy holder for not making a claim in the entire tenure of the four wheeler insurance policy. This discount is not available if the policy holder has made even a single claim. However, with the NCB cover, a policyholder will be entitled to receive an NCB discount despite having made a claim subject terms and conditions of insurance company. The NCB discount keeps on increasing with every claim-free year until it reaches 50%.

  • Engine Protection Cover

    A car's engine is by default not covered under either a comprehensive or a standalone own-damage car insurance policy. And therefore, if it gets damaged due water-logging or oil leakage, your insurance company is not liable to pay for its damages. But, if you opt for the add-on known as Engine Cover, you can get your car's engine insured by the insurer for damages incurred due to water ingression as well as leakage of lubricants. Engine Cover is one of the most popular car insurance add-ons and is available against the payment of a nominal premium.

  • Invoice Cover

    If you have a return to invoice cover added on to your comprehensive car insurance policy, you can claim the total ex-showroom price of your four wheeler, taxes and registration charges, in case of total loss. In case of total constructive loss (more than 70% of damage) or theft of your car, an insurance company pays the Insured Declared Value (IDV) of your car as compensation. However, this IDV is lesser than the actual amount paid by you at the time of purchasing your car. When you opt for the add-on called Return To Invoice Cover with your car insurance policy, the insurance company pays the total ex-showroom price of your car plus the taxes and registration charges incurred at the time of purchase, as the claim amount in case of total loss.

Volkswagen Car Insurance User Reviews

What users are saying
  • Post policy purchase services...

    InsuranceDekho offers the best services. I wanted to buy a New India car insurance policy for my Volkswagen Am...

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    New India
    By Jyothi Garg
    On: 24th September, 2020
  • Quick issuance of car insuranc...

    InsuranceDekho has a quick process of buying car insurance. I recently bought DHFL’s car insurance policy for ...

    Read More
    By Rohit Basu
    On: 24th September, 2020
  • Good claim settlement ratio

    Bharti AXA has a good claim settlement ratio when it comes to car insurance. Therefore I chose this insurer ...

    Read More
    Bharti Axa
    By Mudit Bansal
    On: 24th September, 2020
  • Really liked the policy

    If searching for a reliable car insurance policy, then you must visit InsuranceDekho’s website. I talked to th...

    Read More
    New India
    By Niyati Bisht
    On: 23rd September, 2020
  • Flexible payment modes at Insu...

    At InsuranceDekho, you will not find any issue in making payment. They not only have a secured payment gateway...

    Read More
    Bharti Axa
    By Prabhpreet Kaur
    On: 23rd September, 2020
  • So many options to choose from...

    I visited InsuranceDekho to select a good car insurance policy for my Volkswagen Vento car. I liked the polic...

    Read More
    By Nimit Jain
    On: 22nd September, 2020
  • Made claim settlement process ...

    I recently made a claim under my Kotak car insurance policy that covers my Volkswagen Polo car. I had some dou...

    Read More
    By Kapil Aggarwal
    On: 22nd September, 2020
  • Secured payment gateway

    InsuranceDekho not only offers a transparent and quick process of buying car insurance policies, but also offe...

    Read More
    By Naresh Garg
    On: 15th September, 2020
  • Good claim settlement ratio

    Edelweiss has a good claim settlement ratio and hence I chose its car insurance policy for my Volkswagen Polo ...

    Read More
    By Janvi Bhambri
    On: 3rd September, 2020
  • Very supportive team

    InsuranceDekho’s team always helps me buy the most suitable policies online. I recently contacted them to buy ...

    Read More
    Universal Sompo
    By Jigyasa Rao
    On: 20th August, 2020

Volkswagen Car Insurance FAQ's

  • How long does it take to renew a Volkswagen car insurance?

    You can get your Volkswagen car insurance renewed in just 5 minutes with InsuranceDekho.

  • Which all insurance add-ons should be bought with Volkswagen cars

    The popular insurance add-ons opted with Volkswagen cars include zero depreciation add-on, engine cover, NCB (No Claim Bonus) cover and RSA (Road Side Assistance) cover among others.

  • From where can I purchase insurance for my Volkswagen car

    You can visit our website, compare all available premium quotes for Volkswagen cars and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.

  • Which insurer has the best claim settlement ratio for Volkswagen cars?

    Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the car insurers who have registered impressive claim settlement ratio for Volkswagen cars.

  • Can I pay for my car insurance premium in installments?

    Unlike other financial instruments where you may invest through monthly premium payments, the premium amount towards your car insurance policy needs to be paid in advance. This is as per the guidelines of the Insurance Act 1938 that states how no risk assumed by the insurance company unless the premium is received in advance.
  • How should I get the registration address, or any vehicle information changed in my car insurance policy?

    For any change in the registration address or modification in the vehicular information, you need to raise a request for the same along with a copy of the registration certificate.
  • How do insurance companies determine the IDV of any car or vehicle?

    The IDV is calculated after taking into account the selling price of your car as listed by the manufacturer in addition to the car’s model and accessories fitted to it. The IDV amount is considered by the insurance company while making claim payment for damages incurred during an accident.
  • What is the concept of voluntary deductible?

    The insurance company does not bear the entire amount of claim that you make. In fact, it wants you to bear a percentage of the claim amount that you request. The minimum amount that you declare to bear while making the claim is called a voluntary deductible.
  • Do I have to inform the insurance company about the additional CNG/LPG kit fitted to my car?

    Yes you need to inform the insurance company of any changes made to your vehile.You will have to get the additional CNG/LPG kit insured separately. These accessories must be declared at the time of the policy proposal.

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.