Top Car Insurance Plans
- CASHLESS GARAGES 6,800
- CLAIMS SETTLED 89%
- ZERO DEP. CLAIMS UNLIMITED
- Maximum Cashless Garages
- Over Night Vehicle Repairs
- 24x7 Roadside Assistance
- Quick Claim Settlement
- CASHLESS GARAGES 3,100
- CLAIMS SETTLED 95%
- COMPREHENSIVE CLAIMS UNLIMITED
- Towing Assistance (For Accidents)
- Coverage Outside India
- PSU Provider
- Quick Claim Settlement
Car Insurance Premium for Dc Car Variants
|Car Model||Variant of the Car||Comprehensive Car Insurance||Third Party Car Insurance||Own Damage Car Insurance|
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DC is an automotive firm established in 1993 by Dilip Chhabria. He studied Transportation Design from Art Centre, California and returned to India in 1983 working at General Motors Design Center for a year. Chhabria is known for his vehicle designs and has designed the vanity vans of various celebrities and cars in movies like Tarzan: The Wonder Car. In 2010, a special version of the Tata Nano was also designed in the year 2010. In 1995, DC got its first international prototyping project for Hawtall Whiting and in 1998, the company developed first generation add-on body styling kits for many cars. Later in 2001, they started manufacturing high-end buses and coaches, in 2009, they introduced Toyota Innova based DC luxury lounge and in 2012, the first supercar-DC Avanti of India was unveiled at Auto Expo, New Delhi. The DC brand wants to enter the Indian market to add to a prospective buyer’s choices. The DC brand is renowned for its DC TCA cars where its first offering is expected to be in the Coupe segment.
DC Car Insurance
If you buy a DC car or have already one, you should make sure to own a car insurance policy. The insurance cover will give protection to both owner and the car from different uncertainties of the road. In the case of an accident, the insurance company will provide you with compensation for the damages or losses sustained by your car which gives you financial stability in a time of crisis.
Buying a car is an expensive affair due to which it is crucial to keep it in perfect condition which may take high maintenance costs. With a standalone own-damage policy, you can shield your DC car from a range of scenarios that includes road accidents, fire, vandalism, natural disaster, and manmade calamities. Also, it is essential to buy at least a third party car insurance policy to drive a car on Indian roads as per the Motor Vehicles Act. This basic insurance will cover third party liabilities such as injuries, death and property damage. Driving your car without this cover can get you penalised with a fine of Rs 2,000 and/or sentence for up to 3 months imprisonment.
The premium of your DC car insurance is computed by the Insured Declared Value (IDV), which signifies the highest amount of compensation an insurer can provide in the situation of a mishap. You can strengthen your policy by expanding its coverage by including some add-on covers as per your needs and budget. Below are top add-on covers that you can add to your DC Car Insurance:
- Zero Depreciation Cover: This add-on cover eliminates the depreciation rate from the calculation of claim settlement due to which you can get a higher claim amount. However, it is available only for DC that is not more than 5 years old and can be utilised a specific number of times within a policy term as per the policy wording.
- Roadside Assistance Cover: If your DC car breaks down anywhere, this add-on cover will ensure that the insurance company will provide you with assistance such as towing the car to the nearest garage, arrangement of transport, on-site repairs, and so on.
- GAP Value Cover: If your car sustains theft or total loss, this add-on cover will ensure that you get the complete invoice price of the car with road tax and registration costs. You can get this add-on cover by paying an additional premium.
Car Insurance Renewal Process for DC Cars
To stay insured under a car insurance policy, every policyholder must renew the car insurance plan every year before the expiry date without any break. Timely renewal of car insurance plan is the only way to keep your DC car secured from unfortunate events. Here are the steps you should follow to renew your car insurance online:
Step 1: Visit the website of the InsuranceDekho and click on the ‘Car’ button.
Step 2: Enter your car’s registration number and select its fuel type and variant. If you do not have the registration number of your car, then you can choose the ‘Don't know your car number?’ option and opt for the car’s brand, model, fuel type, variant, registration city, registration year, and so on, to proceed further.
Step 3: Enter your previous car insurance policy’s expiry date and name. Also, you must share whether you have made any claim during the previous policy year or not and click on the ‘Continue’ link to proceed.
Step 4: Enter your name and mobile number with the policy term for which you wish to buy a car insurance plan and click on the ‘Submit and Get Quotes’ tab.
Step 5: Different car insurance policy quotes provided by various car insurance providers will be displayed. Select a policy quote by comparing different policies based on your requirements and budget. You can also include some add-on covers to expand your car insurance policy coverage.
Step 6: Confirm all the details entered and click on the ‘Buy Now’ tab to initiate the payment for the renewal process. You can pay the renewal fee using a debit card, credit card, net banking, online wallets, and so on. Once the payment is made, the revised policy document will be sent directly to your email address.
Claim Cashless Car Insurance For DC Cars
The cashless claim process is a facility designed to help you get your car repaired at a network garage of your insurer without paying anything. Under this option, all the repair bills will be paid off by the insurance company after examining the repair invoice and relevant documents. To avail the cashless facility, you should convey your insurance company soon after an accident to initiate the claim process.
With cashless car insurance, you will not have to pay for the repair bill of your DC car for its damages that may arise due to a mishap. Also, under this facility, policyholders need to submit lesser documents and have to go through negligible formalities, which makes the process faster and easier. A surveyor is sent immediately by the insurance company to examine and develop a report based on which the claim is settled. With the cashless car insurance process, you get the opportunity to get your car repaired at premium quality network garages as only the best garages are recognised by insurance companies.
Renew Expired Policy for DC Cars
A car insurance policy is an agreement between an insurance company and an insured person that needs to be renewed before expiry date. Failing to renew the policy on time can make it null and void that would make you lose out on several benefits. However, even after the date of expiry, different insurance firms offer a 90 day grace period to renew the policy in the form of an extension. If your car insurance policy is not renewed even after the grace period, the insurance company can reject your renewal application or can levy hefty fines for renewal.
The car insurance policy expiration brings different types of crisis from legal trouble, loss of NCB, uninsured car, and so on. To renew your car insurance policy, you can simply visit the website of your insurance company and click on the renew option available there. You will have to enter policy details and attach some documents, if required. After choosing the insurance plan of your choice, you can pay the renewal fee by using a debit card, credit card, net banking, online wallet, and so on. All the insurance provides tends to send reminders for the renewal of policy, therefore, you should pay heed to their messages and renew your plan on time without fail. However, you can opt for a long-term plan, if yearly renewal of policy is not your cup of tea.
Add-ons For Your Dc Car Insurance
DC Car Insurance FAQs
How long does it take to renew a Dc car insurance?
You can get your Dc car insurance renewed in just 5 minutes with InsuranceDekho.
Which all insurance add-ons should be bought with Dc cars
For Dc Insurance, The popular car insurance add-ons opted with Dc cars include zero depreciation add-on, engine cover, NCB (No Claim Bonus) cover and RSA (Road Side Assistance) cover among others.
From where can I purchase insurance for my Dc car
You can visit our website insurancedekho.com, compare all available premium quotes for Dc cars and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.
Which insurer has the best claim settlement ratio for Dc cars?
Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the car insurers who have registered impressive claim settlement ratio for Dc cars.
For how much time should I buy a third party insurance plan while buying a DC car?
As per the law, it is a compulsion for every car owner to purchase a 3-year third party car insurance plan while registering your new car. The same rule is applicable for DC car owners.
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