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Tips For Choosing A Good Bike Insurance Provider Online

Updated On May 07, 2022

Let’s discuss tips on choosing a good bike insurance provider.

As bikes are popular because of their small size, they are also more prone to accidents due to their open nature. It becomes very crucial to choose the right bike insurance policy to cover the risks of accidental funds. Just like you not only check a bike’s features before buying but also check the company you are buying from to ensure better warranty and services - a good insurance policy should come from a reliable insurance provider.

Currently, there are more than 25 bike insurance companies in India with a good reputation amongst their customers to choose from. Before choosing one, you should consider a few points according to your insurance needs.

Tips For Choosing A Good Bike Insurance Provider Online

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There are various factors based on which a bike insurance company might be preferred. Following are the factors to consider while choosing a bike insurance company:

  1. Network of Premium Cashless Garages 

This is a point to consider if you have a preferred garage in mind. You must check the location of garage network facilities that the insurance might cover and consider the distance and benefits available before choosing a bike insurance company.

  1. Customer Support Service 

It is highly recommended to choose an insurance company which offers 24*7 customer support. This becomes helpful in easy and convenient services and technical solutions anytime, anywhere. Choosing an insurance company with a good reputation for their customer services in the market.

  1. Claim Settlement Ratio 

The claim settlement ratio of an insurance company is the total number of claims settled out of all the claims received in total. The higher the claim settlement ratio of a bike insurance company, the better it is. It is recommended to choose a bike insurance company with a higher claim settlement ratio.

  1. Availability of Add-on Covers 

Insurance Add-ons are the extra benefits added to extend the coverage of a standard bike insurance plan. These add-ons are available against the payment of a nominal premium added with the standard premium. Before buying insurance, you should check if the company can provide you with the add-on benefits you need.


Before opting to buy bike insurance, you should take into account all the requirements you wish to be covered in the right budget through a well-reputed insurance company. Also, you should always compare the insurances available in the market before buying, to make the right choice by fitting the best features within your budget bracket. Remember - low feature insurance is as good as having no insurance. So, always pay for what you want and need to be covered.

Also read - Considering Two-Wheeler Insurance? The IRDAI Rules for Two-Wheeler Insurance Policies


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
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