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Ashok Leyland Car Insurance

Highlights
  • Brand value
    Check in your City
  • Unmatched quality
  • Online renewal facility
  • Instant claim settlement
  • Designed with perfection

About Ashok Leyland

Ashok Leyland is an Indian multinational automotive manufacturer that came into existence in 1955. The company is owned by the Hinduja Group and has its headquarter in Chennai, Tamil Nadu. It is the second-largest producer of commercial vehicles in India, the third-largest producer of buses in the world and the tenth-largest producer of trucks. It has its corporate office situated in Chennai and its manufacturing units are spread across the nation.

Ashok Leyland has secured 34th rank for the best brand in India. Also, it bagged the award for the AON Best Employers for India Award in 2019. It is a $2.3 billion firm that holds its footprints across 50 nations where it has fully integrated manufacturing units. Ashok Leyland is the company that launched the first electric bus and trucks complying with Euro 6 standards in India in 2016. In 2019, the firm managed to secure a place in the top 10 global commercial vehicle manufacturers. The company is operational with its nine plants across the country where it also manufactures engines and spare parts for industrial and marine applications.

Ashok Leyland Car Insurance

When you buy an Ashok Leyland car you must also opt for a car insurance policy to secure it. The insurance shields your car in the situation of an accident, theft, or a mishap by providing compensation for the damages and losses. Car insurance coverage provides huge financial stability for policyholders in the situation of an accident or a mishap. Buying a car is not simple for everyone, which enhances the value of car insurance to safeguard it from events like vandalism, fire, theft accident, natural and manmade calamities. To enjoy the coverage for your own car, you need to pick a standalone own-damage car insurance plan or comprehensive car insurance policy.

Every Ashok Leyland car owner is required to own at least a liability only insurance cover to drive legally, as per the Indian Motor Tariff. It is designed to cover liabilities you own towards a third party for injuries, death and property damage. The third-party car insurance offers compensation for property damage up to Rs 7.5 lakh. Driving without insurance can get you imposed with a penalty of Rs. 2,000 and/or imprisonment for up to 3 months. The premium of car insurance for your Ashok Leyland car largely depends on the Insured Declared Value (IDV) of the car. The IDV is computed by deducting the depreciation value of the car from the selling price, which depends on the age of the car. It is the maximum amount of compensation that a policyholder can get from the insurance provider.

To enhance the coverage of your Ashok Leyland car insurance, you can opt for different add-on covers. They are optional covers designed to suit diverse individual needs and you can buy them by paying a little extra premium along with the standard premium. Here are a few add-on covers which could be a great addition to your Ashok Leyland car insurance:

  • Zero Depreciation Cover: This add-on cover eliminates the default depreciation cost that has to be deducted during the calculation of the claim settlement amount. However, the add-on covers are available only for less than five-year-old cars and can be utilised a limited number of times in a year.
  • Consumables Cover: The consumables add-on covers are designed to provide you with coverage for consumables consumed by your Ashok Leyland car during repair such as engine oil, grease, nuts and bolts, air conditioner gas, and so on.
  • Roadside Assistance Cover: In a situation where your Ashok Leyland car breaks down in the middle of the road or anywhere else, then this add-on cover will make the insurance company help you and take your car to the nearest garage by sending a mechanic on-site for repair, fuel delivery and for related purposes.

Car Insurance Renewal Process for Ashok Leyland Cars

The online renewal process for Ashok Leyland car insurance is simple, swift and seamless. It is compulsory for all the policyholders to renew their plans before their expiry dates every year without any break to continue to enjoy their benefits. Following are the steps for Ashok Leyland online car insurance policy renewal process at the InsuranceDekho platform:

Step 1: Visit InsuranceDekho website and click on the ‘Car’ tab.

Step 2: Enter the registration number of your Ashok Leyland car and click on the ‘Proceed’ tab. After this, you will have to choose the variant and fuel type of your car to continue. In case you do not know the registration number of your car, then, you can click on the ‘Don't know your car number?’ tab and select make, model, variant, registration year, RTO etc., of your Ashok Leyland car to continue.

Step 3: Fill up the expiry date of your last car insurance plan and the name of your previous insurer. Also, you will have to share if you have raised any car insurance claim during the last policy year and click on the ‘Continue’ button to move further.

Step 4: Enter your personal details including your name and mobile number and the period for which you wish to insure your car with a car insurance policy and click on the ‘Submit and Get Quotes’ tab.

Step 5: Different policy premium quotes for different insurers will appear. Compare the quotes and opt for one based on your needs and budget. You can also add some add-on covers at this step.

Step 6: Click on the ‘Buy Now’ tab and check all the entered details before initiating the payment for policy renewal. You can pay through several gateways such as debit and credit card, digital wallets, net banking, etc. Once the payment is done for the car insurance renewal process, a renewed policy document will be issued instantly and sent to the inbox of your registered Email ID.

Claim Cashless Car Insurance For Ashok Leyland Cars

When it comes to the car insurance claim, you can go for a cashless facility where you can get your Ashok Leyland car repaired without paying anything. To avail the cashless option, you should take your car only to a network garage of your insurer for repair and convey your insurance company at the earliest about the accident to initiate the process. Under this facility, the insurance company pays the repair bill directly to the garage, after examining relevant documents like repair invoice, policy document, due to which you get a free repair service.

The cashless car insurance facility frees you from paying a bill after a mishap. Also, this process requires you to go through a lesser amount of documentation and formalities compared to the reimbursement claim process. It is also a time-saving procedure as a surveyor is sent to the accident spot or garage by your insurer to examine the damage extent and send its report for approval. Lastly, the network garages, where you get your cars repaired under the cashless claim process, are the best repair service centers as insurers authorised workshops that fulfil their quality standards.

Renew Expired Policy for Ashok Leyland Cars

The car insurance policy expiration can make you lose various benefits and you can face a fine for the legal violation, loss of coverage, and NCB benefits. Losing such options can amplify your hassles as now you can be caught and penalised for driving a car without an active insurance plan, no compensation will be offered for damages and losses sustained by your car and your accumulated NCB benefit could lapse. Therefore, if your car insurance policy expires, you should stop driving your car and connect with your insurer or agent as soon as possible to renew it.

For the renewal of the policy, your insurance company can send a representative to examine the condition of your car. At this time, you must keep all the required documents handy such as a car registration certificate, car insurance policy document and so on, to show it to the representative. However, you can also renew your policy within 90 days of its expiry date, which is known as a grace period. You can renew your car insurance policy online and offline, but the online renewal process is always better as it offers several benefits like less documentation, safe payment option, etc.

Car Insurance Premium for Ashok Leyland Car Variants

The following table shows the complete list of Ashok Leyland car variants with their insurance premium rates.
    Car ModelVariant of the CarIDV*Zero Depreciation Price* (INR)Premium* (INR)
    Ashok Leyland StileLE 550118 5241 22093
    The above-mentioned Ashok Leyland Car Insurance Premiums are suggestive and may change basis the car's MMV, RTO location, claims history, policy type, etc.

    Calculate Ashok Leyland Car Insurance

    Select your car's brand
    • Maruti
    • Hyundai
    • Honda
    • Toyota
    • Mahindra
    Which city is your car registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your car?
    20072019
    Have you made a claim in the previous year?

    Ashok Leyland Car Insurance FAQ's

    • How long does it take to renew a Ashok Leyland car insurance?

      You can get your Ashok Leyland car insurance renewed in just 5 minutes with InsuranceDekho.

    • Which all insurance add-ons should be bought with Ashok Leyland cars

      For Ashok Leyland Insurance, The popular car insurance add-ons opted with Ashok Leyland cars include zero depreciation add-on, engine cover, NCB (No Claim Bonus) cover and RSA (Road Side Assistance) cover among others.

    • From where can I purchase insurance for my Ashok Leyland car

      You can visit our website insurancedekho.com, compare all available premium quotes for Ashok Leyland cars and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.

    • Which insurer has the best claim settlement ratio for Ashok Leyland cars?

      Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the car insurers who have registered impressive claim settlement ratio for Ashok Leyland cars.

    • From where can I buy a car insurance policy for my Ashok Leyland car?

      You can visit the official website of InsuranceDekho. There you can compare different car insurance policy premium quotes available for Ashok Leyland cars and opt for one of them as per your requirement and budget. With the InsuranceDekho platform, you can get the car insurance policy issued instantly.

    • How much time does it take to renew a car insurance plan for Ashok Leyland vehicles?

      You can get your Ashok Leyland car insurance policy renewed in just 5 minutes at the InsuranceDekho platform.

    • Can I opt for add-on covers with my Ashok Leyland car insurance?

      Yes, you can select and purchase add-on covers to include in the car insurance for your Ashok Leyland car to enhance your policy coverage and insure your car in a better manner.

    • What is the minimum policy term of a third party car insurance plan for Ashok Leyland car?

      It is mandatory for all car owners to purchase a third party car insurance plan of 3 years during the registration of your Ashok Leyland car, according to the Indian Motor Tariff.

    • How does a zero depreciation add-on cover benefit my Ashok Leyland car?

      You can include the zero depreciation add-on cover in your car insurance policy by paying an additional premium amount, which is designed to help you get the amount of claim without any deduction of default depreciation. In simple terms, this add-on cover will help you get a higher claim for your Ashok Leyland after an accident or mishap.

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