The Volkswagen Group entered the Indian market in 2001. At Volkswagen, cars are not just manufactured but engineered. An armor modified and designed to look like a car, Volkswagen cars are made of pure galvanized steel. Gashes and ruptures during accidents do not hamper its performance as these cars come with a six-year anti-perforation warranty. Advanced machinery used explains its long-standing sturdiness and durability. The unique painting and waxing process involved in their making explains these cars’ longevity. Built to rule the road, the five brands introduced by the company including Skoda, Volkswagen, Audi, Porsche and Lamborghini have sparked envy in the minds of its customers, thus, prompting them to revamp their manufacturing processes. With no visible gaps in the frames of these cars, these cars are made to withstand any kind of resistance.
Which car do you drive?
Add-ons For Your Volkswagen Car Insurance
A car's value depreciates constantly with time. Thus, at the time of a claim settlement, the depreciated value of a car is deducted from the claim amount. However, by opting for a zero depreciation add-on you can shift the liability of the depreciation cost to the insurer and get the entire claim amount without any deduction of the depreciation sum. This add-on is generally available till the age of 5 years of car, however, the car age limit varies from insurer to insurer.
A No Claim Bonus (NCB) is a discount given by the insurer in the premium amount to a car insurance policy holder for not making a claim in the entire tenure of the motor insurance policy. This discount is not available if the policy holder has made even a single claim. However, with the NCB cover, a policyholder will be entitled to receive an NCB discount despite having made a claim subject terms and conditions of insurance company. The NCB discount keeps on increasing with every claim-free year until it reaches 50%.
A car's engine is by default not covered under either a comprehensive or a standalone own-damage car insurance policy. And therefore, if it gets damaged due water-logging or oil leakage, your insurance company is not liable to pay for its damages. But, if you opt for the add-on known as Engine Cover, you can get your car's engine insured by the insurer for damages incurred due to water ingression as well as leakage of lubricants. Engine Cover is one of the most popular car insurance add-ons and is available against the payment of a nominal premium.
If you have a return to invoice cover added on to your comprehensive car insurance policy, you can claim the total ex-showroom price of your car, taxes and registration charges, in case of total loss. In case of total constructive loss (more than 70% of damage) or theft of your car, an insurance company pays the Insured Declared Value (IDV) of your car as compensation. However, this IDV is lesser than the actual amount paid by you at the time of purchasing your car. When you opt for the add-on called Return To Invoice Cover with your car insurance policy, the insurance company pays the total ex-showroom price of your car plus the taxes and registration charges incurred at the time of purchase, as the claim amount in case of total loss.
Volkswagen Car Insurance User Reviews
I recently made a claim under my Future Generali car insurance policy that I bought from InsuranceDekho for my Volkswagen Vento car. I got the claim settled easily with the help of InsuranceDekho.
Kotak General’s car insurance policy is a highly beneficial product. I bought it from InsuranceDekho for my Volkswagen Polo car and I am satisfied with the product and its benefits.
My Edelweiss car insurance policy that I bought for my Volkswagen Vento car is really easy to understand. A few things that I had a doubt about, were explained to me by the customer care executives at InsuranceDekho.
I recently purchased SBI General car insurance policy for my Volkswagen Polo car from InsuranceDekho. Not only was the buying process was easy, but the policy offered me many benefits at an affordable premium.
InsuranceDekho has a really easy process of buying car insurance. I bought a Digit insurance policy for my Volkswagen Vento car from them last week and didn’t face any difficulty. I paid online via secured payment gateway.
InsuranceDekho has a really helpful team. I purchased Tata AIG car insurance policy from them last week for my Volkswagen Polo car and they really helped me understand each and every feature of the policy very patiently.
My Bajaj Allianz car insurance policy offers me many benefits for my Volkswagen Vento car. I purchased it from InsuranceDekho and the customer care executives helped a lot in the process.
I recently made a claim under my IFFCO Tokio car insurance policy which I purchased for my Volkswagen Polo car. I would like to thank the team at InsuranceDekho who helped me through the entire process.
I thank the team at InsuranceDekho who helped me buy SBI General car insurance plan for my Volkswagen Vento car. The policy is high on benefits and a reliable one. It comes at an affordable price too.
InsuranceDekho offers good car insurance policies online. I purchased a Raheja QBE policy for my Volkswagen Polo car from them last week and I really liked the product.
Volkswagen Car Insurance FAQ's
How long does it take to renew a Volkswagen car insurance?
You can get your Volkswagen car insurance renewed in just 5 minutes with InsuranceDekho.
Which all insurance add-ons should be bought with Volkswagen cars
The popular insurance add-ons opted with Volkswagen cars include zero depreciation add-on, engine cover, NCB (No Claim Bonus) cover and RSA (Road Side Assistance) cover among others.
From where can I purchase insurance for my Volkswagen car
You can visit our website insurancedekho.com, compare all available premium quotes for Volkswagen cars and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.
Which insurer has the best claim settlement ratio for Volkswagen cars?
Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the car insurers who have registered impressive claim settlement ratio for Volkswagen cars.
Can I pay for my car insurance premium in installments?Unlike other financial instruments where you may invest through monthly premium payments, the premium amount towards your car insurance policy needs to be paid in advance. This is as per the guidelines of the Insurance Act 1938 that states how no risk assumed by the insurance company unless the premium is received in advance.
How should I get the registration address, or any vehicle information changed in my car insurance policy?For any change in the registration address or modification in the vehicular information, you need to raise a request for the same along with a copy of the registration certificate.
How do insurance companies determine the IDV of any car or vehicle?The IDV is calculated after taking into account the selling price of your car as listed by the manufacturer in addition to the car’s model and accessories fitted to it. The IDV amount is considered by the insurance company while making claim payment for damages incurred during an accident.
What is the concept of voluntary deductible?The insurance company does not bear the entire amount of claim that you make. In fact, it wants you to bear a percentage of the claim amount that you request. The minimum amount that you declare to bear while making the claim is called a voluntary deductible.
Do I have to inform the insurance company about the additional CNG/LPG kit fitted to my car?Yes you need to inform the insurance company of any changes made to your vehile.You will have to get the additional CNG/LPG kit insured separately. These accessories must be declared at the time of the policy proposal.