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Kotak Term Insurance User Reviews

164 reviews Rate This
Kotak Term Insurance
Highlights
Claim Settlement Ratio98.50%
Customer Care8:00 AM to 10:00 PM
Death Benefit Paid For3,225 Policies
Inception2001
Presence232 Branches
Total Death Benefit PaidRs. 170.14 Crore

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Choose required coverage to secure your family’s future

50L
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Kotak Term Insurance Plans

1 Crore
1.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 706/Month
24hr Claim Settlement
Key Features:
  • Special Exit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹97.84%
Starting From ₹ 857/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Tax Benefits
See More Plans
Rating of Kotak
4.6
Based on
164 User reviews

  • Amazing benefits

    I bought the Kotak -e term plan from the InsuranceDekho website which comes with necessary benefits. The plan is amazing in itself. I loved it for all its benefits and would recommend it to all. 

    Read More
    R
    Ritu Batra
    On: Mar 14, 2022

  • Amazing benefits

    I bought the  Kotak - e term plan from the InsuranceDekho website. The plan offered me all the benefits I was looking for. I am so happy that I finally got the plan of my choice. 

    Read More
    V
    Vasu Mittal
    On: Mar 01, 2022

  • Purchased at ease

    Purchasing a plan on the InsuranceDekho website is simple. All I had to do was follow a few instructions and I was done! From their website, I purchased the Kotak-e term plan. Thank you to the entire crew for their help with the purchase. I must state that the plan is excellent, and you should purchase it.

    Read More
    D
    Dimple Kumari
    On: Feb 21, 2022

  • Purchased at ease

    The process to buy a plan from the InsuranceDekho website is easy. I just had to follow some steps, and I was done! I bought the Kotak-e term plan from their website. Thanks to the team for being a great help in the buying process. I must say that the plan is really good and you must buy this plan. 

    Read More
    N
    Nimisha Shukla
    On: Feb 18, 2022

  • Got my policy renewed in very less time

    I bought the Kotak -e term plan from the InsuranceDekho website a year ago. I visited their site again to get my policy renewed. The process was done in just 5 minutes with the guidance of their team. I am really happy to see that I got my work done in such a short time. Happy with the service.

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    D
    Dheeraj Kumar
    On: Feb 17, 2022

  • Secured payments

    Recently I purchased Kotak’s e-Term plan from InsuranceDekho’s website. InsuranceDekho ensures the privacy of its customers, the payments are completely secure and encrypted. I am very satisfied with my purchase with InsuranceDekho. 

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    G
    Gyanesh Holem
    On: Feb 16, 2022

  • Got my policy renewed in very less time

    A year ago, I purchased the Kotak -e term plan through the InsuranceDekho website. I went back to their website to renew my coverage. With the help of their personnel, the process took about 5 minutes. I'm quite pleased to see that I completed my work in such a short period of time. The service was excellent.

    Read More
    K
    Khusboo Sharma
    On: Feb 15, 2022

  • Purchased at ease

    Purchasing a plan on the InsuranceDekho website is simple. All I had to do was follow a few instructions and I was done! From their website, I purchased the Kotak-e term plan. Thank you to the entire crew for their help with the purchase. I must state that the plan is excellent, and you should purchase it.

    Read More
    D
    Dimple Kumari
    On: Feb 14, 2022

  • Amazing benefits

    I purchased the Kotak -e term plan from InsuranceDekho, which includes all of the necessary features. The plan is incredible in and of itself. It was fantastic for all of its advantages, and I would recommend it to everyone.

    Read More
    A
    Aryan Rathore
    On: Feb 11, 2022

  • Amazing benefits

    I purchased the Kotak - e term plan from InsuranceDekho a while ago. The plan included all of the features I was searching for. When I had to renew this plan I got a reminder from InsuranceDekho, which was quite helpful as I was able to renew my term plan on time. I am satisfied with my purchase and services provided by InsuranceDekho. 

    Read More
    M
    Manya Sabarwal
    On: Feb 10, 2022

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Kotak Term Insurance Contact Details

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Claim Process at Kotak Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About Kotak Term Insurance

  • What is the customer helpline number of Kotak Life Insurance?

    The toll-free customer helpline number of Kotak Life is - 1800 209 8800.

  • What is the Claim Settlement Ratio of Kotak Life Insurance?

    Kotak Life featured an excellent claim settlement ratio of 96.38% for FY 2019-2020 as per the IRDA annual report.

  • What is the difference between term insurance and life insurance?

    A term insurance plan provides the sum assured to the nominees/beneficiary in case of an unfortunate event. Life insurance provides benefits at the maturity of the plan.

  • Can Non-Resident Indians (NRIs) purchase Kotak Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase Kotak life term insurance plans.

  • Does Kotak Life Term insurance plans offer tax benefits?

    Kotak Life offers tax benefits under Section 80C and Section 10(10D) of The Income Tax Act, 1961.

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