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Getting Two-Wheeler Insurance for Old Vehicles: A Step-by-Step Guide

Published On May 07, 2022 11:00 AM By InsuranceDekho

Learn how to obtain two-wheeler insurance for vintage automobiles continue reading this article to know more.

Obtaining two-wheeler insurance for a vintage bike follows a somewhat different method. When you buy a new motorbike, the dealership will provide you with insurance coverage. When it comes to ensuring your old bike is on your own, there are a few things to consider that might affect the cost and coverage of your insurance. The steps to acquiring insurance for your vintage motorbike are as follows:

Getting Two-Wheeler Insurance for Old Vehicles: A Step-by-Step Guide

Guide For Getting Old Two-Wheeler Insurance

In India, two-wheeler insurance is required, and you may choose between third-party liability coverage and a complete policy that protects your vehicle as well as yourself. Insurance firms have lately begun to provide 3-year policies that must be renewed only after the policy period, even though the majority of plans must be renewed yearly. There are a few things to keep in mind when it comes to two-wheeler insurance:

Comparison of Insurance Policies on the Internet

You can quickly compare and contrast all of the different plans available online, as well as their limits and inclusions. It's crucial to examine all of the accessible insurance companies and plans to choose the one that's right for you and meets your requirements. If your motorcycle is older, add-on coverages like engine protection and small-accident coverage are also worth considering. You should get a quote once you've decided on the type of insurance you want to buy.

Examine the Different Two-Wheeler Insurance Plans

You must choose the right type of insurance.

Third-Party Liability Insurance for Automobiles

Any losses incurred by a third party as a result of an accident involving your vehicle would be covered by third-party bike insurance or liability insurance. It would not cover any car damage or injuries you could sustain. It also wouldn't cover expenses incurred as a result of natural catastrophes or other calamities.

Own-Damage Insurance Isn't Enough

Standalone Damage to your person Any damage to your bike would be covered by bike insurance. Accidents, natural disasters, and other calamities might be to fault. 

Insurance that covers everything

Comprehensive bike insurance would include third-party liability coverage, as well as coverage for damage to you and your vehicle, as well as coverage for natural catastrophes or flying objects involving no third parties.

Get the Documents You'll Need

To get insurance, you'll need the following documents:

  • Your two-registration bike's specifications
  • Information about the individual
  • Report on Vehicle Inspection (if there is a break in policy term).

Procedures and Policies

It is critical that you read all of the documentation associated with any policy thoroughly before signing it, and that you sign it only after you have completely comprehended all of the policy's provisions. Make sure you don't sign anything you don't thoroughly comprehend.

Please Make a Payment

Finally, you have the option of paying for your insurance coverage online with a credit card, debit card, or online bank transfer, among other methods. 

Take Away

In India, two-wheeler insurance is required, and you may choose between third-party liability coverage and a complete policy that protects your vehicle as well as yourself. There are several aspects to consider while purchasing insurance for your antique two-wheeler. The age of your vehicle is critical since it has a direct influence on the IDV. The sort of insurance you get is the second consideration. You will be able to make an educated and careful selection if you keep these factors in mind.

lso read - Tips For Choosing A Good Bike Insurance Provider Online

Renewal Benefits for Two-Wheeler Insurance


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
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