Chevrolet Car Insurance

About Chevrolet

Chevrolet Division of General Motors Company is an automobile manufacturing division that is part of the American manufacturing company General Motors. Founded in 1911, the company became one of the main competitors of Ford’s Model T in 1919 and won the best car in 1929. It has since gone on to become one of the largest automobile manufacturers with an international clientele. Chevrolet came to India before independence but was forced to leave due to Indian government policies of the 1950s. It returned in 2003 and did well but has since 2017 exited the Indian market once again. Chevrolet still continues to provide its customers with after-sale support.

Chevrolet Car Insurance

If you have a Chevrolet car you must purchase car insurance. The insurance provides a layer of protection for both the car and its owner in case of any mishaps. The insurance provider compensates for any losses due to damage to your car in the event of a mishap. Thereby, they protect both the car and the policyholder by giving them peace of mind and financial stability in times of crisis.

Purchasing a car is a major expense. Additionally, it is also an important part of our everyday lives. Hence, making sure your Chevrolet car is safe and protected is extremely important. With an own-damage cover, you can protect your car from a variety of situations. This includes road accidents, vandalism, theft, natural and manmade calamities. Moreover, it is compulsory for every car including your Chevrolet car to have a third party insurance. This cover takes care of third party liabilities including bodily injuries, death and property damage. If caught without it you can be fined Rs 2,000 and/or be imprisoned for up to 3 months.

The premium of your Chevrolet car depends largely on the Insured Declared Value (IDV). The IDV is calculated by deducting the depreciation rate of the car from the manufacturer’s selling price. The IDV is indicative of the maximum compensation your insurance provider will give the policyholder in case of a mishap. To further increase the strength of your Chevrolet Car Insurance make sure to purchase add-on covers. These covers are optional and will allow you to customize your insurance policy to fit your specific needs. Here are a few useful add-ons for your Chevrolet Car Insurance:

• Roadside Assistance Cover: In case your Chevrolet car breaks down with this add-on cover, the insurance provider will arrange for the towing services, your transport and on-site repairs if necessary.
• Passenger Assistance Cover: In case of an accident the owner-driver is responsible for every individual travelling in the car. The personal accident cover takes care of the owner-driver. But with this cover, you can also protect any passengers who are in the car with you in case of a mishap.
• GAP Value Add-on Cover: This add-on helps fulfil the invoice price of the Chevrolet car in case there is a theft or case of a total loss. Moreover, it will also take care of road tax and registration charges if you pay an additional premium.

Car Insurance Renewal Process for Chevrolet Cars

To hold your Chevrolet car insured with a car insurance policy, you must keep renewing it every year before the due date of expiry without fail. If the expiry date is missed, your car insurance plan could lapse but still, you can save it by renewing your plan within the grace period which ranges from insurance company to insurance company but generally ranges from 30 days to 90 days. It is very simple to renew your a car insurance plan online and it can be done by following these steps:

Step 1: Visit the website of the InsuranceDekho and click on the ‘Car’ tab.

Step 2: Enter your Chevrolet car’s Registration Number and choose your car’s variant and fuel type. If you do not have the Registration Number of your car, in such a case, you can alternatively click on the ‘Don't know your car number?’ option and choose the brand, model, fuel type, variant, registration year and city, and RTO of your car to proceed ahead.

Step 3: Enter the expiry date of your previous car insurance policy and the name of your previous car insurance company. Also, you will have to disclose as if you have made any car insurance claim during the previous policy year and then click on the ‘Continue’ tab.

Step 4: Fill up your personal details correctly which includes your name, mobile number and policy tenure for which you want to buy an insurance plan and click on ‘Submit and Get Quotes’ link.

Step 5: Various premium quotes for a car insurance policy which are provided by different insurance companies shall appear on your screen. Compare and choose a car insurance plan quote which suits your budget and needs in the best manner. Also, you can choose some add-on covers of your choice at this stage of the renewal process.

Step 6: Click on the ‘Buy Now’ button and check all the details entered by you before initiating the payment process for the renewal of your Chevrolet car insurance plan. You can pay for the renewal of your car insurance plan using your debit card, credit card, digital wallets and net banking options. After this, the policy document of your car insurance policy will directly be sent to you at your registered Email ID.

Claim Cashless Car Insurance For Chevrolet Cars

If you are an owner of a Chevrolet car, you can raise a cashless car insurance claim for it very easily. To avail cashless car insurance, you will have to get your car repaired at the network garage of the insurer. After a collision or a mishap, you should intimate your insurer about the event soon after it happened to initiate the process of cashless car insurance. With this process, you can get your Chevrolet car repaired at a network garage after an accident without paying anything as under this process your insurer will be liable to pay for the repair expenses on your behalf.

The cashless car insurance claim is a great option for car owners because with this method you do not have to worry about the payment for your car repair after an accident. The cashless car insurance claim requires fewer formalities to go through and need lesser documents as well in comparison to reimbursement claims. The cashless claim process is swift as they send a surveyor immediately after an accident that speeds up the procedure as the repair task is started only with the approval of the insurer which is developed based on the surveyor’s report. The insurance firms acquire the best workshops in their network based on their quality criteria, hence, the policyholders also get the best repair service without paying anything with the cashless car insurance.

Renew Expired Policy for Chevrolet Cars

In India, the law declares the driving of a car without a policy or an active car insurance plan illegal. Hence, driving a car after the expiration of your car insurance policy can make you face legal and financial troubles. On this note, the moment your car insurance policy gets expired, you must connect with your insurance agent or company. In such a situation, insurers offer a grace period of around 90 days to renew your expired plan. You should try to renew your policy within that break-in period, otherwise, you can lose your coverage and policy benefits like No Claim Bonus, and so on.

Whenever you get to know that your car insurance policy has expired, you should immediately contact your insurance company as they can reinstate your lapsed policy without the need to pay a penalty. In addition to this, you must not drive your car with expired policy as accidents can happen anytime and anywhere and in such a case, you will have to pay for the damages caused to yourself, your car and any third party involved. When a policy expires, the insurer sends a surveyor to examine the state of your car to ensure your eligibility for car insurance. After the inspection is completed, you should buy the insurance policy instantly as the survey report is for limited time.