Kotak Term Insurance User Reviews
Claim Settlement Ratio | 98.50% |
Customer Care | 8:00 AM to 10:00 PM |
Death Benefit Paid For | 3,225 Policies |
Inception | 2001 |
Presence | 232 Branches |
Total Death Benefit Paid | Rs. 170.14 Crore |
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Choose required coverage to secure your family’s future
Best Kotak Term Insurance Plans

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.51%
Special Exit
Terminal Illness
Nominee's Choice payout
Voluntary Top Up
Tax Benefits

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹97.84%
Waiver of Premium on Disability
Terminal Illness
Life Stage Benefit
Tax Benefits
Amazing benefits
I bought the Kotak - e term plan from the InsuranceDekho website. The plan offered me all the benefits I was looking for. I am so happy that I finally got the plan of my choice.
Read MoreMy policy was renewed in a very short period of time.
A year ago, I purchased the Kotak Income Protection Plan through the InsuranceDekho website. I went back to their website to renew my plan. With the help of their personnel, the process took about 5 minutes. I'm quite pleased to see that I completed my work in such a short period of time. The service was excellent.
Read More7 days availability
I visited the InsuranceDekho website on a Sunday to buy the Kotak - e term plan from their website. They were available even on a Sunday to attend to my queries and problems. Loved their services.
Read MoreRenewed my policy with ease
I bought the Kotak-e-term plan from the InsuranceDekho website, sometime back and visited them again to get it renewed. The process to do the same was quick and easy. All I had to do was to follow some simple steps and it was all done. Thanks to the team for helping throughout.
Read MoreGot my policy renewed in very less time
I bought the Kotak -e term plan from the InsuranceDekho website a year ago. I visited their site again to get my policy renewed. The process was done in just 5 minutes with the guidance of their team. I am really happy to see that I got my work done in such a short time. Happy with the service.
Read MorePurchased at ease
The process to buy a plan from the InsuranceDekho website is easy. I just had to follow some steps, and I was done! I bought the Kotak-e term plan from their website. Thanks to the team for being a great help in the buying process. I must say that the plan is really good and you must buy this plan.
Read MorePurchased at ease
The process to buy a plan from the InsuranceDekho website is easy. I just had to follow some steps, and I was done! I bought the Kotak-e term plan from their website. Thanks to the team for being a great help in the buying process. I must say that the plan is really good and you must buy this plan.
Read MoreHassle-free claim settlement
I filed a claim on the InsuranceDekho website since I was insured with the Kotak - e term plan from their website. The process involved no complications at all. The claim was settled in very less time and at ease. The team guided me well in the process.
Read MoreSafe payment modes
Recently I purchased a Kotak’s e-Term plan from InsuranceDekho’s website. InsuranceDekho ensures the privacy of its customers, the payments are completely secure and encrypted. I am very satisfied with my purchase with InsuranceDekho.
Read MoreSafe payment modes
Recently I purchased a Kotak’s e-Term plan from InsuranceDekho’s website. InsuranceDekho ensures the privacy of its customers, the payments are completely secure and encrypted. I am very satisfied with my purchase with InsuranceDekho.
Read More
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FAQ About Kotak Term Insurance
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What is the customer helpline number of Kotak Life Insurance?
The toll-free customer helpline number of Kotak Life is - 1800 209 8800.
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What is the Claim Settlement Ratio of Kotak Life Insurance?
Kotak Life featured an excellent claim settlement ratio of 96.38% for FY 2019-2020 as per the IRDA annual report.
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What is the difference between term insurance and life insurance?
A term insurance plan provides the sum assured to the nominees/beneficiary in case of an unfortunate event. Life insurance provides benefits at the maturity of the plan.
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Can Non-Resident Indians (NRIs) purchase Kotak Life Term insurance plans?
Yes, NRIs who have legal citizenship of India can purchase Kotak life term insurance plans.
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Does Kotak Life Term insurance plans offer tax benefits?
Kotak Life offers tax benefits under Section 80C and Section 10(10D) of The Income Tax Act, 1961.