Kotak Term Insurance User Reviews
Claim Settlement Ratio | 98.50% |
Customer Care | 8:00 AM to 10:00 PM |
Death Benefit Paid For | 3,225 Policies |
Inception | 2001 |
Presence | 232 Branches |
Total Death Benefit Paid | Rs. 170.14 Crore |
Term Life Insurance Premium Calculator
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Choose required coverage to secure your family’s future
Best Kotak Term Insurance Plans

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.51%
Special Exit
Terminal Illness
Nominee's Choice payout
Voluntary Top Up
Tax Benefits

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹97.84%
Waiver of Premium on Disability
Terminal Illness
Life Stage Benefit
Tax Benefits
Amazing benefits
I bought the Kotak -e term plan from the InsuranceDekho website which comes with necessary benefits. The plan is amazing in itself. I loved it for all its benefits and would recommend it to all.
Read MoreAmazing benefits
I bought the Kotak - e term plan from the InsuranceDekho website. The plan offered me all the benefits I was looking for. I am so happy that I finally got the plan of my choice.
Read MorePurchased at ease
Purchasing a plan on the InsuranceDekho website is simple. All I had to do was follow a few instructions and I was done! From their website, I purchased the Kotak-e term plan. Thank you to the entire crew for their help with the purchase. I must state that the plan is excellent, and you should purchase it.
Read MorePurchased at ease
The process to buy a plan from the InsuranceDekho website is easy. I just had to follow some steps, and I was done! I bought the Kotak-e term plan from their website. Thanks to the team for being a great help in the buying process. I must say that the plan is really good and you must buy this plan.
Read MoreGot my policy renewed in very less time
I bought the Kotak -e term plan from the InsuranceDekho website a year ago. I visited their site again to get my policy renewed. The process was done in just 5 minutes with the guidance of their team. I am really happy to see that I got my work done in such a short time. Happy with the service.
Read MoreSecured payments
Recently I purchased Kotak’s e-Term plan from InsuranceDekho’s website. InsuranceDekho ensures the privacy of its customers, the payments are completely secure and encrypted. I am very satisfied with my purchase with InsuranceDekho.
Read MoreGot my policy renewed in very less time
A year ago, I purchased the Kotak -e term plan through the InsuranceDekho website. I went back to their website to renew my coverage. With the help of their personnel, the process took about 5 minutes. I'm quite pleased to see that I completed my work in such a short period of time. The service was excellent.
Read MorePurchased at ease
Purchasing a plan on the InsuranceDekho website is simple. All I had to do was follow a few instructions and I was done! From their website, I purchased the Kotak-e term plan. Thank you to the entire crew for their help with the purchase. I must state that the plan is excellent, and you should purchase it.
Read MoreAmazing benefits
I purchased the Kotak -e term plan from InsuranceDekho, which includes all of the necessary features. The plan is incredible in and of itself. It was fantastic for all of its advantages, and I would recommend it to everyone.
Read MoreAmazing benefits
I purchased the Kotak - e term plan from InsuranceDekho a while ago. The plan included all of the features I was searching for. When I had to renew this plan I got a reminder from InsuranceDekho, which was quite helpful as I was able to renew my term plan on time. I am satisfied with my purchase and services provided by InsuranceDekho.
Read More
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FAQ About Kotak Term Insurance
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What is the customer helpline number of Kotak Life Insurance?
The toll-free customer helpline number of Kotak Life is - 1800 209 8800.
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What is the Claim Settlement Ratio of Kotak Life Insurance?
Kotak Life featured an excellent claim settlement ratio of 96.38% for FY 2019-2020 as per the IRDA annual report.
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What is the difference between term insurance and life insurance?
A term insurance plan provides the sum assured to the nominees/beneficiary in case of an unfortunate event. Life insurance provides benefits at the maturity of the plan.
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Can Non-Resident Indians (NRIs) purchase Kotak Life Term insurance plans?
Yes, NRIs who have legal citizenship of India can purchase Kotak life term insurance plans.
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Does Kotak Life Term insurance plans offer tax benefits?
Kotak Life offers tax benefits under Section 80C and Section 10(10D) of The Income Tax Act, 1961.