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Nissan Car Insurance

  • Online Nissan car insurance renewal facility available
    Check in your City
  • Offers quick and easy financial assistance
  • A trusted car insurance brand in the market
  • Japanese automaker known for manufacturing quality vehicles such as sedan, SUVs, concept cars etc
  • A trusted and renowned car brand in the market
  • Quick claim settlement

Top Car Insurance Plans

Third Party
Own Damage
Starting From 14050
Key Features:
  • Right Green Tick Maximum Cashless Garages
  • Right Green Tick Over Night Vehicle Repairs
  • Right Green Tick 24x7 Roadside Assistance
  • Right Green Tick Quick Claim Settlement
Starting From 8574
Key Features:
  • Right Green Tick Towing Assistance (For Accidents)
  • Right Green Tick Coverage Outside India
  • Right Green Tick PSU Provider
  • Right Green Tick Quick Claim Settlement
See More Plans

Car Insurance Premium for Nissan Car Variants

The following table shows the complete list of Nissan car variants with their insurance premium rates.
Car ModelVariant of the CarComprehensive Car InsuranceThird Party Car InsuranceOwn Damage Car Insurance
Nissan Micra

XL Option CVT

₹ 13249

₹ 3416

₹ 3047

Nissan Sunny


₹ 13694

₹ 3416

₹ 2886

Nissan Terrano


₹ 14956

₹ 3416

₹ 4412

Nissan Micra Active


₹ 12309

₹ 3416

₹ 2147

Nissan Kicks

XV Premium Option

₹ 12610

₹ 3416

₹ 3539

Nissan X-Trail


₹ 67940

₹ 7897

₹ 32151

Nissan Evalia

2013 XE

₹ 14662

₹ 3416

₹ 3965

Nissan Teana


₹ 34046

₹ 7897

₹ 10312

Nissan Gloria

V6 Sedan

₹ 52849

₹ 7897

₹ 4827

Nissan Infiniti


₹ 13699

₹ 3416

₹ 5494

Nissan Magnite

Geza Edition

₹ 2094

₹ 2094

₹ 2407

Nissan 370Z


₹ 50265

₹ 7897

₹ 46115

Nissan Urvan


₹ 2094

₹ 2094

₹ 205223

Nissan GTR


₹ 120721

₹ 7897

₹ 172687

Nissan Primera

2.0 16V Estate

₹ 2094

₹ 7897

₹ 4827

Nissan Jonga


₹ 2094

₹ 7897

₹ 5275

Nissan 350Z


₹ 60796

₹ 7897

₹ 65033

Nissan Patrol


₹ 2094

₹ 2094

₹ 42442

The above-mentioned Nissan Car Insurance Premiums are suggestive and may change basis the car's MMV, RTO location, claims history, policy type, etc.

Calculate Nissan Car Insurance

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About Nissan

Nissan Motor Limited is a Japanese automobile manufacturing company set up in 1933. Over the years Nissan has become one of the top automobile manufacturers of the world. The Nissan group is one of the 15 leading business houses in Japan. The Nissan Motor Company, in particular, has also been recognised for its cutting edge designs, sophisticated innovations and high-end technology in the cars they produce. Nissan arrived in India in 2005 working as a wholly-owned subsidiary Nissan Motor India Private Limited. Since its arrival in India, Nissan has created a good market for itself by delivering high-quality products at competitive prices.

Nissan Car Insurance

If you plan on purchasing a Nissan car or already own one make sure to also purchase car insurance for it. The insurance will provide a layer of protection for the car and thereby also protect its owner-driver. When you purchase car insurance, the insurance company will compensate you for any damages to your car in case of a mishap and hence provide the owner-driver with peace of mind from such uncertainties and give him/her financial stability in times of crisis.

Cars are an expensive purchase and have also become an essential part of our day. Making sure that it is running efficiently and is safeguarded in of the utmost importance. With an own-damage cover, you can protect your Nissan car from a variety of scenarios such as theft, road accidents, vandalism, natural and manmade calamities. Also, the own-damage covers offer a No Claim Bonus for claim-free years as a reward from the insurance provider. You must purchase third party insurance for your Nissan car to drive on Indian roads. Having this cover is compulsory and without it, you can be fined Rs. 2,000 and/or be imprisoned for up to 3 months according to the Motor Vehicles Act of 1988. It will take care of third party liabilities including bodily injuries, death and property damage.

The premium of your Nissan car is decided largely by the Insured Declared Value of the car. The IDV indicates the maximum compensation you can receive from the insurance provider during the claim settlement. It is calculated by deducting the depreciation rate of the car and the exclusions of the policy from the manufacturer’s selling price. The depreciation rate of the car increases with the car’s age making the IDV and the premium amount lower with time. To further strengthen your Nissan Car Insurance you can also purchase add-on covers. Add-ons are optional and you pick and choose ones to fit your needs. Here are some add-ons that could be a prudent addition to your Nissan Car Insurance:

  • Zero Depreciation Cover: This add-on cover will mitigate the depreciation rate of the Nissan car during claim Settlement making the claim amount significantly higher. The add-on, however, is only available for cars that are less than 5 years old and can be used a limited number of times within a year.
  • Consumables Cover: This add-on will take care of aspects of the car that are entirely used up in one go such as engine oil, nuts and bolts, filters etc. Without it, the insurance provider does not cover its cost.
  • Engine Protect Cover: This add-on cover will compensate for damages to the car’s engine, usually excluded in car insurance policies. It comes especially handy if you live in a flood-prone area.

Car Insurance Renewal Process for Nissan Cars

Car Insurance is a vital tool to secure you against unforeseen events with the involvement of your Nissan car. In order to keep your car insured under car insurance, you will have to renew it every year before the date of expiry without fail. However, even if the expiry date is missed the policy can still be renewed within the grace period that is offered by the insurers to its policyholders. The grace period is generally 30 days to 90 days and it takes some amount of penalty to renew the plan. Here are the steps to renew a car insurance plan online:

Step 1: Visit the official website of the InsuranceDekho and click on the ‘Car’ tab.

Step 2: Enter your Nissan car’s Registration Number and select its variant and fuel type. If you do not know your car’s registration number, in such a case, you will have to click on the ‘Don't know your car number?’ link which will redirect to a page where you will have to select your car’s brand, model, fuel type, variant, registration year, registration city and RTO, to proceed.

Step 3: Enter the expiry date of your previous car insurance cover and your previous car insurance company’s name as well. In addition to this, tell as if you have made any car insurance claim during the last policy year or not and then click on the ‘Continue’ tab to proceed.

Step 4: Enter your personal details correctly and accurately such as your name, mobile number and policy term for which you need car insurance and click on the ‘Submit and Get Quotes’ button.

Step 5: Different car insurance policy premium quotes offered by several car insurance companies will appear on your screen. Among them, you can compare and select a car insurance policy quote that suits your needs and budget. You can also select and add some add-on covers in your car insurance policy.

Step 6: Check all the details entered by you and then click on the ‘Buy Now’ link to initiate the payment process to renew your Nissan car insurance policy. The payment can be done through debit card, credit card, net banking, or digital wallet. Once the payment is done, the insurance company will issue the car insurance policy document instantly and send it to you via email.

Claim Cashless Car Insurance For Nissan Cars

The cashless car insurance claim facility is quite simple therefore most of the car owners always prefer a cashless car insurance claim process over a reimbursement car insurance claim. Under this process, policyholders can go to the insurance company’s network garages to get their cars repaired without paying anything as the insurance company is liable to pay the repair bill directly to the garage for the services. The policyholders will not have to pay anything other than deductibles, etc.

The cashless car insurance claim facility saves you from paying any cost of repair after an accident. It is a less tedious process as it makes policyholders submit fewer documents and go through lesser formalities in comparison to the reimbursement claim process. Under this claim option, a surveyor is sent by the insurance company to analyse the extent of the damage based on which the insurer settles the claim. This type of procedure enhances the transparency that eventually builds trust among insured persons. To get your car repaired at a network garage will help you get the best repair service for your car as insurance companies bring the best garages under its network.

Renew Expired Policy for Nissan Cars

It is compulsory to carry a car insurance policy by all the car owners while driving their cars, according to the Indian Motor Tariff. Therefore, driving a car with an inactive or invalid car insurance cover is illegal, which may also get you into financial trouble as your insurer can refuse to compensate for your damage if you get involved in an accident or a mishap. After the expiration of your car insurance plan, you must connect to your insurance company or agent and try to renew your policy within the grace period of 90 days, which is provided by insurance providers in order to give you another chance of renewing your plan and saving you from losing coverage and benefits.

When it comes to policy renewal, it is the easiest way to renew it online for which you just need to visit the website of your insurance company and enter your policy number along with basic details. At this stage, you can also change your insurer and transfer your No Claim Bonus from the old insurance company to the new insurance company. Some insurance providers offer self-inspection facilities to renew your car insurance policy instantly. It is recommended that you must avoid driving your car till your policy is not renewed as it is illegal to drive without an active policy. Also, you should keep the required documents handy to present them during the inspection of your car.

Nissan Car Insurance User Reviews

What users are saying
  • Learned about IDV and its impo...

    While buying the Future Generali car insurance plan for my Nissan Magnite, I read about the IDV and its importance. This boosted my knowledge about the same. Loved the way it was explained.

    Future Generali car Insurance
    By Nipun Mishra
    On: 6th May, 2022
  • Proactive chat box

    I visited InsuranceDekho’s website because I had some queries related to my TATA AIG car insurance policy which I had bought for my Nissan Micra car. I posted my queries on the chat box facility on the website. I got a prompt response and my queries were resolved within minutes. Chat box functionality is very helpful.

    Tata Aig car Insurance
    By Manni Saluja
    On: 2nd February, 2022
  • Got my policy renewed in very ...

    I had bought a Kotak Comprehensive car insurance policy for my Nissan KICKS a year ago from the InsuranceDekho website. Now, I had to get it renewed, I visited their website again, it was so easy to look for the renewal option, and by following certain easy steps I got it renewed in very less time

    Kotak car Insurance
    By Lucky Joshi
    On: 1st February, 2022
  • Chatbox feature

    The InsuranceDekho platform has a chatbox feature for its customers. With this feature, I could ask my query related to my Digit car insurance which I bought to insure my Nissan Micra car, and automated solutions were offered in seconds.

    Digit car Insurance
    By Jay Yadav
    On: 24th January, 2022
  • Helpful premium calculator

    The online premium calculator at InsuranceDekho’s website helped me a lot and made it easy for me to calculate the premium. It is a very time-saving online tool. I used the premium calculator tool to compare different car insurance policies and finally selected a New India car insurance policy for my Nissan Micra car.

    New India car Insurance
    By Kashish Khandelwal
    On: 14th January, 2022
  • The dedicated customer care te...

    I bought a Future Generali car insurance policy for my Nissan Terrano car at InsuranceDekho. I browsed through different sites, platforms, and different car insurance policies but InsuranceDekho helped me get a good insurance policy as their customer care team understood my requirements.

    Future Generali car Insurance
    By Mohan Kumar
    On: 14th January, 2022
  • Organized website

    It was my first experience with InsuranceDekho and I must say it was good. InsuranceDekho’s website is very organized and very helpful. I purchased a Digit car insurance policy for my Nissan Micra car from InsuranceDekho. It was very easy for me to navigate through the website.

    Digit car Insurance
    By Deep Segala
    On: 14th January, 2022
  • Chatbox feature

    I recently got to know about the chatbox functionality while renewing my Digit car insurance policy for my Nissan Micra car. I had some queries related to my car insurance policy, I used the chatbox and got automated effective solutions within seconds.

    Digit car Insurance
    By Kanha Subbarat
    On: 13th January, 2022
  • Easily calculate your premium....

    Easily calculate your premium. When I visited in InsuranceDekho’s website, there was a separate page for two-wheeler insurance and as I clicked on the page, I was greeted by a premium calculator on which I added the details of my Nissan Sunny and I was able to get a rough idea of the insurance value which helped me make decisions regarding the insurance to choose, I finally took the Future general insurance. - Parveen Kamlain

    Future Generali car Insurance
    By Parveen Kamlain
    On: 10th January, 2022
  • Policy issuance takes 5 minute...

    I purchased Edelweiss comprehensive car insurance plan from InsuranceDekho and It only took me 5 minutes to purchase the car insurance policy. I purchased this insurance policy for my Nissan Micra car. I entered my car registration number on the website, generated quotes, compared quotes and finally selected the car insurance policy within 5 minutes.

    Edelweiss car Insurance
    By Akul Sai
    On: 28th December, 2021

Nissan Car Insurance FAQs

  • How long does it take to renew a Nissan car insurance?

    You can get your Nissan car insurance renewed in just 5 minutes with InsuranceDekho.

  • Which all insurance add-ons should be bought with Nissan cars

    For Nissan Insurance, The popular car insurance add-ons opted with Nissan cars include zero depreciation add-on, engine cover, NCB (No Claim Bonus) cover and RSA (Road Side Assistance) cover among others.

  • From where can I purchase insurance for my Nissan car

    You can visit our website, compare all available premium quotes for Nissan cars and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.

  • Which insurer has the best claim settlement ratio for Nissan cars?

    Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the car insurers who have registered impressive claim settlement ratio for Nissan cars.

  • How can I renew my Nissan car insurance online?

    InsuranceDekho makes renewal of your Nissan Insurance even more convenient. We have a safe and quick online Nissan insurance policy renewal facility. Please pay online at

  • How can I buy a standalone own-damage car insurance policy online for my Nissan car?

    You can buy a car insurance plan for your Nissan car online from any insurance company’s website of your choice. But, if you like to compare the best car insurance policy premium quotes and IDVs offered by various insurers in the market to opt for a plan as per your budget and requirements, then you should visit the official website of InsuranceDekho, i.e,

  • What is the premium cost of a third party car insurance plan for Nissan cars?

    The premium cost of the third party car insurance is set by the Insurance Regulatory and Development Authority of India (IRDAI) for all the insurers so it is the same. However, the amount of premium of third party car insurance policy is affected by the engine cubic capacity of the insured car, hence, the third party car insurance plan’s premium will be based on your Nissan car’s engine cubic capacity.

  • Will my Nissan car be inspected before the renewal of its car insurance policy?

    To renew the car insurance plan of your Nissan car, you will be allowed to submit a self-vehicle inspection report to the insurance company while renewing your Nissan car insurance policy. But, if you are renewing the car insurance plan of your Nissan car after its expiry or if there is a break in the policy, then the insurance company may send a representative to inspect your car.

  • Will I lose my NCB benefit, if my Nissan car insurance policy gets expired?

    The No Claim Bonus (NCB) will continue to remain in use only until 90 days from the date of expiry of the previous car insurance plan. But, if you do not renew your expired Nissan car insurance policy within this time period, you can lose your NCB benefit.

  • How including a zero depreciation add-on in my car insurance policy will benefit my Nissan car?

    The zero depreciation is an add-on cover which can be included in a car insurance plan by paying a little extra premium amount. The add-on cover is designed to help policyholders in getting the amount of claim for any damage under the car insurance policy without making any default depreciation deduction. With this car insurance add-on plan, you can get a higher amount of insurance claim for your Nissan car after an accident or mishap.

  • When should I make a claim in case my Nissan car gets damaged in a collision?

    Yes, you can raise a car insurance claim for the damage sustained by your Nissan car within around 7 days of the collision or accident. However, this time limit could vary from insurance company to insurance company for which you must check your car insurance policy document and then claim as per the clause and guideline. You can also confirm the claim time with your insurance agent.

  • What details should I enter on the premium calculator to get premium for my Nissan car insurance policy offered by various insurers?

    The premium calculator can help you find the correct Insured Declared Value (IDV) and the right amount of premium offered by several insurers for different car insurance covers for your Nissan car. To calculate the premium amount and IDV for your car provided by several insurance companies, you will need to enter details such as:

    • Car Manufacturer
    • Model of the Car
    • Variant of the Car
    • Car Registration City
    • Year of Car Purchase.
  • What are the contact details of InsuranceDekho to seek assistance related to car insurance of my Nissan car?

    You can get in touch with the customer care staff of the InsuranceDekho company to seek car insurance related assistance by calling them at 755-1196-989 on Monday to Sunday between 10 am to 7 pm or by emailing them at

View More Questions

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