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Ford Car Insurance

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Top Car Insurance Plans

Third Party
Own Damage
Starting From 15888
Key Features:
  • Right Green Tick Maximum Cashless Garages
  • Right Green Tick Over Night Vehicle Repairs
  • Right Green Tick 24x7 Roadside Assistance
  • Right Green Tick Quick Claim Settlement
Starting From 10091
Key Features:
  • Right Green Tick Towing Assistance (For Accidents)
  • Right Green Tick Coverage Outside India
  • Right Green Tick PSU Provider
  • Right Green Tick Quick Claim Settlement
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Car Insurance Premium for Ford Car Variants

The following table shows the complete list of Ford car variants with their insurance premium rates.
Car ModelVariant of the CarComprehensive Car InsuranceThird Party Car InsuranceOwn Damage Car Insurance
Ford Figo

Titanium AT

₹ 2094

₹ 2094

₹ 2757

Ford Freestyle


₹ 13227

₹ 3416

₹ 3438

Ford Fiesta

1.5 TDCi Ambiente

₹ 14380

₹ 3416

₹ 6717

Ford Figo Aspire

1.2 Ti-VCT Ambiente

₹ 13270

₹ 3416

₹ 3538

Ford Ikon

1.3 Flair

₹ 12763

₹ 3416

₹ 3813

Ford Fusion

1.4 TDCi Diesel

₹ 13450

₹ 3416

₹ 5048

Ford Fiesta Classic

1.4 Duratorq LXI

₹ 13476

₹ 3316

₹ 4962

Ford Mustang


₹ 58366

₹ 7897

₹ 32934

Ford Escort

1.3 LX

₹ 13415

₹ 3416

₹ 4982

Ford Endeavour

Titanium 4X2 AT

₹ 37970

₹ 2094

₹ 14225

Ford B Max

₹ 28459

₹ 7897

₹ 6941

Ford Figo Cross

₹ 2094

₹ 2094

₹ 9881

Ford Falcon


₹ 28459

₹ 7897

₹ 6941

Ford EcoSport

₹ 2094

₹ 2094

₹ 3405

The above-mentioned Ford Car Insurance Premiums are suggestive and may change basis the car's MMV, RTO location, claims history, policy type, etc.

Calculate Ford Car Insurance

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About Ford

The Ford Motor Company was started as an experimental car workshop by Henry Ford in Detroit in 1896. Their first car was assembled in July 1903 and by 1908 they introduced their first car model the Model T. In 1911, Henry Ford developed one of the earliest methods of car assembly for mass production in his Kansas City, Missouri facility, introducing the first assembly line production in 1913. Ford entered the Indian market as early in 1926 however, due to a state of loss for a few years they shut down their facility. Ford re-entered the Indian market in 1995 as a joint venture with Mahindra & Mahindra called Mahindra Ford Limited.

Ford Car Insurance

When you purchase a Ford car make sure to also purchase an insurance policy for the car. The car insurance will provide a layer of protection for your car in case of a mishap. The insurance provider does this by compensating for any losses to the car in case of an accident. This provides a sense of peace for the policyholder giving him financial stability in times of crisis.

Cars are expensive and essential for our everyday commutes. Hence, safeguarding your Ford car from the uncertainties that come with driving on the road. With an own-damage cover, you can be protected from a variety of situations including road accidents, vandalism, theft, natural and manmade calamities. Additionally, you will require third party insurance for your Ford car. It is obligatory for every car driving on Indian roads according to the Motor Vehicles Act of 1988. If caught without it you can be punished with a fine of Rs. 2,000 and/or be imprisoned for up to three months. The cover will take care of any third party liabilities in case of a mishap including bodily injury, death and or property damage.

Your Ford car’s insurance premium is decided according to IRDAI rates and the car’s Insured Declared Value. The IDV is calculated by deducting the depreciation rate and the exclusions of the policy from the manufacturer’s selling price. The IDV indicates the maximum compensation the policyholder can get from the insurance provider during claim settlement. Add-on covers can also be purchased with your Ford car insurance to further strengthen the policy. These are optional covers allowing you to mould the car insurance policy to fit your individual needs. Here are a few add-on covers that could be a useful addition to your Ford car insurance:

  • Zero Depreciation Cover: This cover mitigates the depreciation rate of the car at the time of claim settlement. This makes the insurance claim amount significantly higher. However, it is only available for cars that are less than five years old and can be used a limited number of times in a year.
  • Roadside Assistance Cover: In case your Ford car has a breakdown the add-on cover will take care of transportation costs, on-site repairs etc.
  • Passenger Assistance Cover: In case of a mishap this add-on will take off the costs of medical care, transportation and hospital fee.

Car Insurance Renewal Process for Ford Cars

In a bid to continue the car insurance policy coverage, every Ford car owner must renew its car insurance policy every year before the expiry date without fail. To ensure no break is there in the continuity of a car insurance policy, it is highly advised to remember the expiry date of your plan and renew it before it lapses to keep your Ford car insured and secured. Here are the steps which you can follow to renew your car insurance policy online:

Step 1: Visit the official website of the InsuranceDekho. Click on the ‘Car’ tab.

Step 2: Enter the Registration Number of your Ford car and then choose the variant and fuel type of your Ford car to proceed. In case you do not know the registration number of your Ford car then you must select ‘Don't know your car number?’ link and choose your car’s brand, model, variant, fuel type, registration city, registration year, and so on, to move further.

Step 3: Enter the date of expiry of your previous car insurance policy and the name of your insurance company. In addition to this, you should also tell as if you have raised any car insurance claim during the previous policy year and click on the ‘Continue’ tab to proceed.

Step 4: Fill up your personal details such as your name, mobile number and the policy term for which you want to purchase a car insurance policy and click on ‘Submit and Get Quotes’ tab.

Step 5: Several car insurance policy premium quotes provided by different car insurance companies will be displayed on your screen. Choose a car insurance policy quote after making a proper and thorough comparison based on your car insurance needs and budget. However, at this step, you can also include one or more add-on covers of your choice to expand your car insurance plan coverage.

Step 6: Confirm all the entered details and then click on the ‘Buy Now’ link to bring about the car insurance renewal payment process for Ford car. You can make the renewal payment using a debit card, credit card, net banking option, or digital wallets. After the successful payment for the renewal of a car insurance policy, its policy document will directly be sent to the registered Email ID.

Car Insurance Cashless Garage Network for Ford Cars

Car Insurance Company Cashless Network Garages
IFFCO Tokio Car Insurance 4,300+
Royal Sundaram Car Insurance 4,600+
Oriental Car Insurance 3,100+
Universal Sompo Car Insurance 3,500+
New India Car Insurance 3,000+
Tata AIG Car Insurance 5,000+
SBI Car Insurance 16,000+
Bajaj Allianz Car Insurance 4,000+
HDFC ERGO Car Insurance 6,800+
Future Generali Car Insurance 2,500+
Bharti AXA Car Insurance 5,200+
ICICI Lombard Car Insurance 5,600+
Liberty Car Insurance 4,300+
Chola MS Car Insurance 7,100+
Digit Car Insurance 1,400+
United India Car Insurance 3,100+
Reliance Car Insurance 3,800+
Kotak Car Insurance 1,300+
National Car Insurance 3,100+
Magma HDI Car Insurance 4,000+
Acko Car Insurance 2,000+
Edelweiss Car Insurance 1,000+
Shriram Car Insurance 2,000+
Navi Car Insurance 900+

(*Claim Settlement Ratio For FY 2018-2019 As Per IBAI’s General Insurance Claim Insights Handbook For Policyholders - 4th Edition)

Claim Cashless Car Insurance For Ford Cars

The cashless car insurance claim process is a facility that allows you to get your Ford car repaired at a network garage of your insurance company without paying anything from your pocket as under this option the insurance company is liable to pay for the bill of your car repair on your behalf after examining and checking the repair bill and other relevant documents. To avail this cashless car insurance method, you should convey your insurer immediately about an accident or a collision to initiate the claim process.

With cashless car insurance, you need not make any payment for repair of your Ford car after experiencing an accident or a mishap as under this process the insurer tends to pay the repair bill. The cashless car insurance process has to submit lesser documents and need to go through fewer formalities compared to the reimbursement claim method. Cashless car insurance is a quicker process because under it the insurer sends a surveyor instantly to examine the damage and frame a report based on which insurer settles the claim. Also, the cashless car insurance helps you to get your Ford car repaired at the best workshops for free as only the best garages are given authorisation by the insurers.

Renew Expired Policy for Ford Cars

It is mandatory for all car owners to carry a car insurance policy while driving in India. Therefore, driving a car without a car insurance cover or an active insurance policy is considered illegal which may lead you into legal as well as financial trouble, as your insurance company can refuse to cover the expenses of your car damage or loss. On this note, you should get in touch with your insurance company or agent as soon as your car insurance policy gets expired. Your insurer will offer you a grace period of some weeks to 90 days, within which you should renew your expired car insurance policy to save yourself from losing insurance coverage and other benefits.

The easiest and swiftest way to renew the expired policy is to visit the website of your insurance company and enter your policy number, basic car details and attach relevant documents. During the renewal process, you can also renew your policy with some other insurer by entering your previous policy details and can transfer your NCB to the new insurer as well. Most of the insurance companies now offer self-inspection options too where you can complete the process by attaching the pictures and videos of your car on the portal of the insurance company. However, it is suggested to avoid driving your before the policy renewal.

Ford Car Insurance User Reviews

What users are saying
  • Good discount and multiple opt...

    Easy process to buy policy online at best prices. I am impressed by the options available and customization possible at the website.

    Universal Sompo car Insurance
    Ford Freestyle Bhuj (Kachchh)
    On: 21st May, 2023
  • Good offer price with maximum ...

    Good offer price with maximum Idv thanks to insurance deho team. More better offers expecting in future. Good offer price with maximum Idv thanks

    Royal Sundaram car Insurance
    Ford Ikon Mysore
    On: 27th February, 2023
  • Good Quick and best prices

    Buying policy is good. looking forward for your service in claim and other processes. Customer retention only depends on your services during claim and mishaps

    United India car Insurance
    Ford Aspire Hyderabad
    On: 28th December, 2022
  • The Reminder feature is very ...

    The InsuranceDekho website has a reminder feature that works wonders. I recently bought the TATA AIG car insurance plan for my Ford. Now, this feature keeps a track of my plan and constantly reminds me to get it renewed

    Tata Aig car Insurance
    By Bhavesh Kapri
    On: 6th May, 2022
  • Excellent Service

    It was nice experience using 1st time through this. Will approach further too and will ask my colleagues to use the same. Thanks.

    Digit General Insurance Limited car Insurance
    Ford Figo 2010-2012 Dehradun
    On: 21st February, 2022
  • Excellent customer service

    Very good service and follow up by Mr. Rishabh Patel. Able to get my policy within 15 minutes. KUDOS team InsuranceDekho Well done

    Reliance car Insurance
    Ford Figo Bangalore
    On: 8th February, 2022
  • Detailed information about net...

    I wanted to know about network garages and facilities available under the network garages. I visited InsuranceDekho to get details about the network garages of Royal Sundaram car insurance policy which I wanted to purchase for my Ford Freestyle car. The information on the website satisfied me and helped me purchase the car insurance policy.

    Royal Sundaram car Insurance
    By Vijay Malik
    On: 2nd February, 2022
  • Informative website

    InsuranceDekho website is a very informative website, which has detailed information on various plans, claim settlement ratio knowledge and a lot more. I bought the DHFL car insurance plan for my Ford EcoSport

    Dhfl car Insurance
    By Yuvraj Singh
    On: 1st February, 2022
  • List of leading insurance comp...

    InsuranceDekho website contains a list of leading insurance companies, which made it easy for me to look for the best and the most relevant car insurance plan for my Ford Aspire. I purchases the Future Generali car insurance plan for my car

    Future Generali car Insurance
    By Arpit Singh
    On: 1st February, 2022
  • Genuine policy overviews

    Multiple policy-related overviews, in-house claim settlement, availability of network garages, and so on are there on InsuranceDekho. After checking all such details of different insurers, I chose Future Generali car insurance policy for my Ford Fiesta car.

    Future Generali car Insurance
    By Roshan Dutt
    On: 14th January, 2022

Ford Car Insurance FAQs

  • How long does it take to renew a Ford car insurance?

    You can get your Ford car insurance renewed in just 5 minutes with InsuranceDekho.

  • Which all insurance add-ons should be bought with Ford cars

    For Ford Insurance, The popular car insurance add-ons opted with Ford cars include zero depreciation add-on, engine cover, NCB (No Claim Bonus) cover and RSA (Road Side Assistance) cover among others.

  • From where can I purchase insurance for my Ford car

    You can visit our website, compare all available premium quotes for Ford cars and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.

  • Which insurer has the best claim settlement ratio for Ford cars?

    Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the car insurers who have registered impressive claim settlement ratio for Ford cars.

  • How can I renew my Ford car insurance online?

    InsuranceDekho makes renewal of your Ford Insurance even more convenient. We have a safe and quick online Ford insurance policy renewal facility. Please pay online at
  • How can I buy a car insurance policy online to cover my Ford car?

    The purchase of a car insurance plan has become quite simple due to digitalisation over the years. Now you can buy a car insurance plan for your Ford car online as well as offline. To purchase a car insurance plan online, you can either visit the website of any insurance company of your choice or you can make a visit to the InsuranceDekho’s website i.e,, where you can compare plans of different insurers before picking a plan.

  • Is it compulsory to own a third party car insurance plan for the owner of a Ford car?

    Every car owner in India should own a third party car insurance plan as a compulsion while driving their car as per the Indian Motor Tariff. Hence, yes, you should also carry a minimum of the third party car insurance policy while driving your Ford car.

  • Can I buy a standalone own-damage car insurance plan online for my Ford car?

    Yes, you can buy an own-damage car insurance plan online either directly from the insurance company of your choice or from the InsuranceDekho platform by making a proper and thorough comparison of insurance policy quotes.

  • Can I transfer the No Claim Bonus (NCB) benefit from my old insurance policy to my new Ford car insurance plan?

    Yes, you are allowed to transfer your No Claim Bonus (NCB) benefit from your previous car insurance policy to your new Ford car insurance policy. With this process, you can avail the NCB discount on your new plan and lower your next year’s premium amount. The NCB benefit is given to policyholders for safe driving and not to the car, hence, it can be transferred.

  • How can I include a zero depreciation add-on cover in my car insurance plan for my Ford car?

    You can include a zero depreciation add-on cover in your car insurance plan by paying a little extra amount of premium along with the premium of the base car insurance plan.

  • If my Ford car insurance policy gets expired, can I still renew it?

    If your car insurance policy which you bought for your Ford car gets expired, you can still renew it within 30 days to 90 days of the expiry date. The duration to allow policyholders for renewing their insurance plans is known as a grace period which varies from insurer to insurer. To find the time of grace period of your plan, you must check your policy document or contact your car insurance agent.

  • What should I enter on the premium calculator to get the premium for my Ford car insurance?

    To get the right Insured Declared Value (IDV) and the premium amount of the car insurance policy for your Ford car. The details that should be entered on the premium calculator includes the Car Brand, Car Model, Car Variant, Car Registration City, Year of Purchase, and so on.

  • From where and when can I find assistance related to the car insurance for my Ford car?

    You can find the best car insurance-related assistance for your Ford car with the help for the InsuranceDekho company by calling their customer care team at 755-1196-989 between 10 am and 7 pm from Monday to Sunday or by writing an email at

View More Questions

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.