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Lexus Car Insurance

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About Lexus

Lexus is the luxury vehicle segment of Toyota, which is a Japanese automaker. The Lexus brand is being marketed in more than 70 nations and territories around the globe. Also, it is the largest-selling premium car in Japan. Lexus has managed to be ranked among the 10 largest Japanese global brands in terms of market value. The headquarters of Lexus is situated in Nagoya, Japan and its operational units are located in countries like the United States, Brussels, Plano, Belgium, and so on.

Car Insurance Renewal Process for Lexus Cars

To keep your Lexus car insured against any damage or loss incurred due to an accident or a mishap, you must hold a car insurance policy and renew it on time without fail. Even if you fail to renew the policy before the expiry date, you can save your plan from getting expired by renewing it with the grace period of 30 days to 90 days, which will be provided by your insurance company. You can renew your car insurance policy online by following the below-given steps:

Step 1: Go to the website of InsuranceDekho and choose the ‘Car’ tab.

Step 2: Enter the registration number of your Lexus car and choose the fuel type and car’s variant. If you do not know your car’s registration number, you can instead select the ‘Don’t know your car number’ tab and choose your car’s brand, fuel type, registration year, RTO, etc, to continue.

Step 3: You also need to enter the expiry date of your last car insurance policy and the name of your last insurer. Moreover, you should also disclose the details about any car insurance claim made by you in the last car insurance policy term. Then, click on the ‘Continue’ button.

Step 4: Enter your personal details such as name, phone number and policy duration for which you want to buy the car insurance policy. Afterwards, click on the ‘Submit and Get Quotes’ tab.

Step 5: Different policy quotes offered by different car insurance companies will appear on your screen from which you can compare and choose a car insurance policy for your car based on your budget and requirements. Also, you can select add-on covers to enhance your coverage at this level.

Step 6: Go to the ‘Buy Now’ option and confirm all the details entered by you before initiating the payment process to renew the car insurance policy of your Lexus car. You can pay the renewal fee via different payment gateways like debit card, credit card, net banking, digital wallets, etc. After the payment, the insurer will instantly issue the car insurance policy and send its document directly to your registered Email ID.

Cashless Car Insurance for Lexus Cars

To get your Lexus car repaired after facing a mishap, the easiest way is the cashless car insurance claim. With this claim process, you get your Lexus car repaired at a garage without having to pay anything in exchange as your insurance provider will settle the expenses of repair on your behalf. You can raise this claim by informing the insurance company about the incident immediately and by taking your car for repair to one of the listed network garages of your car insurance provider.

The cashless car insurance process comes with several benefits. The major one is saving you from paying anything for car repair after meeting with an accident. It also requires you to go through fewer formalities and submit lesser documents to get your car repaired. Also, under this process, a surveyor is sent by the insurer to inspect the extent of damage caused to the car in an accident, which brings swiftness and transparency in the process. Insurance companies authorise the best workshops as their network garages, thanks to which you get the best repair service free of cost.

Documents Required for Lexus Car Insurance Claim

Following are the documents required for filing a Lexus Car Insurance claim:

  • Claim Form
  • Car Insurance Policy Document
  • Copy of Driver’s Licence
  • Copy of FIR
  • Copy of Registration Certificate
  • Copy of Pollution Under Control Certificate (PUC)
  • Copy of PAN Card - for claims higher than Rs. 1 Lakh
  • Satisfaction Voucher

Steps To File Lexus Car Insurance Claim

You can follow the below-mentioned steps to file a claim for your Lexus car:

Step 1: In case of a road accident, theft or vandalism make sure to file an FIR at the nearest police station. A copy of the FIR will be needed for the claim process. In case of a natural or man-made calamity, however, you can try and take a picture or videos of the damage if possible.

Step 2: Contact the insurance provider and inform them about the situation. Make sure to confirm the list of documents you need to provide the insurance company. The basic list of the documents as mentioned above.

Step 3: Submit the required documents to the insurance provider along with the claim form duly filled.

Step 4: If the car needs to be repaired the insurance provider will send a surveyor to assess the damage. After they check the damage a report will be drawn up and then your claim will go through a verification process.

Step 5: Once the claim is approved you can take your Lexus car to the nearest network garage and get the repairs done. Once you are satisfied, sign the voucher and the insurance provider will settle the bill with the garage in a cashless manner. If you choose to go to a non-network garage you have to pay for the repairs yourself and the insurance provider will later reimburse the amount to you after you have submitted the original invoice.

In the event that your car is beyond repair or has been stolen the insurance provider will compensate the IDV of the car after you hand in the car’s keys, documents and any other item related to the car.

Car Insurance Premium for Lexus Car Variants

The following table shows the complete list of Lexus car variants with their insurance premium rates.
    Car ModelVariant of the CarIDV*Zero Depreciation Price* (INR)Premium* (INR)
    Lexus LX450d 16869564 89409 306549
    Lexus LS 600HL 5361375 21446 118184
    Lexus ES300h 4178412 22146 76149
    Lexus RX450h Luxury 9310320 49345 158239
    Lexus NX300h 4020408 21308 73620
    Lexus Ls 460Sedan 5200000 33800 108295
    The above-mentioned Lexus Car Insurance Premiums are suggestive and may change basis the car's MMV, RTO location, claims history, policy type, etc.

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    Lexus Car Insurance User Reviews

    What users are saying
    • Instant chat response

      I came to InsuranceDekho and used the chatbox to post a query regarding my Bharti AXA car insurance policy. I ...

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      Bharti Axa
      By Ria Choudhury
      On: 31st May, 2021

    Lexus Car Insurance FAQs

    • How long does it take to renew a Lexus car insurance?

      You can get your Lexus car insurance renewed in just 5 minutes with InsuranceDekho.

    • Which all insurance add-ons should be bought with Lexus cars

      For Lexus Insurance, The popular car insurance add-ons opted with Lexus cars include zero depreciation add-on, engine cover, NCB (No Claim Bonus) cover and RSA (Road Side Assistance) cover among others.

    • From where can I purchase insurance for my Lexus car

      You can visit our website, compare all available premium quotes for Lexus cars and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.

    • Which insurer has the best claim settlement ratio for Lexus cars?

      Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the car insurers who have registered impressive claim settlement ratio for Lexus cars.

    • How can I buy a Lexus car insurance policy online?

      You can buy a car insurance policy online for your Lexus car by visiting the official website of InsuranceDekho. It is an insurance portal where you can compare different policy quotes to choose the most suitable one for you.

    • What is the maximum No Claim Bonus (NCB) benefit I can earn?

      You can gain No Claim Bonus (NCB) by not making any claim in a policy year which accumulates with every consecutive claim-free year up to a maximum of 50%.

    • Can I add a zero depreciation add-on cover in my Lexus car policy?

      Yes, you can include a zero depreciation add-on cover in your car insurance policy which you bought to insure your Lexus car by making an additional premium in addition to the base plan premium.

    • For what duration should I buy a third party car insurance plan compulsorily?

      You will have to buy a third party car insurance policy of 3 years at the time of registering your newly purchased car.

    • Can I purchase an own-damage and third party car insurance policy from different insurers?

      Yes, you can purchase a third party car insurance plan and an own-damage car insurance policy from different insurers for your Lexus car.

    • Can I renew my car insurance policy for my Lexus car after its expiration?

      If the car insurance policy of your Lexus car gets expired, you can get it renewed within the grace period of around 90 days offered by your insurance company, however, it may vary from insurer to insurer, hence, you should confirm your grace period tenure from your policy document.

    • What should I enter on the premium calculator to get a premium for my car insurance plan?

      To get the right and accurate premium and IDV value of the car insurance policy for your Lexus car, you will have to enter specific details on the premium calculator such as Car Brand, Model of the Car, Variant of the Car, Car Registration City, Year of Purchase of your Car, and so on.

    • Where can I contact to get assistance related to car insurance for my Lexus car?

      You can get the best car insurance-related assistance for your Lexus car at the InsuranceDekho by calling at 755-1196-989 or by writing an email at

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