Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin

Honda Car Insurance

  • Enjoys High Resale Value
    Check in your City
  • Fast Insurance Issuance
  • Pan India Presence
  • Reliable, Durable & Fuel-efficient Designs
  • Online Honda car insurance renewal facility

Top Plans

Comprehensive
Third Party
Own Damage
  • CASHLESS GARAGES 6,800
  • CLAIMS SETTLED 89%
  • ZERO DEP. CLAIMS UNLIMITED
Starting From 2881
Key Features:
  • Maximum Cashless Garages
  • Over Night Vehicle Repairs
  • 24x7 Roadside Assistance
  • Quick Claim Settlement
  • CASHLESS GARAGES 3,100
  • CLAIMS SETTLED 95%
  • COMPREHENSIVE CLAIMS UNLIMITED
Starting From 2396
Key Features:
  • Towing Assistance (For Accidents)
  • Coverage Outside India
  • PSU Provider
  • Quick Claim Settlement
See More Plans

About Honda

Honda Motor Company Ltd. was founded by the engineer Honda Soichiro who started a research centre to build small but efficient internal combustion engines in Hamamatsu Japan in 1946. In 1948 it was incorporated into the Honda Motor Company in the year 1948. Honda first came to India in 1995 as part of a joint venture called Honda Siel Car India Ltd. Over the years Honda has come to be extremely successful in India and is now well known for their cutting edge technology and futuristic cars.

Honda Car Insurance

When purchasing a Honda car make sure to also purchase car insurance for it. Insurance provides a layer of protection for both the car and the owner-driver from uncertainties. In the case of a mishap, the insurance will provide compensation for the damages and thereby protect not only the car but also its owner by giving them financial stability in times of crisis. Safeguarding your Honda car from certainties is of the utmost importance. It is not only an expensive purchase for everyone but also an integral part of our everyday lives. With an own-damage cover, you can get compensation for a variety of situations such as road accidents, vandalism, natural and manmade calamities.

Moreover, having a third party insurance policy for every car driving on Indian roads including your Honda car is compulsory. The third-party insurance will cover third party liabilities including bodily injury, death and property damage. Make sure to purchase this policy, if caught without it you can be fined Rs. 2,000 and/or be imprisoned for up to 3 months. The insurance premium of your car is calculated according to the Insured Declared Value of your car. The IDV is the maximum amount of compensation your insurance provider will provide you in case of a mishap. The IDV is calculated by deducting the depreciation rate and exclusions from the manufacturer’s selling price for the Honda car. The depreciation rate is decided according to the age of the car. The higher the depreciation rate, the lower the IDV and the insurance premium.

Add-On Covers For Honda Car Insurance

To strengthen the Honda car insurance policy further you can purchase car add-on covers. These covers are voluntary and allow you to pick and choose to make sure the policy fits your needs. Here are some of the add-ons that may be a useful addition to your Honda car insurance:

  • Zero Depreciation Cover: The cover mitigates the depreciation rate of the Honda car during claim settlement. This makes the claim amount significantly higher. The add-on is available for cars that are less than five years old and can only be used a limited number of times in a year.
  • GAP Value Cover: In the vent of a theft or total loss this add-on cover will cover the amount left after compensating for your honda car.
  • Tyre Damage Cover: This add-on will cover any damages to the tyre of your Honda car which is otherwise not covered by the insurance policy.

Car Insurance Renewal Process for Honda Cars

Honda car insurance renewal is a quick, easy & hassle-free process when it is done online. Every policyholder is required to renew the car insurance plan every year to carry on with enjoying the offerings and advantages of a car insurance plan. To keep your Honda car secured, you need to keep it insured first for which you should renew its car insurance policy every year on time without fail. On this note, here the steps to follow to renew your Honda car insurance plan online:

Step 1: Visit the website of the InsuranceDekho and click on the ‘Car’ option.

Step 2: Enter the Registration Number of your Honda car to proceed. Choose the fuel type and variant of your Honda car to move further. If you do not know the registration number of your Honda car, then you should click on the ‘Don't know your car number?’ option and select your car’s brand, model, fuel type, variant, registration year, registration city and RTO, to continue.

Step 3: Enter the expiry date of your previous car insurance cover and your previous car insurance company’s name as well. In addition to this, tell as if you have made any car insurance claim during the last policy year or not and then click on the ‘Continue’ tab to proceed.

Step 4: Enter your personal details including your name, mobile number and duration of the car insurance for which you want to buy it and click on the ‘Submit and Get Quotes’ tab.

Step 5: You will get the car insurance policy premium quotes offered by various insurance firms on your screen. Compare and choose the car insurance plan quotes which suits you the best as per your budget and requirements. You can also choose and add some add-on covers in your policy.

Step 6: Click on the ‘Buy Now’ link and confirm all the entered details before initiating the payment process for the renewal of Honda car insurance policy. You can pay by using your debit or credit card, digital wallets and net banking option. After the payment, the car insurance policy document will be issued instantly and will be shared with you at your registered Email ID.

Car Insurance Cashless Garage Network for Honda Cars

Car Insurance Company Cashless Network Garages
IFFCO Tokio Car Insurance 4,300+
Royal Sundaram Car Insurance 4,600+
Oriental Car Insurance 3,100+
Universal Sompo Car Insurance 3,500+
New India Car Insurance 3,000+
Tata AIG Car Insurance 5,000+
SBI Car Insurance 16,000+
Bajaj Allianz Car Insurance 4,000+
HDFC ERGO Car Insurance 6,800+
Future Generali Car Insurance 2,500+
Bharti AXA Car Insurance 5,200+
ICICI Lombard Car Insurance 5,600+
Liberty Car Insurance 4,300+
Chola MS Car Insurance 7,100+
Digit Car Insurance 1,400+
United India Car Insurance 3,100+
Reliance Car Insurance 3,800+
Kotak Car Insurance 1,300+
National Car Insurance 3,100+
Magma HDI Car Insurance 4,000+
Acko Car Insurance 2,000+
Edelweiss Car Insurance 1,000+
Shriram Car Insurance 2,000+
Navi Car Insurance 900+

(*Claim Settlement Ratio For FY 2018-2019 As Per IBAI’s General Insurance Claim Insights Handbook For Policyholders - 4th Edition)

Claim Cashless Car Insurance For Honda Cars

Cashless car insurance is a great option for the policyholders to get their Honda car repaired without paying any fee at the network garage of their insurer. To avail this facility, they need to intimate their insurers about the damage and loss incurred by their car immediately after an accident or mishap. With this process, you can get the repair work done for your car free of cost as your insurance company will bear the repair expenses on your behalf after confirming the repair invoice.

With the cashless car insurance claim, you need not pay any amount of repair after an accident. Also, this claim process holds lesser formalities to go through as compared to the reimbursement claim process, which speeds up the claim process. Under this facility, a surveyor is sent directly by the insurance company to gauge the extent of damage immediately after the accident that also brings the pace and transparency in the process. The insurance firms get the best garages under their network due to which enables you to get the best possible repair service for your Honda car.

Renew Expired Policy for Honda Cars

Every car insurance policy is supposed to be renewed before its expiry day to continue to avail it. Failure in doing so will make the insurance policy get lapsed. After this, your insurance company would not be liable to settle your claims for the damages sustained by your Honda car, all the insurance benefits gained by you during the course of the policy’s term will cease to exist and you will not be able to claim for a No Claim Bonus (NCB) discount with an insurance company. In such a situation, you can avail grace period during which the car insurance policy can be renewed without losing any of your policy benefits.

If your car insurance policy gets expired, you could attract some penalties or fines for its renewal. Also in the meanwhile, driving your car with an inactive car insurance policy can also lead you into trouble for not complying with legal requirements. However, every insurance company offers a grace period to renew the expired car insurance policy which is of 90 days but varies from insurance company to insurance company. You can renew the plan in the grace period via offline as well as online method, but the latter is also recommended. In order to renew your plan online, you should visit your insurer’s website, enter your policy details, attach the relevant documents and make payment.

Car Insurance Premium for Honda Car Variants

The following table shows the complete list of Honda car variants with their insurance premium rates.
    Car ModelVariant of the CarIDV*Zero Depreciation Price* (INR)Premium* (INR)
    Honda CityNew 618441 3315 11243
    Honda WRVi-VTEC S 579504 3003 12732
    Honda Jazz1.2 S i VTEC 537503 0 10861
    Honda CivicNew 513450 4713 16765
    Honda CR-V2.0L 2WD MT 1732283 0 28260
    Honda MobilioV i-DTEC 762804 3974 18593
    The above-mentioned Honda Car Insurance Premiums are suggestive and may change basis the car's MMV, RTO location, claims history, policy type, etc.

    Calculate Honda Car Insurance

    Select your car brand

    • Maruti
    • Hyundai
    • Honda
    • Toyota
    • Mahindra

    Which city is your car registered in?

    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon

    When did you buy your car?

    Have you made a insurance claim in the previous year?

    Honda Car Insurance User Reviews

    What users are saying
    • Five star service, Fast, highly recommended, its hassle free, got best rate for my car insurance, In case you ...

      Read More
      S
      New India car Insurance
      Honda City Thane
      By Santosh Patil
      On: 22nd September, 2022
    • i had renewed my car policy from insurance dekho .one of executive name as hrishab had guided me properly with...

      Read More
      N
      Acko car Insurance
      Honda Brio Pune
      By Niranjan Tajane
      On: 16th July, 2022
    • Wonderful experience interacting with Rohit. He assisted me with all the queries. Thanks for your assistance. ...

      Read More
      G
      Icici Lombard car Insurance
      Honda Jazz Gurgaon
      By Gaurav Salgotra
      On: 11th July, 2022
    • used first time easy and fast processing. saved my time as i was struggling in policy bazar as they system was...

      Read More
      L
      Icici Lombard car Insurance
      Honda Amaze Lucknow
      By LOKESH KUMAR DWIVEDI
      On: 22nd June, 2022
    • Excellent support renewal completed within minutes. There was a payment stuck which was also refunded in a day...

      Read More
      A
      Edelweiss car Insurance
      Honda City Bangalore
      By ANKIT BAJPAI
      On: 17th June, 2022
    • very user friendly to do insurance policy and it is very easy and nice experience. thanks for all your support...

      Read More
      K
      Icici Lombard car Insurance
      Honda City 2011-2014 Chennai
      By KALAIVANIT
      On: 24th May, 2022
    • Car insurance

      It’s so easy and helpful The executive really made it easy Last time renewing my policy was a big task But ...

      S
      Kotak Mahindra car Insurance
      Honda City New Delhi
      By Sumit Behl
      On: 10th May, 2022
    • Thnx to Mr Rishabh..just because of his deep knowledge and convincing power, I made relation with insurancedek...

      Read More
      K
      Acko car Insurance
      Honda City Hazaribagh
      By KESHAVKUMAR JHA
      On: 14th April, 2022
    • While buying the Reliance car insurance plan for my Honda New Amaze, I saw various add-on covers that were ava...

      Read More
      S
      Reliance car Insurance
      By Sam Khan
      On: 16th February, 2022
    • Mr Alok Nath Mandal is an excellent insurance agent and supported me very well to purchase this renewable poli...

      Read More
      W
      Reliance car Insurance
      Honda City Mumbai
      By WNS GLOBAL SERVICES PVT LTD
      On: 3rd February, 2022

    Honda Car Insurance FAQs

    • How long does it take to renew a Honda car insurance?

      You can get your Honda car insurance renewed in just 5 minutes with InsuranceDekho.

    • Which all insurance add-ons should be bought with Honda cars

      For Honda Insurance, The popular car insurance add-ons opted with Honda cars include zero depreciation add-on, engine cover, NCB (No Claim Bonus) cover and RSA (Road Side Assistance) cover among others.

    • From where can I purchase insurance for my Honda car

      You can visit our website insurancedekho.com, compare all available premium quotes for Honda cars and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.

    • Which insurer has the best claim settlement ratio for Honda cars?

      Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the car insurers who have registered impressive claim settlement ratio for Honda cars.

    • How can I renew my Honda car insurance online?

      InsuranceDekho makes renewal of your Honda Insurance even more convenient. We have a safe and quick online Honda insurance policy renewal facility. Please pay online at https://www.insurancedekho.com/car-insurance
    View More Questions

    Car Insurance News

    Car Insurance By Manufacturers

      Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

      Calculate your Car IDV

      #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.