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When Can You Make Claims For The Bajaj Allianz Car Insurance?

Published On Aug 10, 2022 10:00 AM By InsuranceDekho

When Can You Make Claims For The Bajaj Allianz Car Insurance?

You are shielded against financial loss as a result of theft, natural disasters, accident damage, and any ensuing obligations by your auto insurance, often known as motor insurance. Both your own car and a third party's vehicle may be covered by auto insurance. There can also be times when an accident results in you harming someone else or causing property damage. These third-party obligations are also covered by an automobile insurance policy.

In India, third-party insurance is a must requirement for individuals in order to operate or drive a four-wheeler vehicle. In addition to this fundamental auto insurance plan, an individual also has the option to choose a comprehensive auto insurance plan as an additional measure of security for themselves. To know more about bajaj allianz car insurance, read on.

What Is Bajaj Allianz Car Insurance Claim?

Any insurance you purchase serves no value if you are unaware of how the firm handles claims. Whether the loss is the result of theft or an accident, it is crucial to get a vehicle insurance policy which not only guarantees the safety of the other person involved in the collision but also fairly pays you for the losses. The majority of Indian insurance companies have a similar procedure for settling claims, but it's crucial to be informed of your insurer's policies on this process.

Settling Cashless Claims With Bajaj Allianz

Through Bajaj Allianz General Insurance Company, settling claims is simple and straightforward. Following is the procedure through which customers can seek a straightforward claim settlement -

  1. Contact the company's toll-free hotline to file your claim. Submit the claim in paper at the closest police station in the event of theft.
  2. Send your car to be fixed. You may track it to a certified garage for the necessary maintenance, or you can transport it to a local garage yourself. A surveyor from the insurance company is dispatched to the garage to go over the building and assess the damage. Following the surveyor's approval of the claims, the insured will be informed of the different claim processing phases.
  3. Send in the paperwork required for the study and claim resolution procedure.
  4. The insurance company would reimburse the garage when the repair is finished. As an alternative, you might send the bill and ask for the claim's reimbursement.

Settling Reimbursement Claims With Bajaj Allianz

Even while the cashless compensation is simple and hassle-free, if necessary, you can also choose claim compensation. Following is the procedure through which you can reimburse car insurance claim -

  1. Describe your vehicle and the collision in detail by calling the toll-free customer service hotline.
  2. You may also send your information to the email address provided on the business website.
  3. Bring the vehicle to a local shop for repairs.
  4. After providing information, the firm issues its customers a registration number with which they may follow the status of their filed claims.
  5. submit the appropriate records for the company's surveyor to review.
  6. After the information is confirmed, the insurance provider starts the claim settlement procedure and pays the claim settlement sum.

All You Need to Know About No Claim Bonus (NCB)

A car insurance policy can help you if you make a claim after an accident or other incident, but it can also help you if you choose not to. Policyholders who don't submit a claim even during the policy year are given a No Claim Bonus by Bajaj Allianz. This advantage is recognised with a reduction upon policy renewal, which lowers the cost for the next insurance year. The NCB benefit, which is applied to the cost of own-damage and extensive auto insurance policies, begins at 20% and increases by 5% for each year that passes without a claim.

Every policyholder should renew their insurance before the deadline in order to keep their benefits. If you don't renew your auto insurance, you risk losing the no claims bonus for which you are qualified. For driving safely and responsibly, car owners or policyholders receive a bonus, which over time can result in favourable discounts and other perks. As a result, this benefit will expire if your auto insurance coverage is not renewed on time. In order to preserve your No Claim Bonus, you must make every effort to settle small claims on your own, at the very least, because the expenses of doing so can be less than the total NCB discount.

Endnotes

Your Bajaj Allianz auto insurance claim procedure is quite straightforward and uncomplicated. All you have to do is have the necessary paperwork close to hand and communicate openly with your insurance.

Also Read: 

What Should You Know About Bharat Series License Plates?

Everything You Need to Know About Personal Accident Coverage in Car Insurance

Disclaimer

This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
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