Hero Bike Insurance

    Hero Bikes Insurance Price (2018 Premium)

    Bike, the South-Korean automobile giant, is the second largest bike maker in the country
    ModelVariantIDVZero Dep (in INR)Gross Premium (in INR)
    Hero Maestro EdgeZX 30658 NA 1085
    Hero Impulse150cc 41689 NA 1156
    Hero MotoCorp PassionSTD 24502 NA 1045
    Hero Maestro110cc 24211 NA 1043
    Hero Xtreme 200RABS 44051 NA 1763
    Hero XPulse 200TSTD 48804 NA 1801
    Hero XtremeSport 36571 NA 1123
    Hero Karizma (2012-2017)250 61702 NA 2401
    Hero Splendor iSmartDrum Self Spoke 23520 NA 1039
    Hero AchieverDrum 30282 NA 1083
    Hero Destini 125VX 29498 NA 1078
    Hero GlamourFuel injection 32144 NA 1095
    Hero HunkSTD 34687 NA 1111
    Hero Splendor iSmart BS6STD 27807 NA 1067
    Hero Passion Proi3s Drum Alloy 26876 NA 1061
    Hero Glamour (2012-2016)PGM-Fi Disc Self Cast 27638 NA 1066
    Hero Ignitor125 Drum 27048 NA 1062
    Hero Xtreme 200SSTD 49000 NA 2119
    Hero Splendor PlusiSmart 23520 NA 1039
    Hero HF Dawn (2018-2019)STD 20299 NA 1018
    Hero Karizma ZMRSTD 78485 NA 2405
    Hero Maestro Edge 125i3S Drum 30478 NA 1084
    Hero Duet 125Drum 36357 NA 1108
    Hero Passion iSmartSTD 44300 115 1523
    Hero Passion XProi3s Drum Alloy 25970 NA 1055
    Hero CBZSTD 35997 NA 1119
    Hero MotoCorp Karizma 2003-2013ZMR 52426 NA 1830
    Hero Pleasure PlusSheet Metal Wheel 23177 NA 1037
    Hero HF Dawn (2012-2017)STD 20299 NA 1018
    Hero Passion Pro 110i3s Drum Alloy 26876 NA 1061
    Hero MotoCorp Puch3G Automatic 19600 NA 695
    Hero Splendor Pro Classicspectra base 21119 NA 1024
    Hero DuetVX 26076 NA 1055
    Hero Splendor ProSelf Alloy 30658 NA 1085
    Hero Super Splendori3s Drum Alloy 27930 NA 1067
    Hero HF DeluxeiBS i3S 22050 NA 1030
    Hero PleasureSheet Metal Wheel 31221 NA 1089
    Hero XPulse 200Fi 52920 NA 1834
    Hero Xtreme SportsSingle Disc 36571 NA 1123
    The above-mentioned premiums are suggestive and may change basis terms & conditions

    Which bike do you ride?

    When did you buy your bike?
    Have you made a claim in the previous year?

    Add-ons For Your Hero Bike Insurance

    • Zero Depreciation
      Zero Depreciation

      Like other assets, the value of your bike also depreciates constantly with time and the liability of this expense by default rests with the policyholder. A zero depreciation add-on protects you against the depreciation expenses incurred by your bike. Thus, if you opt for a zero depreciation cover, depreciation expense of your bike is not deducted from your claim amount at the time of a claim settlement. This add-on is available with comprehensive bike insurance plans as well as standalone bike insurance plans. This is one of the most popular and recommended bike insurance add-on covers.

    • Invoice Protection
      Invoice Protection

      In case of total loss (more than 70% damage) or theft of your bike, the insurance company pays you the Insured Declared Value of your bike as compensation. However, this Insured Declared Value (IDV) is less than the invoice price which you pay at the time of purchasing your bike. The Invoice Protection add-on cover helps you claim the Invoice Price, i.e. total ex-showroom price of your bike plus taxes plus registration charges, of your bike in case of total loss or theft of your bike.

    • NCB Cover
      NCB Cover

      No Claim Bonus is the reward which is given to the policyholder for not making any claim during the policy period. This reward is offered by the insurer in the form of a discount on the own-damage premium of the bike insurance policy at the time of policy renewal. The NCB ranges from 20% to 50% of the own-damage premium depending on the number of claim-free years. However, if you make even a single claim during the policy period this NCB gets lost. But, with the NCB Cover, you can keep your NCB intact even after making a claim during the policy period.

    • Engine Protection Cover
      Engine Protection Cover

      The damages incurred by the engine of the bike are by default not covered under a bike insurance policy. However, if you opt for an Engine Protection Cover, the insurer will be liable to compensate you for damages incurred by the engine of your bike such as damage due to leakage of lubricants, water ingress, hydrostatic lock, damaged gearbox, broken crankshafts or pistons and cylinders. The repair cost of the internal engine parts is often high and can sum up to thousands of rupees or more. Thus, addition of this add-on to your comprehensive or standalone bike insurance policy can save you from these expenses.

    Hero Bike Insurance User Reviews

    • Harsh Sampat

      I got my SBI bike insurance policy that I bought for my Hero Maestro Edge 125 bike renewed instantly at InsuranceDekho platform. Getting my plan renewed in no time was an extraordinary experience for me.

      Harsh Sampat
      On: 10th July, 2020 | Views
    • Aditya Mehta

      I purchased a Magma bike insurance plan from InsuranceDekho portal. I made a claim request for my Hero HF Deluxe bike and got it quickly settled with the assistance of InsuranceDekho executives. Thanks to their entire team.

      Aditya Mehta
      On: 10th July, 2020 | Views
    • Keshav Mathur

      The paperless benefit of InsuranceDekho makes its processes easier and quicker. I bought a Shriram bike insurance policy from the insurance portal for my Hero Xtreme 200R bike without going through any paperwork.

      Keshav Mathur
      On: 10th July, 2020 | Views
    • Paritosh Desai

      At InsuranceDekho, I got my Edelweiss Insurance policy that I purchased for my Hero Maestro Edge 125 bike renewed in just a few minutes. It was a great and happy experience for me.

      Paritosh Desai
      On: 9th July, 2020 | Views
    • Neerav Prasad

      At InsuranceDekho, I could easily get my bike insurance policy of ICICI Lombard renewed in no time by following 2 simple steps. I bought this insurance plan for my Hero Destini 125 bike.

      Neerav Prasad
      On: 9th July, 2020 | Views
    • Rohan Lamba

      I got my Royal Sundaram insurance policy for my Hero Maestro Edge 125 bike renewed in a few minutes at InsuranceDekho portal. I am thoroughly impressed and happy with their functionality.

      Rohan Lamba
      On: 9th July, 2020 | Views
    • Avin Kumar

      The customer support team of InsuranceDekho is brilliant. It never let me face any insurance-related trouble while using Reliance insurance policy for my Hero Passion Pro 110 bike.

      Avin Kumar
      On: 9th July, 2020 | Views
    • Rohan Rao

      The InsuranceDekho platform issued me a Liberty insurance policy for my Hero Passion Pro 110 bike in no time. I am very happy and satisfied to get the insurance plan for my bike this quickly.

      Rohan Rao
      On: 8th July, 2020 | Views
    • Saumil Khare

      The InsuranceDekho team helped me make the claim request in the correct manner for the New India insurance plan after the accident of my Hero Splendor Plus bike. It let my claim settle easily.

      Saumil Khare
      On: 8th July, 2020 | Views
    • Amit Tandon

      I could get my HDFC ERGO insurance policy that I purchased for my Hero Maestro Edge 125 bike renewed instantly at InsuranceDekho platform. It was an extraordinary experience for me.

      Amit Tandon
      On: 8th July, 2020 | Views


    • How long does it take to renew a Hero bike insurance?

      You can get your bike insurance renewed in just 5 minutes with InsuranceDekho.

    • Which all insurance add-ons should I buy for Hero bikes?

      The popular insurance add-ons opted with bikes include zero depreciation add-on, consumable cover and NCB (No Claim Bonus) cover among others.

    • From where can I purchase insurance for my Hero bike?

      You can visit our website insurancedekho.com, compare all available premium quotes for Hero bikes and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.

    • Which insurer has the best claim settlement ratio for Hero bikes?

      Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the bike insurers who have registered impressive claim settlement ratio for Hero bikes.

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