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Volkswagen Car Insurance

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Starting From 21774
Key Features:
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Starting From 16099
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Car Insurance Premium for Volkswagen Car Variants

The following table shows the complete list of Volkswagen car variants with their insurance premium rates.
Car ModelVariant of the CarComprehensive Car InsuranceThird Party Car InsuranceOwn Damage Car Insurance
Volkswagen Ameo

1.0 MPI Trendline

₹ 11151

₹ 2094

₹ 2977

Volkswagen Jetta

1.4 TSI Trendline

₹ 20719

₹ 3416

₹ 6503

Volkswagen Passat


₹ 13171

₹ 3416

₹ 4547

Volkswagen CrossPolo

1.2 MPI

₹ 13925

₹ 3416

₹ 3437

Volkswagen Touareg

4.2 V8 FSI

₹ 13009

₹ 3416

₹ 4258

Volkswagen Polo GTI


₹ 13108

₹ 3416

₹ 4433

Volkswagen Beetle

1.4 TSI

₹ 22320

₹ 3416

₹ 11177

Volkswagen GTI

1.8 TSI

₹ 33643

₹ 7897

₹ 9623

Volkswagen Phaeton


₹ 59780

₹ 7897

₹ 36725

Volkswagen Multivan


₹ 27727

₹ 7897

₹ 5627

Volkswagen Tiguan

2.0 TSI Elegance

₹ 2094

₹ 2094

₹ 25777

Volkswagen Tiguan Allspace


₹ 19276

₹ 3416

₹ 15513

Volkswagen Virtus

GT Plus

₹ 2094

₹ 2094

₹ 9881

Volkswagen Taigun

1.5 GT Plus Edge

₹ 2094

₹ 2094

₹ 4488

Volkswagen Vento

1.0 TSI Highline AT Matt Edition

₹ 2094

₹ 2094

₹ 2480

Volkswagen T-Cross


₹ 27384

₹ 3416

₹ 9610

Volkswagen Polo

1.0 TSI Comfortline

₹ 2094

₹ 2094

₹ 3117

Volkswagen Caraville

2.0 TDI

₹ 14073

₹ 3416

₹ 6169

Volkswagen T-Roc


₹ 19276

₹ 3416

₹ 9185

The above-mentioned Volkswagen Car Insurance Premiums are suggestive and may change basis the car's MMV, RTO location, claims history, policy type, etc.

Calculate Volkswagen Car Insurance

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About Volkswagen

The Volkswagen Group or the Volkswagen AG is a prominent automobile manufacturer founded in 1937. It was operated by the German Labour Front. It was used for military production purposes for most of the World Wars II years and later rebuilt for mass production in 1946. In the 1950s, the company gained significant dominance in the international market. In India, the company arrived in 2001 under their own subsidiary Volkswagen Group Sales India Private Limited and has its headquarters in Mumbai, Maharashtra. Volkswagen is known for its high-quality product, cutting edge design at affordable prices, making it one of the international favourites in the country.

Volkswagen Car Insurance

If you purchase a Volkswagen car or already own one, make sure to purchase insurance for it. The insurance will take care of any uncertainties on the road, giving both the Volkswagen car and its owner-driver a layer of protection. Car insurance provides protection by compensating for losses in case of a mishap, giving the policyholder financial stability and peace of mind in times of crisis.

There are 3 types of car insurance plans available for your Volkswagen car- namely standalone own-damage car insurance plan, third party car insurance plan, and comprehensive car insurance plan.

Third-party insurance is compulsory for all car driving on Indian roads and if caught without it you can be punished with a fine of Rs 2,000 and/or be imprisoned for up to 3 months. The insurance cover takes care of third party liabilities, including bodily injuries, death and property damage.However, a third party plan does not provide coverage for own-damages incurred by your Volkswagen car. For that, you need to have a standalone own-damage car insurance plan or a comprehensive car insurance plan.

The insurance premium of your Volkswagen car is determined largely by the Insured Declared Value of the car. The IDV is the maximum limit the insurance provider will compensate in case of a mishap and is calculated by deducting the depreciation rate and exclusions from the manufacturer’s selling price. To further strengthen your Volkswagen Car Insurance you can also purchase add-on covers. These optional covers allow you to pick and choose according to your requirements. Here are some add-on covers that may be a useful addition to your Volkswagen car insurance:

  • Zero Depreciation Cover: This add-on cover will negate the depreciation rate of your Volkswagen car during claim settlement. This makes the claim amount significantly higher, however, the add-on can be used a limited number of times in the year and is only available for cars that are less than five years old.
  • Passenger Assistance Cover: In case your Volkswagen car has breakdown this add-on cover will ensure that your insurance provider arranges for towing of the car, your transportation, on-site repairs, tyre changes etc.
  • Consumables Cover: Consumables include aspects of the car that are used up entirely in one use, such as engine oil, nuts and bolts, fuel filters etc. These are not usually covered in standard car insurance policies, but with the add-on, the insurance provider will cover these aspects for your Volkswagen car.

Car Insurance Renewal Process for Volkswagen Cars

Car Insurance is a major line of defence against unforeseen incidents which can hurt your Volkswagen car, yourself and your loved ones. To continue to keep your car insured under the insurance policy, you should renew it every year before the expiry date without fail. If the expiry date is missed, you can renew your insurance plan within the grace period which is generally of 30 days to 90 days, which may vary from insurer to insurer. Hence, it is crucial to remember the expiry date and ensure the renewal of the plan before it. Renewing your car insurance policy is quite simple and you can renew your car insurance plan by following these simple steps:

Step 1: Visit the official website of the InsuranceDekho and click on the ‘Car’ tab.

Step 2: Enter your Volkswagen car’s Registration Number and select its variant and fuel type. If you do not know your car’s registration number, in such a case, you will have to click on the ‘Don't know your car number?’ link which will redirect to a page where you will have to select your car’s brand, model, fuel type, variant, registration year, registration city and RTO, to proceed.

Step 3: Enter the expiry date of your previous car insurance cover and your previous car insurance company’s name as well. In addition to this, tell as if you have made any car insurance claim during the last policy year or not and then click on the ‘Continue’ tab to proceed.

Step 4: Enter your personal details correctly and accurately such as your name, mobile number and policy term for which you need car insurance and click on the ‘Submit and Get Quotes’ button.

Step 5: Different car insurance policy premium quotes provided by various car insurance companies will be displayed on your screen. Among them, you can compare and select a car insurance policy quote that suits your needs and budget. You can also select and add some add-on covers in your car insurance policy.

Step 6: Confirm all the details entered by you and then click on the ‘Buy Now’ link to initiate the payment process to renew your Volkswagen car insurance policy. The payment can be done through debit card, credit card, net banking, or digital wallet. Once the payment is done, the insurance company will issue the car insurance policy document instantly and send it to you via email.

Claim Cashless Car Insurance For Volkswagen Cars

The cashless car insurance claim method is highly feasible for policyholders, due to which car owners always prefer a cashless car insurance plan over a reimbursement car insurance claim. Under this system, the insurance company holds several garages in its network where policyholders can go and get their cars repaired free of cost as the insurance company pays directly to the garage for the services. The insured persons will not have to pay anything except for the deductibles, etc.

The cashless car insurance claim saves you from paying any repair cost after a mishap or an accident. Besides, it requires policyholders to go through lesser formalities and submit fewer documents too in comparison to the reimbursement claim process that facilitates and speeds up the entire process. Under this process, a surveyor is directly sent to the spot or garage by the insurance company to examine the damage and based on its report the insurer settles the claim. This transparent process builds trust among the policyholders. Getting your car repaired at a network garage will make you get the best service for your car as insurers authorise the best garages only.

Renew Expired Policy for Volkswagen Cars

Driving a car without a car insurance policy or with an inactive car insurance cover is illegal in India and can land you in legal as well as financial troubles. Hence, it is vital to renew the car insurance policy timely without any break. However, in case you fail to renew your car insurance policy before the due date and it expires, you can still get it renewed within the grace period of 90 days, offered by the insurer. Before the expired policy renewal, you must avoid driving your car due to being illegal and also because you will not be entitled to receive any claim for damage or loss.

If your car insurance plan gets expired, you must contact your car insurance company or agent. However, it is always recommended to renew your policy online as it is more beneficial. Under the online renewal process, many insurers provide a self-inspection option where you just have to upload your car’s pictures and videos through the portal instantly. With this facility, you need not schedule a physical inspection of your car by a surveyor. The online process also offers smooth and secure payment gateways to renew the car insurance policy. So, timely car insurance policy renewal is very important as it can save you from legal and financial troubles.

Volkswagen Car Insurance User Reviews

What users are saying
  • Plenty Options to choose

    Convenient buying and easy decision making with options provided for car insurance selection by the website. User friendly experience.

    New India car Insurance
    Volkswagen Polo 2015-2019 Pune
    On: 23rd January, 2023
  • Quick easy and good

    Super fast and easy simple process for insurance renewal along with support on call with variety of providers and economic quotes.

    Hdfc Ergo car Insurance
    Volkswagen Ameo Bangalore
    On: 22nd December, 2022
  • Thank You Insurance Dekho Team

    Thanks You Rishabh for your all round help. I almost forgot about Renew Car Insurance. He explained me all benefits, claim process, cashless claims settlements , Road Side Assistance and many more

    Royal Sundaram car Insurance
    Volkswagen Vento 2015-2019 Navi Mumbai
    By Shailendra Kumar
    On: 12th March, 2022
  • Smooth claim settlement proces...

    I filed a claim for my Shriram car insurance policy at the InsuranceDekho’s website which was issued for my Volkswagen GTI car. I must say that the claim procedure was hassle-free and the claims team at InsuranceDekho helped me through every step of the process ensuring that my claim was settled on time. My experience with InsuranceDekho is very satisfying.

    Shriram car Insurance
    By Srishti Bakodia
    On: 8th February, 2022
  • Received best advice

    I visited InsuranceDekho to purchase a car insurance policy and I got confused with so many options so I contacted the helpline number of InsuranceDekho. The customer care executive listened to my preferences of car insurance policy and gave me advice to select Kotak car insurance policy for my Volkswagen Touareg car.

    Kotak car Insurance
    By Aryaman Tanuja
    On: 2nd February, 2022
  • Add-on covers available

    The InsuranceDekho platform holds all the add-on covers of every insurer. Liberty car insurance policy comes with many add-ons which I bought to secure my Volkswagen Polo car in a better manner. I paid a little extra premium at a single click at the portal.

    Liberty car Insurance
    By Tanuj Joshi
    On: 24th January, 2022
  • The helpdesk is quite helpful

    I visited InsuranceDekho and acquired so many plans selections which bothered me a little. So, I contacted their customer care group who listened to my policy preferences and gave the high-quality recommendation that made me pick Kotak car insurance plan for my Volkswagen Touareg car.

    Kotak car Insurance
    By Saurav Singh
    On: 20th January, 2022
  • Eager to guide helpdesk

    I visited InsuranceDekho and acquired so many plans selections which bothered me a little. So, I contacted their customer care group who listened to my policy preferences and gave the high-quality recommendation that made me pick Kotak car insurance plan for my Volkswagen Touareg car.

    Kotak car Insurance
    By Sunil Gupta
    On: 18th January, 2022
  • Best customer care

    InsuranceDekho has the best and most polite customer care services I have seen in a while. I was confused a little about the website and they helped me through it with a lot of patience and cleared all my doubts. I bought an insurance plan from New India car insurance for my Volkswagon Polo

    New India car Insurance
    By Shashwat Kamait
    On: 10th January, 2022
  • Transparent policy issuance

    While paying the premium amount from Universal Sompo car insurance policy to insure my Volkswagen Polo car through InsuranceDekho, I did not have to pay any hidden charges. I paid the exact amount as shown on the screen earlier. Glad to have this level of transparency.

    Universal Sompo car Insurance
    By Nipun Rangnekar
    On: 24th December, 2021

Volkswagen Car Insurance FAQ's

  • How long does it take to renew a Volkswagen car insurance?

    You can get your Volkswagen car insurance renewed in just 5 minutes with InsuranceDekho.

  • Which all insurance add-ons should be bought with Volkswagen cars

    For Volkswagen Insurance, The popular car insurance add-ons opted with Volkswagen cars include zero depreciation add-on, engine cover, NCB (No Claim Bonus) cover and RSA (Road Side Assistance) cover among others.

  • From where can I purchase insurance for my Volkswagen car

    You can visit our website, compare all available premium quotes for Volkswagen cars and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.

  • Which insurer has the best claim settlement ratio for Volkswagen cars?

    Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the car insurers who have registered impressive claim settlement ratio for Volkswagen cars.

  • Can I pay for my car insurance premium in installments?

    Unlike other financial instruments where you may invest through monthly premium payments, the premium amount towards your car insurance policy needs to be paid in advance. This is as per the guidelines of the Insurance Act 1938 that states how no risk assumed by the insurance company unless the premium is received in advance.

  • How should I get the registration address, or any vehicle information changed in my car insurance policy?

    For any change in the registration address or modification in the vehicular information, you need to raise a request for the same along with a copy of the registration certificate.

  • How do insurance companies determine the IDV of any car or vehicle?

    The IDV is calculated after taking into account the selling price of your car as listed by the manufacturer in addition to the car’s model and accessories fitted to it. The IDV amount is considered by the insurance company while making claim payment for damages incurred during an accident.

  • What is the concept of voluntary deductible?

    The insurance company does not bear the entire amount of claim that you make. In fact, it wants you to bear a percentage of the claim amount that you request. The minimum amount that you declare to bear while making the claim is called a voluntary deductible.

  • Do I have to inform the insurance company about the additional CNG/LPG kit fitted to my car?

    Yes you need to inform the insurance company of any changes made to your vehile.You will have to get the additional CNG/LPG kit insured separately. These accessories must be declared at the time of the policy proposal.

  • How can I renew my Volkswagen car insurance online?

    InsuranceDekho makes renewal of your Volkswagen Insurance even more convenient. We have a safe and quick online Volkswagen insurance policy renewal facility. Please pay online at

  • How can I make the purchase of a car insurance policy online for my Volkswagen car?

    You can purchase a car insurance policy online for your Volkswagen car either by visiting the insurance company’s official website from where you want to buy the policy. You can also visit the website of InsuranceDekho, i.e, At this insurance platform, you can compare the policy premium quotes offered by various insurers in the market and pick the best plan for your Volkswagen car.

  • For how much time I need to buy a third party insurance cover while buying a Volkswagen car?

    The Supreme Court of India made it compulsory for all the car owners to hold a 3-year third party car insurance policy. You should purchase the third party car insurance cover while registering your car as it is a compulsion for all the car owners including the owners of Volkswagen cars to carry a liability-only car while driving.

  • I have a third party cover for my Volkswagen car for an insurance company, can I now buy an own-damage car insurance plan from a different insurer?

    Yes, you can certainly buy a standalone own-damage car insurance plan from a different insurance company rather than that of your third party insurance cover’s insurance company. This way you can purchase car insurance plans from insurance companies of your choice to insure your Volkswagen car.

  • Can I renew my Volkswagen car insurance plan after its expiration?

    Yes, you can renew your car insurance policy for your Volkswagen car even after it gets expired. Every insurance company allows its policyholders to renew their plans even after the expiration with a grace period of 30 days to 90 days However, the grace period duration could vary from insurance company to insurance company. You can confirm it either from the renewal section of your policy document or by contacting your car insurance agent.

  • If I make no claim in a policy year for my Volkswagen car, will I get the No Claim Bonus (NCB)?

    Yes, you can get a No Claim Bonus (NCB) under your standalone own-damage car insurance or a comprehensive car insurance plan for not making any car insurance claim on your in a policy year. For every claim-free year, you can get increased NCB benefit which may range from 20% to 50% with successive claim-free years.

  • When should I make a claim in case my Volkswagen car gets damaged in an accident?

    Yes, you can raise a car insurance claim for the damage sustained by your Volkswagen car within around 7 days of the collision or accident. However, this time limit could vary from insurance company to insurance company for which you must check your car insurance policy document.

  • How can I include a zero depreciation add-on cover in the car insurance policy of my Volkswagen car?

    No, you can not include a zero depreciation add-on cover in your third party car insurance plan for your Volkswagen car. The zero depreciation add-on can only be added in own-damage car insurance plan and comprehensive car insurance policy by paying a little extra premium amount in addition to the premium amount of base car insurance plan.

  • How can I get car insurance related assistance for my Volkswagen car?

    If you want to seek assistance for your car insurance policy of your Volkswagen car, you can easily connect with the customer care support of the InsuranceDekho by calling at 755-1196-989 between 10 am and 7 pm from Monday to Sunday or by sending an email at

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